Velocity Financial (VEL) EBT (2019 - 2026)
Velocity Financial (VEL) posted EBT of $35.2 million for Q2 2026, up 14.11% on a QoQ basis from $30.9 million in Q1 2026, and up 3.87% year-over-year from $33.9 million in Q2 2025.
Analysis
Velocity Financial (VEL) EBT (2019 - 2026) Analysis & Trends
Velocity Financial has reported EBT for 8 years, with the latest figure at $35.2 million in Q2 2026.
- On a quarterly basis, EBT rose 3.87% year-over-year to $35.2 million in Q2 2026; TTM through Jun 2026 was $151.5 million, a 32.81% increase from a year earlier, with the FY2025 full-year figure at $146.2 million, up 51.72% from the prior year.
- EBT was $35.2 million for Q2 2026 at Velocity Financial, up from $30.9 million in the prior quarter.
- The five-year high for EBT was $50.0 million in Q4 2025, with the low at $4.0 million in Q1 2022.
- Average EBT over 5 years is $23.6 million, with a median of $21.8 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: EBT fell 12.66% in 2022, then soared 267.0% in 2023.
- Over 5 years, EBT stood at $11.7 million in 2022, then soared by 90.79% to $22.3 million in 2023, then surged by 43.62% to $32.0 million in 2024, then jumped by 56.22% to $50.0 million in 2025, then declined by 29.6% to $35.2 million in 2026.
- The last three EBT figures came in at $35.2 million (Q2 2026), $30.9 million (Q1 2026), and $50.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 83.31 Bn | 83.31 Bn | - | 4.99 Bn |
| 2 | Rocket Companies | 38.09 Bn | 34.99 Bn | - | 281.00 Mn |
| 3 | Figure Technology Solutions | 8.45 Bn | 6.92 Bn | 196.67 Mn | 82.99 Mn |
| 4 | PennyMac Financial Services | 3.68 Bn | 2.93 Bn | 480.08 Mn | 31.53 Mn |
| 5 | Federal Agricultural Mortgage | 2.45 Bn | 1.41 Bn | - | 81.84 Mn |
| 6 | CNFinance Holdings | 1.41 Bn | 1.41 Bn | - | - |
| 7 | Walker & Dunlop | 1.38 Bn | 1.21 Bn | - | 2.07 Mn |
| 8 | Velocity Financial | 703.72 Mn | -6.75 Bn | - | 35.24 Mn |
| 9 | UWM Holdings | 467.47 Mn | -30.93 Mn | - | -472.92 Mn |
| 10 | Onity | 290.33 Mn | 94.03 Mn | - | -15.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.24 Mn |
| Mar 31, 2026 | 30.88 Mn |
| Dec 31, 2025 | 50.05 Mn |
| Sep 30, 2025 | 35.38 Mn |
| Jun 30, 2025 | 33.92 Mn |
| Mar 31, 2025 | 26.89 Mn |
| Dec 31, 2024 | 32.04 Mn |
| Sep 30, 2024 | 21.24 Mn |
| Jun 30, 2024 | 19.87 Mn |
| Mar 31, 2024 | 23.24 Mn |
| Dec 31, 2023 | 22.31 Mn |
| Sep 30, 2023 | 17.24 Mn |
| Jun 30, 2023 | 16.82 Mn |
| Mar 31, 2023 | 14.76 Mn |
| Dec 31, 2022 | 11.69 Mn |
| Sep 30, 2022 | 14.05 Mn |
| Jun 30, 2022 | 14.79 Mn |
| Mar 31, 2022 | 4.02 Mn |
| Dec 31, 2021 | 11.38 Mn |
| Sep 30, 2021 | 10.93 Mn |