Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term InvestmentsNon-Current DebtOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecuritiesSecurities - Held-to-maturitySecurities - Mortgage Backed SecuritiesSecurities - TradableShareholder's EquityShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
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Ratios

Choiceone Financial Services (COFS) Loans - Loss Allowance (2024 - 2025)

Choiceone Financial Services has reported Loans - Loss Allowance over the past 2 years, most recently at $35.6 million for Q4 2025.

  • Quarterly results put Loans - Loss Allowance at $35.6 million for Q4 2025, up 114.78% from a year ago — trailing twelve months through Dec 2025 was $35.6 million (up 114.78% YoY), and the annual figure for FY2025 was $35.6 million, up 114.78%.
  • Loans - Loss Allowance for Q4 2025 was $35.6 million at Choiceone Financial Services, up from $34.8 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for COFS hit a ceiling of $35.6 million in Q4 2025 and a floor of $16.0 million in Q1 2024.