Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026)
Synchrony Financial's (SYF) quarterly Change in Accured Expenses came in at $190.0 million in Q2 2026, down 20.17% YoY from $238.0 million in Q2 2025, and up 160.9% on a QoQ basis from -$312.0 million in Q1 2026.
Synchrony Financial (SYF) Change in Accured Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Change in Accured Expenses data on file, last reported at $190.0 million in Q2 2026.
- Quarterly Change in Accured Expenses fell 20.17% year-over-year to $190.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $277.0 million (up 739.39% YoY) and the FY2025 annual result came in at $314.0 million, up 359.5% from the prior year.
- Change in Accured Expenses grew to $190.0 million in Q2 2026, from -$312.0 million in the prior quarter.
- In the past five years, Change in Accured Expenses ranged from a high of $300.0 million in Q4 2023 to a low of -$413.0 million in Q1 2022.
- A 5-year average of $15.1 million and a median of $58.0 million in 2022 frame the typical range for Change in Accured Expenses.
- Annual changes were most pronounced in 2024 — Change in Accured Expenses sank 1650.0% — and 2025, when it soared 780.0%.
- Tracing SYF's Change in Accured Expenses over 5 years: stood at $229.0 million in 2022, then jumped by 31.0% to $300.0 million in 2023, then sank by 76.33% to $71.0 million in 2024, then surged by 249.3% to $248.0 million in 2025, then declined by 23.39% to $190.0 million in 2026.
- The last three Change in Accured Expenses figures came in at $190.0 million (Q2 2026), -$312.0 million (Q1 2026), and $248.0 million (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 587.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 749.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.74 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -748.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 229.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 190.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 421,000.00 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -33.85 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 43.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 190.00 Mn |
| Jun 30, 2026 | 190.00 Mn |
| Mar 31, 2026 | -312.00 Mn |
| Mar 31, 2026 | -312.00 Mn |
| Dec 31, 2025 | 248.00 Mn |
| Dec 31, 2025 | 248.00 Mn |
| Sep 30, 2025 | 151.00 Mn |
| Sep 30, 2025 | 151.00 Mn |
| Jun 30, 2025 | 238.00 Mn |
| Jun 30, 2025 | 238.00 Mn |
| Mar 31, 2025 | -323.00 Mn |
| Mar 31, 2025 | -323.00 Mn |
| Dec 31, 2024 | 71.00 Mn |
| Dec 31, 2024 | 71.00 Mn |
| Sep 30, 2024 | 47.00 Mn |
| Sep 30, 2024 | 47.00 Mn |
| Jun 30, 2024 | -35.00 Mn |
| Jun 30, 2024 | -35.00 Mn |
| Mar 31, 2024 | -204.00 Mn |
| Mar 31, 2024 | -204.00 Mn |