Velocity Financial (VEL) EBT (2019 - 2026)

Velocity Financial's (VEL) quarterly EBT came in at $30.9 million in Q1 2026, up 14.81% year-on-year from $26.9 million in Q1 2025, and down 38.31% quarter-over-quarter from $50.0 million in Q4 2025.

Velocity Financial (VEL) EBT (2019 - 2026) Analysis & Trends

Velocity Financial's EBT history runs 8 years deep, the most recent figure standing at $30.9 million for Q1 2026.

  • On a quarterly basis, EBT rose 14.81% year-over-year to $30.9 million in Q1 2026; TTM through Mar 2026 was $150.2 million, a 50.15% increase from a year earlier, with the FY2025 full-year figure at $146.2 million, up 51.72% from the prior year.
  • EBT retreated to $30.9 million in Q1 2026 per VEL's latest filing, from $50.0 million in the prior quarter.
  • Across five years, EBT topped out at $50.0 million in Q4 2025 and bottomed at $4.0 million in Q1 2022.
  • The 5-year median for EBT is $21.2 million (2024), against an average of $22.9 million.
  • Across the five-year window, EBT retreated 12.66% in 2022 and jumped 267.0% in 2023, its largest moves.
  • Year by year, EBT stood at $11.7 million in 2022, then surged by 90.79% to $22.3 million in 2023, then jumped by 43.62% to $32.0 million in 2024, then soared by 56.22% to $50.0 million in 2025, then tumbled by 38.31% to $30.9 million in 2026.
  • Per Business Quant, the three latest VEL EBT figures stand at $30.9 million (Q1 2026), $50.0 million (Q4 2025), and $35.4 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 400.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 4.66 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 4.43 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 104.69 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 25.95 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - 30.88 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 177.50 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -50.92 Mn
10 Onity 340.51 Mn 215.81 Mn - 7.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 30.88 Mn
Dec 31, 2025 50.05 Mn
Sep 30, 2025 35.38 Mn
Jun 30, 2025 33.92 Mn
Mar 31, 2025 26.89 Mn
Dec 31, 2024 32.04 Mn
Sep 30, 2024 21.24 Mn
Jun 30, 2024 19.87 Mn
Mar 31, 2024 23.24 Mn
Dec 31, 2023 22.31 Mn
Sep 30, 2023 17.24 Mn
Jun 30, 2023 16.82 Mn
Mar 31, 2023 14.76 Mn
Dec 31, 2022 11.69 Mn
Sep 30, 2022 14.05 Mn
Jun 30, 2022 14.79 Mn
Mar 31, 2022 4.02 Mn
Dec 31, 2021 11.38 Mn
Sep 30, 2021 10.93 Mn
Jun 30, 2021 12.89 Mn