Atlanticus Holdings (ATLCL) Free Cash Flow (2011 - 2026)
Atlanticus Holdings (ATLCL) posted quarterly Free Cash Flow of $286.1 million for Q1 2026, up 121.96% year-over-year from $128.9 million in Q1 2025, and up 7.51% on a QoQ basis from $266.1 million in Q4 2025.
Atlanticus Holdings (ATLCL) Free Cash Flow (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCL) has reported Free Cash Flow for 16 consecutive years, with $286.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow rose 121.96% year-over-year to $286.1 million; the TTM figure through Mar 2026 stood at $790.1 million (up 65.38% YoY), while the FY2025 annual figure was $632.9 million, up 35.35% from the prior year.
- Free Cash Flow came in at $286.1 million for Q1 2026 at Atlanticus Holdings, up from $266.1 million in the prior quarter.
- The five-year high for Free Cash Flow was $286.1 million in Q1 2026, with the low at $71.3 million in Q2 2022.
- Average Free Cash Flow over 5 years is $128.5 million, with a median of $115.6 million recorded in 2024.
- Across the five-year window, Free Cash Flow soared 522.8% in 2022 and retreated 8.73% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at $98.4 million in 2022, then jumped by 34.69% to $132.6 million in 2023, then declined by 8.73% to $121.0 million in 2024, then soared by 119.91% to $266.1 million in 2025, then grew by 7.51% to $286.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $286.1 million, $266.1 million, and $107.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 286.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 286.10 Mn |
| Mar 31, 2026 | 286.10 Mn |
| Dec 31, 2025 | 266.11 Mn |
| Dec 31, 2025 | 266.11 Mn |
| Sep 30, 2025 | 107.39 Mn |
| Sep 30, 2025 | 107.39 Mn |
| Jun 30, 2025 | 130.55 Mn |
| Jun 30, 2025 | 130.55 Mn |
| Mar 31, 2025 | 128.89 Mn |
| Mar 31, 2025 | 128.89 Mn |
| Dec 31, 2024 | 121.01 Mn |
| Dec 31, 2024 | 121.01 Mn |
| Sep 30, 2024 | 112.30 Mn |
| Sep 30, 2024 | 112.30 Mn |
| Jun 30, 2024 | 115.58 Mn |
| Jun 30, 2024 | 115.58 Mn |
| Mar 31, 2024 | 118.73 Mn |
| Mar 31, 2024 | 118.73 Mn |
| Dec 31, 2023 | 132.58 Mn |
| Dec 31, 2023 | 132.58 Mn |