First American Financial (FAF) EBT Margin (2009 - 2026)
First American Financial (FAF) reported EBT Margin of 8.8% for Q1 2026, up 270.0% on a YoY basis from 2.38% in Q1 2025, and up 246.36% quarter-over-quarter from 6.01% in Q4 2025.
First American Financial (FAF) EBT Margin (2009 - 2026) Analysis & Trends
First American Financial has reported EBT Margin for 18 years, with the latest figure at 8.8% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 270.0% year-over-year to 8.8%; the trailing twelve-month figure through Mar 2026 stood at 101.32% (up 9808.0% YoY), and the FY2025 full-year result was 132.38%, up 12968.0% from the prior year.
- EBT Margin for Q1 2026 stood at 8.8%, up from 6.01% in the prior quarter.
- The five-year high for EBT Margin was 12.48% in Q3 2025, with the low at 10.27% in Q3 2024.
- Historically, EBT Margin has averaged 4.16% across 5 years, with a median of 5.93% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin tumbled 2381 bps — and 2025, when it surged 2275 bps.
- First American Financial's EBT Margin stood at 1.03% in 2022, then jumped by 360 bps to 2.69% in 2023, then surged by 121 bps to 5.93% in 2024, then tumbled by 201 bps to 6.01% in 2025, then jumped by 246 bps to 8.8% in 2026.
- The last three EBT Margin figures came in at 8.8% (Q1 2026), 6.01% (Q4 2025), and 12.48% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 15.44% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 20.81% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 8.80% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 87.85% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 87.88% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 61.51% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 37.24% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 6.02% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 13.03% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 68.10% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.80% |
| Dec 31, 2025 | -6.01% |
| Sep 30, 2025 | 12.48% |
| Jun 30, 2025 | 10.60% |
| Mar 31, 2025 | 6.11% |
| Dec 31, 2024 | 5.93% |
| Sep 30, 2024 | -10.27% |
| Jun 30, 2024 | 9.40% |
| Mar 31, 2024 | 4.09% |
| Dec 31, 2023 | 2.69% |
| Sep 30, 2023 | -0.11% |
| Jun 30, 2023 | 10.81% |
| Mar 31, 2023 | 4.12% |
| Dec 31, 2022 | -1.03% |
| Sep 30, 2022 | -0.18% |
| Jun 30, 2022 | 6.86% |
| Mar 31, 2022 | 6.38% |
| Dec 31, 2021 | -5.01% |
| Sep 30, 2021 | 23.63% |
| Jun 30, 2021 | 17.61% |