Choiceone Financial Services (COFS) Loans - Loss Allowance (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly Loans - Loss Allowance came in at $35.5 million in Q1 2026, up 2.69% year-on-year from $34.6 million in Q1 2025, and little changed quarter-over-quarter from $35.6 million in Q4 2025.

Choiceone Financial Services (COFS) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $35.5 million for Q1 2026.

  • On a quarterly basis, Loans - Loss Allowance rose 2.69% year-over-year to $35.5 million in Q1 2026; TTM through Mar 2026 was $35.5 million, a 2.69% increase from a year earlier, with the FY2025 full-year figure at $35.6 million, up 114.78% from the prior year.
  • Loans - Loss Allowance steadied at $35.5 million in Q1 2026 per COFS's latest filing, from $35.6 million in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $35.6 million in Q4 2025 and bottomed at $7.4 million in Q2 2022.
  • The 5-year median for Loans - Loss Allowance is $16.0 million (2024), against an average of $19.2 million.
  • Across the five-year window, Loans - Loss Allowance declined 6.72% in 2022 and soared 115.55% in 2025, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $7.6 million in 2022, then soared by 105.87% to $15.7 million in 2023, then advanced by 5.53% to $16.6 million in 2024, then surged by 114.78% to $35.6 million in 2025, then dropped by 0.15% to $35.5 million in 2026.
  • Per Business Quant, the three latest COFS Loans - Loss Allowance figures stand at $35.5 million (Q1 2026), $35.6 million (Q4 2025), and $31.2 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - 35.50 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 35.50 Mn
Dec 31, 2025 35.55 Mn
Sep 30, 2025 31.16 Mn
Jun 30, 2025 34.80 Mn
Mar 31, 2025 34.57 Mn
Dec 31, 2024 16.55 Mn
Sep 30, 2024 16.40 Mn
Jun 30, 2024 16.15 Mn
Mar 31, 2024 16.04 Mn
Dec 31, 2023 15.69 Mn
Sep 30, 2023 14.39 Mn
Jun 30, 2023 14.58 Mn
Mar 31, 2023 15.07 Mn
Dec 31, 2022 7.62 Mn
Sep 30, 2022 7.46 Mn
Jun 30, 2022 7.42 Mn
Mar 31, 2022 7.60 Mn
Dec 31, 2021 7.69 Mn
Sep 30, 2021 7.76 Mn
Jun 30, 2021 7.95 Mn