Velocity Financial (VEL) Interest income - Loans (2019 - 2026)
Velocity Financial (VEL) recorded Interest income - Loans of $160.99 million in Q2 2026, up 18.8% from $135.57 million a year earlier and up 5.2% from the prior quarter.
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Analysis
Velocity Financial (VEL) Interest income - Loans (2019 - 2026) Analysis & Trends
On a TTM basis, Velocity Financial's Interest income - Loans came in at $610.59 million as of Jun 30, 2026, up 29.1% year-over-year; for FY2025, it was $550.83 million, up 35.4% from FY2024.
- Annual Interest income - Loans has increased for seven straight years, with a five-year compound annual growth rate of 26.9% (FY2020 to FY2025).
- Across earlier years, Interest income - Loans came in at $406.84 million in FY2024 (+30.9%), $310.78 million in FY2023 (+29.3%), $240.34 million in FY2022 (+32.1%) and $181.97 million in FY2021 (+8.8%).
- The Q2 2026 figure is the highest quarterly Interest income - Loans in data going back to Q1 2019.
- On a year-over-year basis, Interest income - Loans has increased for 21 consecutive quarters, with growth averaging 31.7% over the last eight quarters.
- Over the past five years, the year-over-year growth in Interest income - Loans ranged from 13.4% (Q3 2021) to 38.7% (Q2 2025).
- Per Business Quant, the preceding three quarters came in at $153.08 million (Q1 2026), $152.4 million (Q4 2025) and $144.12 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | - |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 502.32 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 39.29 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 5.59 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 674.06 Mn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Velocity Financial | 601.59 Mn | 250.98 Mn | - | 160.99 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 160.99 Mn |
| Mar 31, 2026 | 153.08 Mn |
| Dec 31, 2025 | 152.40 Mn |
| Sep 30, 2025 | 144.12 Mn |
| Jun 30, 2025 | 135.57 Mn |
| Mar 31, 2025 | 118.74 Mn |
| Dec 31, 2024 | 113.48 Mn |
| Sep 30, 2024 | 105.07 Mn |
| Jun 30, 2024 | 97.76 Mn |
| Mar 31, 2024 | 90.53 Mn |
| Dec 31, 2023 | 86.27 Mn |
| Sep 30, 2023 | 79.09 Mn |
| Jun 30, 2023 | 74.90 Mn |
| Mar 31, 2023 | 70.52 Mn |
| Dec 31, 2022 | 65.63 Mn |
| Sep 30, 2022 | 63.42 Mn |
| Jun 30, 2022 | 59.24 Mn |
| Mar 31, 2022 | 52.05 Mn |
| Dec 31, 2021 | 49.36 Mn |
| Sep 30, 2021 | 46.92 Mn |
API Access
Velocity Financial Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=VEL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();