Enova International (ENVA) Loans - Loss Allowance (2013 - 2019)
Enova International (ENVA) recorded Loans - Loss Allowance of $176.94 million in Q4 2019, up 22.7% from $144.21 million a year earlier and up 10.8% from the prior quarter.
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Analysis
Enova International (ENVA) Loans - Loss Allowance (2013 - 2019) Analysis & Trends
Starting with Q3 2013, Enova International's Loans - Loss Allowance history includes 26 quarters.
- Annual Loans - Loss Allowance has increased for five straight years, with a five-year compound annual growth rate of 22.2% (FY2014 to FY2019).
- Across earlier years, Loans - Loss Allowance came in at $144.21 million in FY2018 (+33.7%), $107.84 million in FY2017 (+21.6%), $88.69 million in FY2016 (+31.7%) and $67.32 million in FY2015 (+3.7%).
- The Q4 2019 figure is the highest quarterly Loans - Loss Allowance in data going back to Q3 2013.
- On a year-over-year basis, Loans - Loss Allowance has increased for 17 consecutive quarters, with growth averaging 26.1% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 46.3% in Q3 2016, against a decline of 31.0% in Q1 2015 at the low end.
- Per Business Quant, the preceding three quarters came in at $159.74 million (Q3 2019), $137.27 million (Q2 2019) and $122.49 million (Q1 2019).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.26 Bn | 30.07 Bn | - | - |
| 2 | Orix | 40.37 Bn | 9.10 Bn | 12.74 Bn | -415.53 Mn |
| 3 | Royalty Pharma | 30.55 Bn | 27.51 Bn | - | - |
| 4 | Synchrony Financial | 23.68 Bn | -43.94 Bn | - | 10.34 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.59 Bn | 23.59 Bn | - | 9.42 Bn |
| 6 | Affirm Holdings | 23.31 Bn | 17.00 Bn | - | 563.30 Mn |
| 7 | Royal Gold | 21.32 Bn | 20.50 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.30 Bn | 5.26 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.67 Bn | - | - |
| 10 | Enova International | 4.36 Bn | 3.97 Bn | 614.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2019 | 176.94 Mn |
| Sep 30, 2019 | 159.74 Mn |
| Jun 30, 2019 | 137.27 Mn |
| Mar 31, 2019 | 122.49 Mn |
| Dec 31, 2018 | 144.21 Mn |
| Sep 30, 2018 | 151.59 Mn |
| Jun 30, 2018 | 121.78 Mn |
| Mar 31, 2018 | 114.28 Mn |
| Dec 31, 2017 | 107.84 Mn |
| Sep 30, 2017 | 105.06 Mn |
| Jun 30, 2017 | 83.84 Mn |
| Mar 31, 2017 | 83.25 Mn |
| Dec 31, 2016 | 88.69 Mn |
| Sep 30, 2016 | 94.75 Mn |
| Jun 30, 2016 | 73.82 Mn |
| Mar 31, 2016 | 67.70 Mn |
| Dec 31, 2015 | 67.32 Mn |
| Sep 30, 2015 | 64.74 Mn |
| Jun 30, 2015 | 51.26 Mn |
| Mar 31, 2015 | 51.22 Mn |
API Access
Enova International Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();