Capital One Financial (COF) Net Change in Deposits (2009 - 2026)
Capital One Financial (COF) recorded Net Change in Deposits of -$4.83 billion in Q2 2026, compared with -$6.15 billion a year earlier.
Capital One Financial (COF) Net Change in Deposits (2009 - 2026) Analysis & Trends
On a TTM basis, Capital One Financial's Net Change in Deposits came in at $15.87 billion as of Jun 30, 2026, up 64.6% year-over-year; for FY2025, it came in at $5.93 billion, down 58.1% from FY2024.
- Annual Net Change in Deposits has declined for three straight years, with a five-year compound annual growth rate of -32.6% (FY2020 to FY2025).
- Across earlier years, Net Change in Deposits came in at $14.16 billion in FY2024 (-6.7%), $15.17 billion in FY2023 (-32.7%), $22.54 billion in FY2022 (+296.3%) and $5.69 billion in FY2021 (-86.6%).
- Quarterly Net Change in Deposits has ranged from -$6.15 billion in Q2 2025 to $16.65 billion in Q1 2023 over the past five years.
- On a year-over-year basis, Net Change in Deposits rose in three of the last six quarters, with growth averaging 80.3%.
- Peak year-over-year performance for Net Change in Deposits in the last five years was growth of 550.1% in Q1 2023, against a decline of 86.7% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $13.3 billion (Q1 2026), $6.98 billion (Q4 2025) and $422 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Deposits Chg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 905.78 Bn | 905.78 Bn | - | 29.01 Bn |
| 2 | Bank Of America | 347.81 Bn | -2,028.30 Bn | - | 13.63 Bn |
| 3 | Hsbc Holdings | 295.14 Bn | -1,808.06 Bn | - | - |
| 4 | Morgan Stanley | 291.97 Bn | -217.12 Bn | - | 18.23 Bn |
| 5 | Royal Bank Of Canada | 286.46 Bn | -543.54 Bn | - | 45.20 Bn |
| 6 | Goldman Sachs | 261.91 Bn | -3,295.20 Bn | - | -3.24 Bn |
| 7 | Wells Fargo & Company | 257.86 Bn | 259.98 Bn | - | 1.25 Bn |
| 8 | Mitsubishi Ufj Financial | 254.56 Bn | -77.67 Bn | 10.89 Bn | - |
| 9 | American Express | 220.10 Bn | 19.58 Bn | - | -1.96 Bn |
| 10 | Capital One Financial | 129.30 Bn | 129.30 Bn | - | -4.83 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -4.83 Bn |
| Mar 31, 2026 | 13.30 Bn |
| Dec 31, 2025 | 6.98 Bn |
| Sep 30, 2025 | 422.00 Mn |
| Jun 30, 2025 | -6.15 Bn |
| Mar 31, 2025 | 4.68 Bn |
| Dec 31, 2024 | 9.17 Bn |
| Sep 30, 2024 | 1.94 Bn |
| Jun 30, 2024 | 430.00 Mn |
| Mar 31, 2024 | 2.62 Bn |
| Dec 31, 2023 | 2.09 Bn |
| Sep 30, 2023 | 2.34 Bn |
| Jun 30, 2023 | -5.91 Bn |
| Mar 31, 2023 | 16.65 Bn |
| Dec 31, 2022 | 15.77 Bn |
| Sep 30, 2022 | 9.68 Bn |
| Jun 30, 2022 | -5.47 Bn |
| Mar 31, 2022 | 2.56 Bn |
| Dec 31, 2021 | 5.09 Bn |
| Sep 30, 2021 | -348.00 Mn |
Capital One Financial Net Change in Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=COF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-change-in-deposits", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();