Axos Financial (AX) Loans - Loss Allowance (2010 - 2025)
Axos Financial (AX) recorded quarterly Loans - Loss Allowance of $327.0 million in Q4 2025, up 20.86% quarter-over-quarter from $270.6 million in Q4 2024, and up 20.86% on a YoY basis from $270.6 million in Q4 2024.
Axos Financial (AX) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Axos Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $327.0 million for Q4 2025.
- In Q4 2025, Loans - Loss Allowance rose 20.86% year-over-year to $327.0 million; the TTM figure through Dec 2025 stood at $327.0 million (up 20.86% YoY), while the FY2022 annual figure was $148.6 million, up 11.78% from the prior year.
- Loans - Loss Allowance was $327.0 million for Q4 2025 at Axos Financial, up from $270.6 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $327.0 million in Q4 2025 to a low of $133.0 million in Q2 2021.
- Historically, Loans - Loss Allowance has averaged $187.5 million across 5 years, with a median of $155.5 million in 2022.
- Biggest YoY gain for Loans - Loss Allowance was 75.39% in 2021; the steepest drop was 2.91% in 2021.
- A 5-year view of Loans - Loss Allowance shows it stood at $140.5 million in 2021, then grew by 11.91% to $157.2 million in 2022, then soared by 60.13% to $251.7 million in 2023, then climbed by 7.49% to $270.6 million in 2024, then grew by 20.86% to $327.0 million in 2025.
- The last three Loans - Loss Allowance figures came in at $327.0 million (Q4 2025), $270.6 million (Q4 2024), and $263.9 million (Q3 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Axos Financial | 5.10 Bn | 3.94 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 327.04 Mn |
| Dec 31, 2024 | 270.61 Mn |
| Sep 30, 2024 | 263.85 Mn |
| Dec 31, 2023 | 251.75 Mn |
| Sep 30, 2023 | 170.87 Mn |
| Dec 31, 2022 | 157.22 Mn |
| Sep 30, 2022 | 155.47 Mn |
| Jun 30, 2022 | 148.62 Mn |
| Mar 31, 2022 | 143.37 Mn |
| Dec 31, 2021 | 140.49 Mn |
| Sep 30, 2021 | 136.78 Mn |
| Jun 30, 2021 | 132.96 Mn |
| Mar 31, 2021 | 138.11 Mn |
| Dec 31, 2020 | 136.39 Mn |
| Sep 30, 2020 | 132.92 Mn |
| Jun 30, 2020 | 75.81 Mn |
| Dec 31, 2019 | 59.51 Mn |
| Sep 30, 2019 | 59.23 Mn |
| Dec 31, 2018 | 53.71 Mn |
| Sep 30, 2018 | 50.12 Mn |