Capital One Financial (COF-PN) EBIT Margin (2009 - 2026)

Capital One Financial (COF-PN) posted quarterly EBIT Margin of 44.55% for Q1 2026, down 679.0% YoY from 7.69% in Q1 2025, and up 9.84% sequentially from 40.56% in Q4 2025.

Capital One Financial (COF-PN) EBIT Margin (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed EBIT Margin across 18 years of filings, most recently posting 44.55% for Q1 2026.

  • In Q1 2026, EBIT Margin fell 679.0% year-over-year to 44.55%; the TTM figure through Mar 2026 stood at 33.67% (down 1821.0% YoY), while the FY2025 annual figure was 33.87%, down 1915.0% from the prior year.
  • EBIT Margin grew to 44.55% in Q1 2026, from 40.56% in the prior quarter.
  • Over the last five years, EBIT Margin for COF-PN reached as high as 60.56% in Q3 2023 and fell as low as 16.78% in Q2 2025.
  • The 5-year median for EBIT Margin is 46.13% (2024), against an average of 44.01%.
  • Annual changes were most pronounced in 2023 — EBIT Margin jumped 2213 bps — and 2025, when it slumped 6291 bps.
  • A 5-year view of EBIT Margin shows it stood at 38.77% in 2022, then grew by 24 bps to 47.95% in 2023, then increased by 4 bps to 49.83% in 2024, then fell by 19 bps to 40.56% in 2025, then increased by 10 bps to 44.55% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 44.55%, 40.56%, and 56.91% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Capital One Financial - - - 44.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 44.55%
Dec 31, 2025 40.56%
Sep 30, 2025 56.91%
Jun 30, 2025 -16.78%
Mar 31, 2025 51.34%
Dec 31, 2024 49.83%
Sep 30, 2024 59.94%
Jun 30, 2024 46.13%
Mar 31, 2024 56.06%
Dec 31, 2023 47.95%
Sep 30, 2023 60.56%
Jun 30, 2023 53.05%
Mar 31, 2023 41.91%
Dec 31, 2022 38.77%
Sep 30, 2022 38.43%
Jun 30, 2022 38.17%
Mar 31, 2022 40.77%
Dec 31, 2021 42.37%
Sep 30, 2021 55.79%
Jun 30, 2021 67.32%