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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLCZ) Net Margin (2017 - 2025)

Atlanticus Holdings has reported Net Margin over the past 13 years, most recently at 2.11% for Q4 2025.

  • Quarterly results put Net Margin at 2.11% for Q4 2025, down 69.0% from a year ago — trailing twelve months through Dec 2025 was 4.36% (down 70.0% YoY), and the annual figure for FY2025 was 5.8%, down 104.0%.
  • Net Margin for Q4 2025 was 2.11% at Atlanticus Holdings, down from 4.58% in the prior quarter.
  • Over the last five years, Net Margin for ATLCZ hit a ceiling of 39.07% in Q1 2021 and a floor of 50.05% in Q4 2021.
  • Median Net Margin over the past 5 years was 7.07% (2025), compared with a mean of 12.54%.
  • Biggest five-year swings in Net Margin: plummeted -5546bps in 2021 and later soared 5684bps in 2022.
  • Atlanticus Holdings' Net Margin stood at 50.05% in 2021, then soared by 114bps to 6.79% in 2022, then crashed by -66bps to 2.3% in 2023, then increased by 21bps to 2.79% in 2024, then decreased by -25bps to 2.11% in 2025.
  • The last three reported values for Net Margin were 2.11% (Q4 2025), 4.58% (Q3 2025), and 7.34% (Q2 2025) per Business Quant data.