Atlanticus Holdings (ATLCZ) EBIT Margin (2011 - 2026)

Atlanticus Holdings (ATLCZ) recorded quarterly EBIT Margin of 7.34% in Q1 2026, down 91.69% quarter-over-quarter from 88.33% in Q4 2025, and down 3.0% on a YoY basis from 7.57% in Q1 2025.

Atlanticus Holdings (ATLCZ) EBIT Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' EBIT Margin history runs 16 years deep, the most recent figure standing at 7.34% for Q1 2026.

  • In Q1 2026, EBIT Margin fell 3.0% year-over-year to 7.34%; the TTM figure through Mar 2026 stood at 72.98% (up 1339618.0% YoY), while the FY2025 annual figure was 1.72%, down 559.0% from the prior year.
  • EBIT Margin was 7.34% for Q1 2026 at Atlanticus Holdings, down from 88.33% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 120.38% in Q4 2024 to a low of 4.65% in Q3 2025.
  • Historically, EBIT Margin has averaged 58.45% across 5 years, with a median of 70.5% in 2025.
  • The sharpest annual moves came in 2022 and 2025: EBIT Margin soared 8298 bps in 2022, then tumbled 7870 bps in 2025.
  • A 5-year view of EBIT Margin shows it stood at 119.57% in 2022, then fell by 25 bps to 90.18% in 2023, then jumped by 33 bps to 120.38% in 2024, then dropped by 27 bps to 88.33% in 2025, then plunged by 92 bps to 7.34% in 2026.
  • The last three EBIT Margin figures came in at 7.34% (Q1 2026), 88.33% (Q4 2025), and 4.65% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Atlanticus Holdings - - 144.79 Mn 7.34%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.34%
Dec 31, 2025 88.33%
Sep 30, 2025 -4.65%
Jun 30, 2025 70.50%
Mar 31, 2025 7.37%
Dec 31, 2024 120.38%
Sep 30, 2024 74.05%
Jun 30, 2024 1.00%
Mar 31, 2024 69.89%
Dec 31, 2023 90.18%
Sep 30, 2023 6.68%
Jun 30, 2023 72.39%
Mar 31, 2023 70.68%
Dec 31, 2022 119.57%
Sep 30, 2022 71.98%
Jun 30, 2022 68.22%
Mar 31, 2022 59.69%
Dec 31, 2021 36.59%
Sep 30, 2021 44.35%
Jun 30, 2021 64.70%