Velocity Financial (VEL) Interest Expenses (2019 - 2026)
Velocity Financial (VEL) posted quarterly Interest Expenses of $100.4 million for Q1 2026, up 50.81% year-over-year from $66.6 million in Q1 2025, and down 30.39% quarter-over-quarter from $144.3 million in Q4 2025.
Velocity Financial (VEL) Interest Expenses (2019 - 2026) Analysis & Trends
Velocity Financial's Interest Expenses history runs 8 years deep, the most recent figure standing at $100.4 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 50.81% year-over-year to $100.4 million; the TTM figure through Mar 2026 stood at $427.7 million (up 58.83% YoY), while the FY2025 annual figure was $365.0 million, up 34.68% from the prior year.
- Interest Expenses for Q1 2026 stood at $100.4 million, down from $144.3 million in the prior quarter.
- The five-year high for Interest Expenses was $144.3 million in Q4 2025, with the low at $32.9 million in Q2 2022.
- The 5-year median for Interest Expenses is $65.3 million (2024), against an average of $67.7 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses soared 239.03% in 2022, then declined 15.6% in 2023.
- Velocity Financial's Interest Expenses stood at $72.3 million in 2022, then slipped by 15.6% to $61.0 million in 2023, then grew by 10.41% to $67.3 million in 2024, then surged by 114.24% to $144.3 million in 2025, then slumped by 30.39% to $100.4 million in 2026.
- Business Quant data shows VEL's Interest Expenses at $100.4 million in Q1 2026, $144.3 million in Q4 2025, and $95.0 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 374.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 33.32 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 28.27 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 270.71 Mn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 16.80 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 93.57 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 158.94 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 103.10 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 37.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 112.10 Mn |
| Jun 30, 2026 | 112.10 Mn |
| Mar 31, 2026 | 100.42 Mn |
| Mar 31, 2026 | 100.42 Mn |
| Dec 31, 2025 | 144.26 Mn |
| Dec 31, 2025 | 144.26 Mn |
| Sep 30, 2025 | 95.04 Mn |
| Sep 30, 2025 | 95.04 Mn |
| Jun 30, 2025 | 87.98 Mn |
| Jun 30, 2025 | 87.98 Mn |
| Mar 31, 2025 | 66.58 Mn |
| Mar 31, 2025 | 66.58 Mn |
| Dec 31, 2024 | 67.34 Mn |
| Dec 31, 2024 | 67.34 Mn |
| Sep 30, 2024 | 70.01 Mn |
| Sep 30, 2024 | 70.01 Mn |
| Jun 30, 2024 | 65.34 Mn |
| Jun 30, 2024 | 65.34 Mn |
| Mar 31, 2024 | 61.06 Mn |
| Mar 31, 2024 | 61.06 Mn |