Choiceone Financial Services (COFS) Loans - Loss Allowance (2010 - 2026)
Choiceone Financial Services' quarterly Loans - Loss Allowance came in at $35.5 million in Q1 2026, up 2.69% year-on-year from $34.6 million in Q1 2025, and little changed quarter-over-quarter from $35.6 million in Q4 2025.
Choiceone Financial Services has reported Loans - Loss Allowance for 17 years, with the latest figure at $35.5 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance rose 2.69% year-over-year to $35.5 million; the trailing twelve-month figure through Mar 2026 stood at $35.5 million (up 2.69% YoY), and the FY2025 full-year result was $35.6 million, up 114.78% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $35.5 million, roughly flat from $35.6 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $35.6 million in Q4 2025, with the low at $7.4 million in Q2 2022.
- Average Loans - Loss Allowance over 5 years is $19.5 million, with a median of $16.0 million recorded in 2024.
- Year-over-year, Loans - Loss Allowance declined 6.72% in 2022 and soared 115.55% in 2025.
- Tracing COFS's Loans - Loss Allowance over 5 years: stood at $7.6 million in 2022, then jumped by 105.87% to $15.7 million in 2023, then climbed by 5.53% to $16.6 million in 2024, then soared by 114.78% to $35.6 million in 2025, then declined by 0.15% to $35.5 million in 2026.
- The last three Loans - Loss Allowance figures came in at $35.5 million (Q1 2026), $35.6 million (Q4 2025), and $34.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 10.35 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 12.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 4.66 Bn |
| 10 | Choiceone Financial Services | 471.29 Mn | 377.64 Mn | - | 35.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.50 Mn |
| Dec 31, 2025 | 35.55 Mn |
| Sep 30, 2025 | 34.75 Mn |
| Jun 30, 2025 | 34.80 Mn |
| Mar 31, 2025 | 34.57 Mn |
| Dec 31, 2024 | 16.55 Mn |
| Sep 30, 2024 | 16.49 Mn |
| Jun 30, 2024 | 16.15 Mn |
| Mar 31, 2024 | 16.04 Mn |
| Dec 31, 2023 | 15.69 Mn |
| Sep 30, 2023 | 14.87 Mn |
| Jun 30, 2023 | 14.58 Mn |
| Mar 31, 2023 | 15.07 Mn |
| Dec 31, 2022 | 7.62 Mn |
| Sep 30, 2022 | 7.46 Mn |
| Jun 30, 2022 | 7.42 Mn |
| Mar 31, 2022 | 7.60 Mn |
| Dec 31, 2021 | 7.69 Mn |
| Sep 30, 2021 | 7.76 Mn |
| Jun 30, 2021 | 7.95 Mn |
| Mar 31, 2021 | 7.74 Mn |
| Dec 31, 2020 | 7.59 Mn |
| Sep 30, 2020 | 6.69 Mn |
| Jun 30, 2020 | 5.75 Mn |
| Mar 31, 2020 | 4.79 Mn |
| Dec 31, 2019 | 4.06 Mn |
| Sep 30, 2019 | 4.10 Mn |
| Jun 30, 2019 | 4.80 Mn |
| Mar 31, 2019 | 4.73 Mn |
| Dec 31, 2018 | 4.67 Mn |
| Sep 30, 2018 | 4.10 Mn |
| Jun 30, 2018 | 4.66 Mn |
| Mar 31, 2018 | 4.71 Mn |
| Dec 31, 2017 | 4.58 Mn |
| Sep 30, 2017 | 4.22 Mn |
| Jun 30, 2017 | 4.10 Mn |
| Mar 31, 2017 | 1.41 Mn |
| Dec 31, 2016 | 4.28 Mn |
| Sep 30, 2016 | 4.28 Mn |
| Jun 30, 2016 | 4.30 Mn |
| Mar 31, 2016 | 4.12 Mn |
| Dec 31, 2015 | 4.19 Mn |
| Sep 30, 2015 | 4.32 Mn |
| Jun 30, 2015 | 4.35 Mn |
| Mar 31, 2015 | 4.32 Mn |
| Dec 31, 2014 | 4.17 Mn |
| Sep 30, 2014 | 4.66 Mn |
| Jun 30, 2014 | 4.66 Mn |
| Mar 31, 2014 | 4.60 Mn |
| Dec 31, 2013 | 4.74 Mn |
| Sep 30, 2013 | 5.71 Mn |
| Jun 30, 2013 | 5.86 Mn |
| Mar 31, 2013 | 5.88 Mn |
| Dec 31, 2012 | 5.85 Mn |
| Sep 30, 2012 | 5.77 Mn |
| Jun 30, 2012 | 5.61 Mn |
| Mar 31, 2012 | 5.34 Mn |
| Dec 31, 2011 | 5.21 Mn |
| Sep 30, 2011 | 4.83 Mn |
| Jun 30, 2011 | 4.80 Mn |
| Mar 31, 2011 | 4.73 Mn |
| Dec 31, 2010 | 4.73 Mn |