Navient (JSM) Service Charges (2013 - 2026)
Navient (JSM) posted Service Charges of $92.0 million for Q2 2026, down 8.0% on a QoQ basis from $100.0 million in Q1 2026, and down 8.91% year-over-year from $101.0 million in Q2 2025.
Analysis
Navient (JSM) Service Charges (2013 - 2026) Analysis & Trends
Navient has reported Service Charges for 14 years, with the latest figure at $92.0 million in Q2 2026.
- On a quarterly basis, Service Charges fell 8.91% year-over-year to $92.0 million in Q2 2026; TTM through Jun 2026 was $430.0 million, a 8.31% increase from a year earlier, with the FY2025 full-year figure at $426.0 million, up 2.9% from the prior year.
- Service Charges was $92.0 million for Q2 2026 at Navient, down from $100.0 million in the prior quarter.
- The five-year high for Service Charges was $361.0 million in Q4 2022, with the low at $5.0 million in Q1 2022.
- Average Service Charges over 5 years is $97.3 million, with a median of $97.0 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Service Charges surged 5916.67% in 2022, then sank 69.53% in 2023.
- Over 5 years, Service Charges stood at $361.0 million in 2022, then tumbled by 69.53% to $110.0 million in 2023, then climbed by 2.73% to $113.0 million in 2024, then gained by 4.42% to $118.0 million in 2025, then retreated by 22.03% to $92.0 million in 2026.
- The last three Service Charges figures came in at $92.0 million (Q2 2026), $100.0 million (Q1 2026), and $118.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.00 Mn |
| Mar 31, 2026 | 100.00 Mn |
| Dec 31, 2025 | 118.00 Mn |
| Sep 30, 2025 | 120.00 Mn |
| Jun 30, 2025 | 101.00 Mn |
| Mar 31, 2025 | 89.00 Mn |
| Dec 31, 2024 | 113.00 Mn |
| Sep 30, 2024 | 94.00 Mn |
| Jun 30, 2024 | 87.00 Mn |
| Mar 31, 2024 | 120.00 Mn |
| Dec 31, 2023 | 110.00 Mn |
| Sep 30, 2023 | 101.00 Mn |
| Jun 30, 2023 | 92.00 Mn |
| Mar 31, 2023 | 6.00 Mn |
| Dec 31, 2022 | 361.00 Mn |
| Sep 30, 2022 | 37.00 Mn |
| Jun 30, 2022 | 6.00 Mn |
| Mar 31, 2022 | 5.00 Mn |
| Dec 31, 2021 | 6.00 Mn |
| Sep 30, 2021 | 21.00 Mn |