Axos Financial (AX) Loans - Loss Allowance (2011 - 2025)
Axos Financial (AX) posted quarterly Loans - Loss Allowance of $327.0 million for Q4 2025, up 20.86% year-over-year from $270.6 million in Q4 2024, and up 20.86% quarter-over-quarter from $270.6 million in Q4 2024.
Axos Financial (AX) Loans - Loss Allowance (2011 - 2025) Analysis & Trends
Axos Financial's Loans - Loss Allowance history runs 15 years deep, the most recent figure standing at $327.0 million for Q4 2025.
- In Q4 2025, Loans - Loss Allowance rose 20.86% year-over-year to $327.0 million; the TTM figure through Dec 2025 stood at $327.0 million (up 20.86% YoY), while the FY2022 annual figure was $148.6 million, up 11.78% from the prior year.
- Loans - Loss Allowance for Q4 2025 stood at $327.0 million, up from $270.6 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $327.0 million in Q4 2025, with the low at $133.0 million in Q2 2021.
- The 5-year median for Loans - Loss Allowance is $155.5 million (2022), against an average of $187.5 million.
- Peak annual rise in Loans - Loss Allowance reached 75.39% in 2021, while the deepest fall reached 2.91% in 2021.
- Axos Financial's Loans - Loss Allowance stood at $140.5 million in 2021, then climbed by 11.91% to $157.2 million in 2022, then surged by 60.13% to $251.7 million in 2023, then advanced by 7.49% to $270.6 million in 2024, then climbed by 20.86% to $327.0 million in 2025.
- Business Quant data shows AX's Loans - Loss Allowance at $327.0 million in Q4 2025, $270.6 million in Q4 2024, and $263.9 million in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.81 Bn | 84.62 Bn | - | - |
| 2 | Pnc Financial Services | 98.03 Bn | 98.03 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.42 Bn | 96.42 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | - |
| 7 | Nu Holdings | 70.88 Bn | 57.19 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.83 Bn | 61.83 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.96 Bn | 26.24 Bn | - | 2.92 Bn |
| 10 | Axos Financial | 5.47 Bn | 4.11 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 327.04 Mn |
| Dec 31, 2024 | 270.61 Mn |
| Sep 30, 2024 | 263.85 Mn |
| Dec 31, 2023 | 251.75 Mn |
| Sep 30, 2023 | 170.87 Mn |
| Dec 31, 2022 | 157.22 Mn |
| Sep 30, 2022 | 155.47 Mn |
| Jun 30, 2022 | 148.62 Mn |
| Mar 31, 2022 | 143.37 Mn |
| Dec 31, 2021 | 140.49 Mn |
| Sep 30, 2021 | 136.78 Mn |
| Jun 30, 2021 | 132.96 Mn |
| Mar 31, 2021 | 138.11 Mn |
| Dec 31, 2020 | 136.39 Mn |
| Sep 30, 2020 | 132.92 Mn |
| Jun 30, 2020 | 75.81 Mn |
| Dec 31, 2019 | 59.51 Mn |
| Sep 30, 2019 | 59.23 Mn |
| Dec 31, 2018 | 53.71 Mn |
| Sep 30, 2018 | 50.12 Mn |