Ameris Bancorp (ABCB) Loans - Loss Allowance (2010 - 2026)
Ameris Bancorp (ABCB) recorded Loans - Loss Allowance of $359.51 million in Q2 2026, up 5.3% from $341.57 million a year earlier and up 1.4% from the prior quarter.
Ameris Bancorp (ABCB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Ameris Bancorp reported Loans - Loss Allowance of $348.14 million, up 3.0% from FY2024.
- Annual Loans - Loss Allowance has increased for four straight years, with a five-year compound annual growth rate of 11.8% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $338.08 million in FY2024 (+10.1%), $307.1 million in FY2023 (+49.3%), $205.68 million in FY2022 (+22.7%) and $167.58 million in FY2021 (-16.0%).
- The Q2 2026 figure is the highest quarterly Loans - Loss Allowance in data going back to Q2 2010.
- On a year-over-year basis, Loans - Loss Allowance has increased for 16 consecutive quarters, with growth averaging 6.1% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 57.6% in Q2 2023, against a decline of 26.2% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $354.68 million (Q1 2026), $348.14 million (Q4 2025) and $345.29 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Ameris Bancorp | 5.34 Bn | 5.34 Bn | - | 359.51 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 359.51 Mn |
| Mar 31, 2026 | 354.68 Mn |
| Dec 31, 2025 | 348.14 Mn |
| Sep 30, 2025 | 345.29 Mn |
| Jun 30, 2025 | 341.57 Mn |
| Mar 31, 2025 | 345.56 Mn |
| Dec 31, 2024 | 338.08 Mn |
| Sep 30, 2024 | 334.46 Mn |
| Jun 30, 2024 | 336.22 Mn |
| Mar 31, 2024 | 320.02 Mn |
| Dec 31, 2023 | 307.10 Mn |
| Sep 30, 2023 | 290.10 Mn |
| Jun 30, 2023 | 272.07 Mn |
| Mar 31, 2023 | 242.66 Mn |
| Dec 31, 2022 | 205.68 Mn |
| Sep 30, 2022 | 184.89 Mn |
| Jun 30, 2022 | 172.64 Mn |
| Mar 31, 2022 | 161.25 Mn |
| Dec 31, 2021 | 167.58 Mn |
| Sep 30, 2021 | 171.21 Mn |
Ameris Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ABCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ABCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ABCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();