Winchester Bancorp reported a net margin of 16.50% for the quarter ended Sep 2026. These financial ratios cover 12 quarters of results from Dec 2023 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| RatiosRatios | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||
| EBT Margin | 8.70% | 4.77% | -0.01% | -19.44% | 9.37% | 7.96% | -24.96% | 22.75% | 20.95% | 22.42% | 21.17% | 21.53% |
| EBIT Margin | 139.34% | 158.43% | 16.21% | 131.95% | 155.92% | 141.52% | 76.00% | 129.71% | 119.49% | 115.74% | 111.16% | 112.54% |
| EBITDA Margin | 166.48% | 17.04% | 139.05% | 162.77% | 147.82% | 81.16% | 133.92% | 124.73% | 119.87% | 114.81% | 116.02% | |
| Net Margin | 7.21% | 5.29% | 0.29% | -14.80% | 8.44% | 6.53% | -15.45% | 16.61% | 16.66% | 17.18% | 16.85% | 16.50% |
| FCF Margin | -34.90% | 0.18% | -9.23% | -0.45% | 15.54% | 31.39% | 23.56% | 23.12% | 20.35% | 14.19% | 22.70% | |
| Efficiency | ||||||||||||
| Assets AverageAssets Avg. | 908.59M | 936.24M | 977.30M | 1,010.59M | 1,036.54M | 1,076.52M | 1,118.56M | |||||
| Equity AverageEquity Avg. | 79.22M | 79.80M | 80.26M | 80.28M | 80.62M | 98.13M | 116.17M | 117.62M | 118.70M | 119.83M | 120.07M | |
| Invested CapitalInvested Cap. | 209.76M | 225.84M | 211.91M | 262.35M | 280.99M | 261.84M | 266.03M | 278.67M | 269.55M | |||
| Asset Utilization RatioAsset Util. | 0.06 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | |||||
| Leverage & Solvency | ||||||||||||
| Interest Coverage RatioInterest Cover | 1.07 | 1.03 | 1.00 | 0.87 | 1.06 | 1.06 | 0.75 | 1.21 | 1.21 | 1.24 | 1.24 | 1.24 |
| Debt Ratio | 0.15 | 0.16 | 0.14 | 0.15 | 0.16 | 0.14 | 0.14 | 0.14 | 0.13 | |||
| Times Interest Earned | 1.07 | 1.03 | 1.00 | 0.87 | 1.06 | 1.06 | 0.75 | 1.21 | 1.21 | 1.24 | 1.24 | 1.24 |
| Valuation | ||||||||||||
| Price to EarningsP/E | 123.29 | 68.36 | 52.21 | 27.63 | 25.39 | |||||||
| Price to SalesP/S | 4.31 | 4.26 | 4.25 | 4.75 | 4.65 | 4.26 | ||||||
| Price to BookP/B | 0.72 | 0.76 | 0.82 | 0.99 | 1.01 | 1.00 | ||||||
| Enterprise Value | 27.95M | 31.05M | 42.35M | 64.10M | 59.47M | 56.83M | ||||||
| EV to EBIT | 1.18 | 1.22 | 1.61 | 2.33 | 1.91 | 1.76 | ||||||
| EV to EBITDA | 1.12 | 1.16 | 1.54 | 2.24 | 1.84 | 1.70 | ||||||
| Market Capitalization | 83.19M | 88.77M | 97.14M | 118.05M | 122.14M | 120.00M | ||||||
| Price to FCFP/FCF | 38.14 | 22.53 | 17.82 | 19.42 | 23.24 | 21.30 | ||||||
| EV to FCF | 12.82 | 7.88 | 7.77 | 10.54 | 11.32 | 10.09 | ||||||
| EV to CFO | 11.34 | 7.47 | 7.50 | 10.41 | 11.02 | 9.15 | ||||||
| Return Ratios | ||||||||||||
| Return on Sales [ROS]ROS | 139.34% | 158.43% | 16.21% | 131.95% | 155.92% | 141.52% | 76.00% | 129.71% | 119.49% | 115.74% | 111.16% | 112.54% |
| Return on Invested Capital [ROIC]ROIC | 0.00% | 5.70% | 9.40% | 8.88% | 8.79% | 8.83% | 9.18% | |||||
| Return on Assets [ROA]ROA | 0.02% | -0.09% | 0.07% | 0.14% | 0.22% | 0.41% | 0.42% | |||||
| Return on Equity [ROE]ROE | -0.07% | 0.05% | 0.19% | -0.89% | 0.62% | 1.21% | 1.90% | 3.69% | 3.94% |
Pull Winchester Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=WSBK&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "WSBK", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=WSBK&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();