First American Financial (FAF) EBT Margin (2009 - 2026)
First American Financial (FAF) recorded EBT Margin of 10.92% in Q3 2026, down 1.56 percentage points from 12.48% a year earlier and down 2.49 percentage points from the prior quarter.
Powered by 
Analysis
First American Financial (FAF) EBT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First American Financial's EBT Margin came in at 11.88% as of Sep 30, 2026, up 2.86 percentage points year-over-year; for FY2025, it was 132.38%, up 103.07 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -277.84 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 29.32% in FY2024 (-18.57 pp), 47.89% in FY2023 (-47.04 pp), 94.93% in FY2022 (-659.00 pp) and 753.93% in FY2021 (+343.71 pp).
- Quarterly EBT Margin has ranged from -10.27% in Q3 2024 to 14.02% in Q4 2025 over the past five years.
- On a year-over-year basis, EBT Margin rose in seven of the last eight quarters, with an average year-over-year change of +5.15 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 22.75 percentage points in Q3 2025, against a drop of 23.81 percentage points in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 13.41% (Q2 2026), 8.80% (Q1 2026) and 14.02% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.94 Bn | 84.52 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 131.43 Bn | 131.43 Bn | - | - |
| 3 | Marsh & Mclennan Companies | 90.99 Bn | 83.15 Bn | - | 15.05% |
| 4 | Travelers Companies | 83.60 Bn | 83.60 Bn | - | - |
| 5 | Manulife Financial | 76.64 Bn | -18.24 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 66.54 Bn | 60.95 Bn | - | 10.34% |
| 7 | Aon | 64.63 Bn | 57.85 Bn | - | 17.05% |
| 8 | Allstate | 64.48 Bn | 25.75 Bn | 8.73 Bn | 22.27% |
| 9 | Metlife | 64.32 Bn | -42.46 Bn | 7.82 Bn | 5.40% |
| 10 | First American Financial | 6.61 Bn | -3.51 Bn | - | 10.92% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.92% |
| Jun 30, 2026 | 13.41% |
| Mar 31, 2026 | 8.80% |
| Dec 31, 2025 | 14.02% |
| Sep 30, 2025 | 12.48% |
| Jun 30, 2025 | 10.60% |
| Mar 31, 2025 | 6.11% |
| Dec 31, 2024 | 5.93% |
| Sep 30, 2024 | -10.27% |
| Jun 30, 2024 | 9.40% |
| Mar 31, 2024 | 4.09% |
| Dec 31, 2023 | 2.69% |
| Sep 30, 2023 | -0.11% |
| Jun 30, 2023 | 10.81% |
| Mar 31, 2023 | 4.12% |
| Dec 31, 2022 | 3.42% |
| Sep 30, 2022 | -0.18% |
| Jun 30, 2022 | 6.86% |
| Mar 31, 2022 | 6.38% |
| Dec 31, 2021 | 14.00% |
API Access
First American Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FAF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FAF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FAF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();