Winchester Bancorp (WSBK) Interest Coverage Ratio (2023 - 2026)
Winchester Bancorp's (WSBK) quarterly Interest Coverage Ratio came in at 1.24 in Q1 2026, up 17.05% year-over-year from 1.06 in Q1 2025, and up 2.28% quarter-over-quarter from 1.21 in Q4 2025.
Analysis
Winchester Bancorp (WSBK) Interest Coverage Ratio (2023 - 2026) Analysis & Trends
Winchester Bancorp (WSBK) has reported Interest Coverage Ratio for 4 consecutive years, with 1.24 the latest figure, recorded in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 17.05% year-over-year to 1.24 in Q1 2026; TTM through Mar 2026 was 1.11, a 11.02% increase from a year earlier, with the FY2025 full-year figure at 0.94, down 9.41% from the prior year.
- Interest Coverage Ratio was 1.24 for Q1 2026 at Winchester Bancorp, up from 1.21 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.24 in Q1 2026 and troughed at 0.75 in Q2 2025.
- A 4-year average of 1.05 and a median of 1.06 in 2024 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 39.14% in 2025, down 24.66% in 2025.
- Over 4 years, Interest Coverage Ratio stood at 1.07 in 2023, then declined by 0.25% to 1.06 in 2024, then advanced by 13.97% to 1.21 in 2025, then grew by 2.28% to 1.24 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.24 (Q1 2026), 1.21 (Q4 2025), and 1.21 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | Winchester Bancorp | 116.34 Mn | 61.39 Mn | - | 1.24 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.24 |
| Dec 31, 2025 | 1.21 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 0.75 |
| Mar 31, 2025 | 1.06 |
| Dec 31, 2024 | 1.06 |
| Sep 30, 2024 | 0.87 |
| Jun 30, 2024 | 1.00 |
| Mar 31, 2024 | 1.03 |
| Dec 31, 2023 | 1.07 |