Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026)
Synchrony Financial posted quarterly Change in Accured Expenses of -$312.0 million for Q1 2026, up 3.41% year-on-year from -$301.7 million in Q1 2025, and down 225.81% on a QoQ basis from $248.0 million in Q4 2025.
Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Change in Accured Expenses data on file, last reported at -$312.0 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Accured Expenses rose 3.41% year-over-year to -$312.0 million; the trailing twelve-month figure through Mar 2026 stood at $325.0 million (up 235.42% YoY), and the FY2025 full-year result was $314.0 million, up 359.5% from the prior year.
- Change in Accured Expenses for Q1 2026 stood at -$312.0 million, down from $248.0 million in the prior quarter.
- Across five years, Change in Accured Expenses topped out at $300.0 million in Q4 2023 and bottomed at -$413.0 million in Q1 2022.
- The 5-year median for Change in Accured Expenses is $47.0 million (2024), against an average of $4.8 million.
- The widest annual swing landed in 2024, when Change in Accured Expenses tumbled 1650.0%; it then soared 780.0% in 2025.
- A 5-year view of Change in Accured Expenses shows it stood at $229.0 million in 2022, then surged by 31.0% to $300.0 million in 2023, then plunged by 76.33% to $71.0 million in 2024, then soared by 249.3% to $248.0 million in 2025, then tumbled by 225.81% to -$312.0 million in 2026.
- The last three Change in Accured Expenses figures came in at -$312.0 million (Q1 2026), $248.0 million (Q4 2025), and $151.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 397.00 Mn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 39.00 Mn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 476.00 Mn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 181.00 Mn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | -437.00 Mn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 28.52 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | -312.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | -33.85 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 123.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 14.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -312.00 Mn |
| Mar 31, 2026 | -312.00 Mn |
| Dec 31, 2025 | 248.00 Mn |
| Dec 31, 2025 | 248.00 Mn |
| Sep 30, 2025 | 151.00 Mn |
| Sep 30, 2025 | 151.00 Mn |
| Jun 30, 2025 | 238.00 Mn |
| Jun 30, 2025 | 238.00 Mn |
| Mar 31, 2025 | -323.00 Mn |
| Mar 31, 2025 | -323.00 Mn |
| Dec 31, 2024 | 71.00 Mn |
| Dec 31, 2024 | 71.00 Mn |
| Sep 30, 2024 | 47.00 Mn |
| Sep 30, 2024 | 47.00 Mn |
| Jun 30, 2024 | -35.00 Mn |
| Jun 30, 2024 | -35.00 Mn |
| Mar 31, 2024 | -204.00 Mn |
| Mar 31, 2024 | -204.00 Mn |
| Dec 31, 2023 | 300.00 Mn |
| Dec 31, 2023 | 300.00 Mn |