Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026)

Synchrony Financial posted quarterly Change in Accured Expenses of -$312.0 million for Q1 2026, up 3.41% year-on-year from -$301.7 million in Q1 2025, and down 225.81% on a QoQ basis from $248.0 million in Q4 2025.

Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Change in Accured Expenses data on file, last reported at -$312.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Accured Expenses rose 3.41% year-over-year to -$312.0 million; the trailing twelve-month figure through Mar 2026 stood at $325.0 million (up 235.42% YoY), and the FY2025 full-year result was $314.0 million, up 359.5% from the prior year.
  • Change in Accured Expenses for Q1 2026 stood at -$312.0 million, down from $248.0 million in the prior quarter.
  • Across five years, Change in Accured Expenses topped out at $300.0 million in Q4 2023 and bottomed at -$413.0 million in Q1 2022.
  • The 5-year median for Change in Accured Expenses is $47.0 million (2024), against an average of $4.8 million.
  • The widest annual swing landed in 2024, when Change in Accured Expenses tumbled 1650.0%; it then soared 780.0% in 2025.
  • A 5-year view of Change in Accured Expenses shows it stood at $229.0 million in 2022, then surged by 31.0% to $300.0 million in 2023, then plunged by 76.33% to $71.0 million in 2024, then soared by 249.3% to $248.0 million in 2025, then tumbled by 225.81% to -$312.0 million in 2026.
  • The last three Change in Accured Expenses figures came in at -$312.0 million (Q1 2026), $248.0 million (Q4 2025), and $151.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 397.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 39.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 476.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - 181.00 Mn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -437.00 Mn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 28.52 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - -312.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -33.85 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 123.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 14.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -312.00 Mn
Mar 31, 2026 -312.00 Mn
Dec 31, 2025 248.00 Mn
Dec 31, 2025 248.00 Mn
Sep 30, 2025 151.00 Mn
Sep 30, 2025 151.00 Mn
Jun 30, 2025 238.00 Mn
Jun 30, 2025 238.00 Mn
Mar 31, 2025 -323.00 Mn
Mar 31, 2025 -323.00 Mn
Dec 31, 2024 71.00 Mn
Dec 31, 2024 71.00 Mn
Sep 30, 2024 47.00 Mn
Sep 30, 2024 47.00 Mn
Jun 30, 2024 -35.00 Mn
Jun 30, 2024 -35.00 Mn
Mar 31, 2024 -204.00 Mn
Mar 31, 2024 -204.00 Mn
Dec 31, 2023 300.00 Mn
Dec 31, 2023 300.00 Mn