Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026)
Synchrony Financial's (SYF) quarterly Change in Accured Expenses came in at $190.0 million in Q2 2026, down 20.17% on a YoY basis from $238.0 million in Q2 2025, and up 160.9% quarter-over-quarter from -$312.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Change in Accured Expenses for 14 consecutive years, with $190.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Change in Accured Expenses fell 20.17% year-over-year to $190.0 million; the trailing twelve-month figure through Jun 2026 stood at $277.0 million (up 739.39% YoY), and the FY2025 full-year result was $314.0 million, up 359.5% from the prior year.
- Change in Accured Expenses improved to $190.0 million in Q2 2026 per SYF's latest filing, from -$312.0 million in the prior quarter.
- Across five years, Change in Accured Expenses topped out at $300.0 million in Q4 2023 and bottomed at -$413.0 million in Q1 2022.
- Historically, Change in Accured Expenses has averaged $15.1 million across 5 years, with a median of $58.0 million in 2022.
- The sharpest annual moves came in 2024 and 2025: Change in Accured Expenses slumped 1650.0% in 2024, then jumped 780.0% in 2025.
- Over 5 years, Change in Accured Expenses stood at $229.0 million in 2022, then soared by 31.0% to $300.0 million in 2023, then tumbled by 76.33% to $71.0 million in 2024, then jumped by 249.3% to $248.0 million in 2025, then retreated by 23.39% to $190.0 million in 2026.
- According to Business Quant data, Change in Accured Expenses over the past three periods registered $190.0 million, -$312.0 million, and $248.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 190.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -22.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.62 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | -21.60 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 29.84 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 43.90 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 38.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 2.04 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | -23.32 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 11.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 190.00 Mn |
| Mar 31, 2026 | -312.00 Mn |
| Dec 31, 2025 | 248.00 Mn |
| Sep 30, 2025 | 151.00 Mn |
| Jun 30, 2025 | 238.00 Mn |
| Mar 31, 2025 | -323.00 Mn |
| Dec 31, 2024 | 71.00 Mn |
| Sep 30, 2024 | 47.00 Mn |
| Jun 30, 2024 | -35.00 Mn |
| Mar 31, 2024 | -204.00 Mn |
| Dec 31, 2023 | 300.00 Mn |
| Sep 30, 2023 | 172.00 Mn |
| Jun 30, 2023 | -2.00 Mn |
| Mar 31, 2023 | -177.00 Mn |
| Dec 31, 2022 | 229.00 Mn |
| Sep 30, 2022 | 69.00 Mn |
| Jun 30, 2022 | 22.00 Mn |
| Mar 31, 2022 | -413.00 Mn |
| Dec 31, 2021 | 472.00 Mn |
| Sep 30, 2021 | 302.00 Mn |