Atlanticus Holdings (ATLCL) Net Margin (2011 - 2026)

Atlanticus Holdings (ATLCL) posted quarterly Net Margin of 22.39% for Q1 2026, down 176.0% year-over-year from 29.46% in Q1 2025, and up 908.47% on a QoQ basis from 2.22% in Q4 2025.

Atlanticus Holdings (ATLCL) Net Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLCL) has reported Net Margin for 16 consecutive years, with 22.39% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Margin fell 176.0% year-over-year to 22.39%; the TTM figure through Mar 2026 stood at 5.59% (down 321145.0% YoY), while the FY2025 annual figure was 5.8%, down 1596.0% from the prior year.
  • Net Margin came in at 22.39% for Q1 2026 at Atlanticus Holdings, up from 2.22% in the prior quarter.
  • The five-year high for Net Margin was 24.15% in Q1 2025, with the low at 4.72% in Q4 2024.
  • Average Net Margin over 5 years is 10.14%, with a median of 7.66% recorded in 2023.
  • Across the five-year window, Net Margin slumped 4428 bps in 2022 and surged 1710 bps in 2025, its largest moves.
  • Year by year, Net Margin stood at 4.52% in 2022, then surged by 149 bps to 2.24% in 2023, then sank by 311 bps to 4.72% in 2024, then surged by 147 bps to 2.22% in 2025, then soared by 908 bps to 22.39% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 22.39%, 2.22%, and 16.53% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 53.62%
2 Mastercard 465.55 Bn 455.34 Bn - 46.23%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 15.71%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 13.32%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 30.76%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 15.15%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 13.84%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 21.04%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 14.05%
10 Atlanticus Holdings - - 144.79 Mn 22.39%

Historic Data

Download Data
DateValue
Mar 31, 2026 22.39%
Dec 31, 2025 2.22%
Sep 30, 2025 16.53%
Jun 30, 2025 7.19%
Mar 31, 2025 24.15%
Dec 31, 2024 -4.72%
Sep 30, 2024 6.79%
Jun 30, 2024 19.95%
Mar 31, 2024 7.04%
Dec 31, 2023 2.24%
Sep 30, 2023 21.42%
Jun 30, 2023 6.67%
Mar 31, 2023 7.66%
Dec 31, 2022 -4.52%
Sep 30, 2022 9.67%
Jun 30, 2022 10.50%
Mar 31, 2022 17.14%
Dec 31, 2021 39.76%
Sep 30, 2021 32.64%
Jun 30, 2021 17.65%