Winchester Bancorp (WSBK) Interest Coverage Ratio (2023 - 2026)
Winchester Bancorp (WSBK) posted quarterly Interest Coverage Ratio of 1.24 for Q1 2026, up 17.05% year-over-year from 1.06 in Q1 2025, and up 2.28% quarter-over-quarter from 1.21 in Q4 2025.
Winchester Bancorp (WSBK) Interest Coverage Ratio (2023 - 2026) Analysis & Trends
Winchester Bancorp (WSBK) has reported Interest Coverage Ratio for 4 consecutive years, with 1.24 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 17.05% year-over-year to 1.24; the TTM figure through Mar 2026 stood at 1.12 (up 11.7% YoY), while the FY2025 annual figure was 0.94, down 9.41% from the prior year.
- Interest Coverage Ratio rose to 1.24 in Q1 2026 per WSBK's latest filing, from 1.21 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.24 in Q1 2026 and bottomed at 0.67 in Q2 2025.
- Historically, Interest Coverage Ratio has averaged 1.04 across 4 years, with a median of 1.06 in 2024.
- On a YoY basis, Interest Coverage Ratio climbed as much as 39.14% in 2025 and fell as far as 33.07% in 2025.
- Winchester Bancorp's Interest Coverage Ratio stood at 1.07 in 2023, then retreated by 0.25% to 1.06 in 2024, then grew by 13.97% to 1.21 in 2025, then rose by 2.28% to 1.24 in 2026.
- Business Quant data shows WSBK's Interest Coverage Ratio at 1.24 in Q1 2026, 1.21 in Q4 2025, and 1.21 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Winchester Bancorp | 116.83 Mn | 61.88 Mn | - | 1.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.24 |
| Dec 31, 2025 | 1.21 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 0.67 |
| Mar 31, 2025 | 1.06 |
| Dec 31, 2024 | 1.06 |
| Sep 30, 2024 | 0.87 |
| Jun 30, 2024 | 1.00 |
| Mar 31, 2024 | 1.03 |
| Dec 31, 2023 | 1.07 |