Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026)

Synchrony Financial's (SYF) quarterly Change in Accured Expenses came in at $190.0 million in Q2 2026, down 20.17% on a YoY basis from $238.0 million in Q2 2025, and up 160.9% quarter-over-quarter from -$312.0 million in Q1 2026.

Analysis

Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Change in Accured Expenses for 14 consecutive years, with $190.0 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Change in Accured Expenses fell 20.17% year-over-year to $190.0 million; the trailing twelve-month figure through Jun 2026 stood at $277.0 million (up 739.39% YoY), and the FY2025 full-year result was $314.0 million, up 359.5% from the prior year.
  • Change in Accured Expenses improved to $190.0 million in Q2 2026 per SYF's latest filing, from -$312.0 million in the prior quarter.
  • Across five years, Change in Accured Expenses topped out at $300.0 million in Q4 2023 and bottomed at -$413.0 million in Q1 2022.
  • Historically, Change in Accured Expenses has averaged $15.1 million across 5 years, with a median of $58.0 million in 2022.
  • The sharpest annual moves came in 2024 and 2025: Change in Accured Expenses slumped 1650.0% in 2024, then jumped 780.0% in 2025.
  • Over 5 years, Change in Accured Expenses stood at $229.0 million in 2022, then soared by 31.0% to $300.0 million in 2023, then tumbled by 76.33% to $71.0 million in 2024, then jumped by 249.3% to $248.0 million in 2025, then retreated by 23.39% to $190.0 million in 2026.
  • According to Business Quant data, Change in Accured Expenses over the past three periods registered $190.0 million, -$312.0 million, and $248.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 190.00 Mn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -22.78 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 8.62 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -21.60 Mn
5 Slm 4.72 Bn -77.52 Mn - 29.84 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 43.90 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 38.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 2.04 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -23.32 Mn
10 Navient 1.64 Bn 275.03 Mn - 11.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 190.00 Mn
Mar 31, 2026 -312.00 Mn
Dec 31, 2025 248.00 Mn
Sep 30, 2025 151.00 Mn
Jun 30, 2025 238.00 Mn
Mar 31, 2025 -323.00 Mn
Dec 31, 2024 71.00 Mn
Sep 30, 2024 47.00 Mn
Jun 30, 2024 -35.00 Mn
Mar 31, 2024 -204.00 Mn
Dec 31, 2023 300.00 Mn
Sep 30, 2023 172.00 Mn
Jun 30, 2023 -2.00 Mn
Mar 31, 2023 -177.00 Mn
Dec 31, 2022 229.00 Mn
Sep 30, 2022 69.00 Mn
Jun 30, 2022 22.00 Mn
Mar 31, 2022 -413.00 Mn
Dec 31, 2021 472.00 Mn
Sep 30, 2021 302.00 Mn