Royal Bank Of Canada (RY) Service Charges (2018 - 2026)
Royal Bank Of Canada's Service Charges was $417.41 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), down 4.1% from $435.22 million a year earlier.
Royal Bank Of Canada (RY) Service Charges (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Royal Bank Of Canada's Service Charges was $1.72 billion through Jul 31, 2026, down 0.6% year-over-year; for FY2025 (ended Oct 31, 2025), it was $1.73 billion, up 2.7% from FY2024.
- Service Charges has now increased for five consecutive fiscal years, with a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- In earlier fiscal years, Service Charges was $1.69 billion in FY2024 (+8.3%), $1.56 billion in FY2023 (+1.3%), $1.54 billion in FY2022 (+4.0%) and $1.48 billion in FY2021 (+7.8%).
- The fiscal Q3 2026 figure marks the lowest quarterly Service Charges since fiscal Q2 2024.
- Compared with a year earlier, Service Charges was higher in five of the last seven quarters, with growth averaging 2.0%.
- The best year-over-year quarter for Service Charges over five years was fiscal Q4 2021 (growth of 9.6%); the worst was fiscal Q3 2026 (a decline of 4.1%).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - |
| 10 | American Express | 205.34 Bn | -2.83 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 417.41 Mn |
| Jan 31, 2026 | 427.30 Mn |
| Oct 31, 2025 | 438.29 Mn |
| Jul 31, 2025 | 435.22 Mn |
| Apr 30, 2025 | 426.56 Mn |
| Jan 31, 2025 | 431.11 Mn |
| Oct 31, 2024 | 436.44 Mn |
| Jul 31, 2024 | 428.69 Mn |
| Apr 30, 2024 | 410.80 Mn |
| Jan 31, 2024 | 409.81 Mn |
| Oct 31, 2023 | 404.15 Mn |
| Jul 31, 2023 | 396.33 Mn |
| Apr 30, 2023 | 377.65 Mn |
| Jan 31, 2023 | 378.85 Mn |
| Oct 31, 2022 | 385.48 Mn |
| Jul 31, 2022 | 387.99 Mn |
| Apr 30, 2022 | 378.99 Mn |
| Jan 31, 2022 | 383.19 Mn |
| Oct 31, 2021 | 377.83 Mn |
| Jul 31, 2021 | 378.50 Mn |
Royal Bank Of Canada Service Charges API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=service-charges&ticker=RY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "service-charges", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=service-charges&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();