Atlanticus Holdings (ATLCZ) Net Margin (2011 - 2026)

Atlanticus Holdings (ATLCZ) recorded quarterly Net Margin of 22.39% in Q1 2026, up 908.47% quarter-over-quarter from 2.22% in Q4 2025, and down 176.0% on a YoY basis from 29.46% in Q1 2025.

Atlanticus Holdings (ATLCZ) Net Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Net Margin history runs 16 years deep, the most recent figure standing at 22.39% for Q1 2026.

  • In Q1 2026, Net Margin fell 176.0% year-over-year to 22.39%; the TTM figure through Mar 2026 stood at 5.59% (down 321145.0% YoY), while the FY2025 annual figure was 5.8%, down 1596.0% from the prior year.
  • Net Margin was 22.39% for Q1 2026 at Atlanticus Holdings, up from 2.22% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 24.15% in Q1 2025 to a low of 4.72% in Q4 2024.
  • Historically, Net Margin has averaged 10.14% across 5 years, with a median of 7.66% in 2023.
  • The sharpest annual moves came in 2022 and 2025: Net Margin sank 4428 bps in 2022, then surged 1710 bps in 2025.
  • A 5-year view of Net Margin shows it stood at 4.52% in 2022, then surged by 149 bps to 2.24% in 2023, then plunged by 311 bps to 4.72% in 2024, then surged by 147 bps to 2.22% in 2025, then soared by 908 bps to 22.39% in 2026.
  • The last three Net Margin figures came in at 22.39% (Q1 2026), 2.22% (Q4 2025), and 16.53% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Atlanticus Holdings - - 144.79 Mn 22.39%

Historic Data

Download Data
DateValue
Mar 31, 2026 22.39%
Dec 31, 2025 2.22%
Sep 30, 2025 16.53%
Jun 30, 2025 7.19%
Mar 31, 2025 24.15%
Dec 31, 2024 -4.72%
Sep 30, 2024 6.79%
Jun 30, 2024 19.95%
Mar 31, 2024 7.04%
Dec 31, 2023 2.24%
Sep 30, 2023 21.42%
Jun 30, 2023 6.67%
Mar 31, 2023 7.66%
Dec 31, 2022 -4.52%
Sep 30, 2022 9.67%
Jun 30, 2022 10.50%
Mar 31, 2022 17.14%
Dec 31, 2021 39.76%
Sep 30, 2021 32.64%
Jun 30, 2021 17.65%