Capital One Financial (COF-PI) FCF Payout Ratio (2009 - 2026)

Capital One Financial (COF-PI) reported FCF Payout Ratio of 0.09 for Q1 2026, up 69.39% year-over-year from 0.05 in Q1 2025, and up 33.45% quarter-over-quarter from 0.07 in Q4 2025.

Capital One Financial (COF-PI) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF-PI) has 18 years of FCF Payout Ratio data on file, last reported at 0.09 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.09, up 69.39% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.07 (down 17.12% YoY), and the FY2025 annual result was 0.06, up 5.51% from the prior year.
  • FCF Payout Ratio grew to 0.09 in Q1 2026 per COF-PI's latest filing, from 0.07 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.36 in Q4 2024 and troughed at 0.81 in Q1 2022.
  • A 5-year average of 0.03 and a median of 0.07 in 2025 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio plunged 743.66% in 2022, then jumped 967.73% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.03 in 2022, then advanced by 16.03% to 0.03 in 2023, then jumped by 967.73% to 0.36 in 2024, then slumped by 81.1% to 0.07 in 2025, then surged by 33.45% to 0.09 in 2026.
  • Business Quant data shows COF-PI's FCF Payout Ratio at 0.09 in Q1 2026, 0.07 in Q4 2025, and 0.04 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.49
2 Mastercard 437.55 Bn 427.34 Bn - 0.28
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.22
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.14
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.01
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Capital One Financial - - - 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.07
Sep 30, 2025 0.04
Jun 30, 2025 0.07
Mar 31, 2025 0.05
Dec 31, 2024 0.36
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.09
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 0.03
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 -0.81
Dec 31, 2021 0.21
Sep 30, 2021 0.30
Jun 30, 2021 0.05