Velocity Financial VEL
NYSE VEL
$18.14 +0.02 (+0.11%)
As of: Sep 9, 2026 · 3:58 PM EDT

Velocity Financial (VEL) EBT (2019 - 2026)

Velocity Financial (VEL) posted EBT of $35.2 million for Q2 2026, up 14.11% on a QoQ basis from $30.9 million in Q1 2026, and up 3.87% year-over-year from $33.9 million in Q2 2025.

Analysis

Velocity Financial (VEL) EBT (2019 - 2026) Analysis & Trends

Velocity Financial has reported EBT for 8 years, with the latest figure at $35.2 million in Q2 2026.

  • On a quarterly basis, EBT rose 3.87% year-over-year to $35.2 million in Q2 2026; TTM through Jun 2026 was $151.5 million, a 32.81% increase from a year earlier, with the FY2025 full-year figure at $146.2 million, up 51.72% from the prior year.
  • EBT was $35.2 million for Q2 2026 at Velocity Financial, up from $30.9 million in the prior quarter.
  • The five-year high for EBT was $50.0 million in Q4 2025, with the low at $4.0 million in Q1 2022.
  • Average EBT over 5 years is $23.6 million, with a median of $21.8 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: EBT fell 12.66% in 2022, then soared 267.0% in 2023.
  • Over 5 years, EBT stood at $11.7 million in 2022, then soared by 90.79% to $22.3 million in 2023, then surged by 43.62% to $32.0 million in 2024, then jumped by 56.22% to $50.0 million in 2025, then declined by 29.6% to $35.2 million in 2026.
  • The last three EBT figures came in at $35.2 million (Q2 2026), $30.9 million (Q1 2026), and $50.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Federal National Mortgage Association Fannie Mae 83.31 Bn 83.31 Bn - 4.99 Bn
2 Rocket Companies 38.09 Bn 34.99 Bn - 281.00 Mn
3 Figure Technology Solutions 8.45 Bn 6.92 Bn 196.67 Mn 82.99 Mn
4 PennyMac Financial Services 3.68 Bn 2.93 Bn 480.08 Mn 31.53 Mn
5 Federal Agricultural Mortgage 2.45 Bn 1.41 Bn - 81.84 Mn
6 CNFinance Holdings 1.41 Bn 1.41 Bn - -
7 Walker & Dunlop 1.38 Bn 1.21 Bn - 2.07 Mn
8 Velocity Financial 703.72 Mn -6.75 Bn - 35.24 Mn
9 UWM Holdings 467.47 Mn -30.93 Mn - -472.92 Mn
10 Onity 290.33 Mn 94.03 Mn - -15.10 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 35.24 Mn
Mar 31, 2026 30.88 Mn
Dec 31, 2025 50.05 Mn
Sep 30, 2025 35.38 Mn
Jun 30, 2025 33.92 Mn
Mar 31, 2025 26.89 Mn
Dec 31, 2024 32.04 Mn
Sep 30, 2024 21.24 Mn
Jun 30, 2024 19.87 Mn
Mar 31, 2024 23.24 Mn
Dec 31, 2023 22.31 Mn
Sep 30, 2023 17.24 Mn
Jun 30, 2023 16.82 Mn
Mar 31, 2023 14.76 Mn
Dec 31, 2022 11.69 Mn
Sep 30, 2022 14.05 Mn
Jun 30, 2022 14.79 Mn
Mar 31, 2022 4.02 Mn
Dec 31, 2021 11.38 Mn
Sep 30, 2021 10.93 Mn