First American Financial (FAF) Equity Ratio (2009 - 2026)
First American Financial (FAF) reported Equity Ratio of 0.31 for Q1 2026, down 5.52% on a YoY basis from 0.33 in Q1 2025, and down 9.72% quarter-over-quarter from 0.34 in Q4 2025.
First American Financial (FAF) Equity Ratio (2009 - 2026) Analysis & Trends
First American Financial has reported Equity Ratio for 18 years, with the latest figure at 0.31 in Q1 2026.
- For the quarter ending Q1 2026, Equity Ratio fell 5.52% year-over-year to 0.31; the trailing twelve-month figure through Mar 2026 stood at 0.31 (down 5.52% YoY), and the FY2025 full-year result was 0.34, up 3.0% from the prior year.
- Equity Ratio for Q1 2026 stood at 0.31, down from 0.34 in the prior quarter.
- The five-year high for Equity Ratio was 0.34 in Q4 2025, with the low at 0.27 in Q3 2022.
- Historically, Equity Ratio has averaged 0.31 across 5 years, with a median of 0.31 in 2023.
- Annual changes were most pronounced in 2022 — Equity Ratio slipped 18.3% — and 2024, when it climbed 14.19%.
- First American Financial's Equity Ratio stood at 0.31 in 2022, then retreated by 7.54% to 0.29 in 2023, then increased by 14.19% to 0.33 in 2024, then rose by 3.0% to 0.34 in 2025, then fell by 9.72% to 0.31 in 2026.
- The last three Equity Ratio figures came in at 0.31 (Q1 2026), 0.34 (Q4 2025), and 0.3 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 0.08 |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 0.18 |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 0.31 |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 0.77 |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 0.79 |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 0.75 |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 0.45 |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 0.06 |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 0.44 |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.31 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.32 |
| Mar 31, 2025 | 0.33 |
| Dec 31, 2024 | 0.33 |
| Sep 30, 2024 | 0.31 |
| Jun 30, 2024 | 0.32 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.29 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.30 |
| Mar 31, 2023 | 0.31 |
| Dec 31, 2022 | 0.31 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.30 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.34 |
| Jun 30, 2021 | 0.34 |