First American Financial (FAF) EBT Margin (2009 - 2026)
First American Financial (FAF) posted quarterly EBT Margin of 13.41% for Q2 2026, up 281.0% year-on-year from 3.52% in Q2 2025, and up 52.32% on a QoQ basis from 8.8% in Q1 2026.
First American Financial (FAF) EBT Margin (2009 - 2026) Analysis & Trends
First American Financial (FAF) has reported EBT Margin for 18 consecutive years, with 13.41% the latest figure, recorded in Q2 2026.
- Quarterly EBT Margin rose 281.0% year-over-year to 13.41% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 12.28% (up 848.0% YoY) and the FY2025 annual result came in at 11.09%, up 839.0% from the prior year.
- EBT Margin rose to 13.41% in Q2 2026 per FAF's latest filing, from 8.8% in the prior quarter.
- Over the last five years, EBT Margin for FAF reached as high as 14.02% in Q4 2025 and fell as low as 10.27% in Q3 2024.
- A 5-year average of 6.03% and a median of 6.24% in 2022 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin slumped 2381 bps — and 2025, when it soared 2275 bps.
- Year by year, EBT Margin stood at 3.42% in 2022, then fell by 22 bps to 2.69% in 2023, then surged by 121 bps to 5.93% in 2024, then surged by 137 bps to 14.02% in 2025, then retreated by 4 bps to 13.41% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 13.41%, 8.8%, and 14.02% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 15.44% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 20.81% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 13.41% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 87.86% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 69.62% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 79.48% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 43.14% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 79.27% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 80.71% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 7.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 13.41% |
| Mar 31, 2026 | 8.80% |
| Dec 31, 2025 | 14.02% |
| Sep 30, 2025 | 12.48% |
| Jun 30, 2025 | 10.60% |
| Mar 31, 2025 | 6.11% |
| Dec 31, 2024 | 5.93% |
| Sep 30, 2024 | -10.27% |
| Jun 30, 2024 | 9.40% |
| Mar 31, 2024 | 4.09% |
| Dec 31, 2023 | 2.69% |
| Sep 30, 2023 | -0.11% |
| Jun 30, 2023 | 10.81% |
| Mar 31, 2023 | 4.12% |
| Dec 31, 2022 | 3.42% |
| Sep 30, 2022 | -0.18% |
| Jun 30, 2022 | 6.86% |
| Mar 31, 2022 | 6.38% |
| Dec 31, 2021 | 14.00% |
| Sep 30, 2021 | 23.63% |