Capital One Financial (COF-PK) EBIT Margin (2009 - 2026)

Capital One Financial (COF-PK) reported EBIT Margin of 44.55% for Q1 2026, down 679.0% year-over-year from 7.69% in Q1 2025, and up 9.84% quarter-over-quarter from 40.56% in Q4 2025.

Capital One Financial (COF-PK) EBIT Margin (2009 - 2026) Analysis & Trends

Capital One Financial (COF-PK) has 18 years of EBIT Margin data on file, last reported at 44.55% in Q1 2026.

  • EBIT Margin for Q1 2026 came in at 44.55%, down 679.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 33.67% (down 1821.0% YoY), and the FY2025 annual result was 33.87%, down 1915.0% from the prior year.
  • EBIT Margin improved to 44.55% in Q1 2026 per COF-PK's latest filing, from 40.56% in the prior quarter.
  • Over five years, EBIT Margin peaked at 60.56% in Q3 2023 and troughed at 16.78% in Q2 2025.
  • A 5-year average of 44.01% and a median of 46.13% in 2024 frame the typical range for EBIT Margin.
  • The sharpest annual moves came in 2023 and 2025: EBIT Margin jumped 2213 bps in 2023, then plunged 6291 bps in 2025.
  • A 5-year view of EBIT Margin shows it stood at 38.77% in 2022, then grew by 24 bps to 47.95% in 2023, then increased by 4 bps to 49.83% in 2024, then fell by 19 bps to 40.56% in 2025, then increased by 10 bps to 44.55% in 2026.
  • Business Quant data shows COF-PK's EBIT Margin at 44.55% in Q1 2026, 40.56% in Q4 2025, and 56.91% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Capital One Financial - - - 44.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 44.55%
Dec 31, 2025 40.56%
Sep 30, 2025 56.91%
Jun 30, 2025 -16.78%
Mar 31, 2025 51.34%
Dec 31, 2024 49.83%
Sep 30, 2024 59.94%
Jun 30, 2024 46.13%
Mar 31, 2024 56.06%
Dec 31, 2023 47.95%
Sep 30, 2023 60.56%
Jun 30, 2023 53.05%
Mar 31, 2023 41.91%
Dec 31, 2022 38.77%
Sep 30, 2022 38.43%
Jun 30, 2022 38.17%
Mar 31, 2022 40.77%
Dec 31, 2021 42.37%
Sep 30, 2021 55.79%
Jun 30, 2021 67.32%