Axos Financial (AX) Loans - Loss Allowance (2010 - 2025)

Axos Financial (AX) recorded quarterly Loans - Loss Allowance of $327.0 million in Q4 2025, up 20.86% quarter-over-quarter from $270.6 million in Q4 2024, and up 20.86% on a YoY basis from $270.6 million in Q4 2024.

Axos Financial (AX) Loans - Loss Allowance (2010 - 2025) Analysis & Trends

Axos Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $327.0 million for Q4 2025.

  • In Q4 2025, Loans - Loss Allowance rose 20.86% year-over-year to $327.0 million; the TTM figure through Dec 2025 stood at $327.0 million (up 20.86% YoY), while the FY2022 annual figure was $148.6 million, up 11.78% from the prior year.
  • Loans - Loss Allowance was $327.0 million for Q4 2025 at Axos Financial, up from $270.6 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $327.0 million in Q4 2025 to a low of $133.0 million in Q2 2021.
  • Historically, Loans - Loss Allowance has averaged $187.5 million across 5 years, with a median of $155.5 million in 2022.
  • Biggest YoY gain for Loans - Loss Allowance was 75.39% in 2021; the steepest drop was 2.91% in 2021.
  • A 5-year view of Loans - Loss Allowance shows it stood at $140.5 million in 2021, then grew by 11.91% to $157.2 million in 2022, then soared by 60.13% to $251.7 million in 2023, then climbed by 7.49% to $270.6 million in 2024, then grew by 20.86% to $327.0 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $327.0 million (Q4 2025), $270.6 million (Q4 2024), and $263.9 million (Q3 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Axos Financial 5.10 Bn 3.94 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 327.04 Mn
Dec 31, 2024 270.61 Mn
Sep 30, 2024 263.85 Mn
Dec 31, 2023 251.75 Mn
Sep 30, 2023 170.87 Mn
Dec 31, 2022 157.22 Mn
Sep 30, 2022 155.47 Mn
Jun 30, 2022 148.62 Mn
Mar 31, 2022 143.37 Mn
Dec 31, 2021 140.49 Mn
Sep 30, 2021 136.78 Mn
Jun 30, 2021 132.96 Mn
Mar 31, 2021 138.11 Mn
Dec 31, 2020 136.39 Mn
Sep 30, 2020 132.92 Mn
Jun 30, 2020 75.81 Mn
Dec 31, 2019 59.51 Mn
Sep 30, 2019 59.23 Mn
Dec 31, 2018 53.71 Mn
Sep 30, 2018 50.12 Mn