Axos Financial (AX) Loans - Loss Allowance (2011 - 2025)
Axos Financial's (AX) quarterly Loans - Loss Allowance came in at $327.0 million in Q4 2025, up 20.86% year-on-year from $270.6 million in Q4 2024, and up 20.86% quarter-over-quarter from $270.6 million in Q4 2024.
Axos Financial (AX) Loans - Loss Allowance (2011 - 2025) Analysis & Trends
Axos Financial's Loans - Loss Allowance history runs 15 years deep, the most recent figure standing at $327.0 million for Q4 2025.
- On a quarterly basis, Loans - Loss Allowance rose 20.86% year-over-year to $327.0 million in Q4 2025; TTM through Dec 2025 was $327.0 million, a 20.86% increase from a year earlier, with the FY2022 full-year figure at $148.6 million, up 11.78% from the prior year.
- Loans - Loss Allowance rose to $327.0 million in Q4 2025 per AX's latest filing, from $270.6 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $327.0 million in Q4 2025 and bottomed at $133.0 million in Q2 2021.
- The 5-year median for Loans - Loss Allowance is $155.5 million (2022), against an average of $187.5 million.
- Biggest YoY gain for Loans - Loss Allowance was 75.39% in 2021; the steepest drop was 2.91% in 2021.
- Year by year, Loans - Loss Allowance stood at $140.5 million in 2021, then grew by 11.91% to $157.2 million in 2022, then soared by 60.13% to $251.7 million in 2023, then climbed by 7.49% to $270.6 million in 2024, then grew by 20.86% to $327.0 million in 2025.
- Per Business Quant, the three latest AX Loans - Loss Allowance figures stand at $327.0 million (Q4 2025), $270.6 million (Q4 2024), and $263.9 million (Q3 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Axos Financial | 5.40 Bn | 4.05 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 327.04 Mn |
| Dec 31, 2024 | 270.61 Mn |
| Sep 30, 2024 | 263.85 Mn |
| Dec 31, 2023 | 251.75 Mn |
| Sep 30, 2023 | 170.87 Mn |
| Dec 31, 2022 | 157.22 Mn |
| Sep 30, 2022 | 155.47 Mn |
| Jun 30, 2022 | 148.62 Mn |
| Mar 31, 2022 | 143.37 Mn |
| Dec 31, 2021 | 140.49 Mn |
| Sep 30, 2021 | 136.78 Mn |
| Jun 30, 2021 | 132.96 Mn |
| Mar 31, 2021 | 138.11 Mn |
| Dec 31, 2020 | 136.39 Mn |
| Sep 30, 2020 | 132.92 Mn |
| Jun 30, 2020 | 75.81 Mn |
| Dec 31, 2019 | 59.51 Mn |
| Sep 30, 2019 | 59.23 Mn |
| Dec 31, 2018 | 53.71 Mn |
| Sep 30, 2018 | 50.12 Mn |