Velocity Financial (VEL) EBT (2019 - 2026)
Velocity Financial (VEL) posted quarterly EBT of $30.9 million for Q1 2026, up 14.81% year-over-year from $26.9 million in Q1 2025, and down 38.31% quarter-over-quarter from $50.0 million in Q4 2025.
Velocity Financial (VEL) EBT (2019 - 2026) Analysis & Trends
Velocity Financial's EBT history runs 8 years deep, the most recent figure standing at $30.9 million for Q1 2026.
- In Q1 2026, EBT rose 14.81% year-over-year to $30.9 million; the TTM figure through Mar 2026 stood at $150.2 million (up 50.15% YoY), while the FY2025 annual figure was $146.2 million, up 51.72% from the prior year.
- EBT for Q1 2026 stood at $30.9 million, down from $50.0 million in the prior quarter.
- The five-year high for EBT was $50.0 million in Q4 2025, with the low at $4.0 million in Q1 2022.
- The 5-year median for EBT is $21.2 million (2024), against an average of $22.9 million.
- The sharpest annual moves came in 2022 and 2023: EBT dropped 12.66% in 2022, then jumped 267.0% in 2023.
- Velocity Financial's EBT stood at $11.7 million in 2022, then jumped by 90.79% to $22.3 million in 2023, then soared by 43.62% to $32.0 million in 2024, then surged by 56.22% to $50.0 million in 2025, then plunged by 38.31% to $30.9 million in 2026.
- Business Quant data shows VEL's EBT at $30.9 million in Q1 2026, $50.0 million in Q4 2025, and $35.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 281.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 4.99 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 4.77 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 31.53 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 2.07 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 35.24 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -472.92 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -15.10 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -6.62 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 35.24 Mn |
| Mar 31, 2026 | 30.88 Mn |
| Dec 31, 2025 | 50.05 Mn |
| Sep 30, 2025 | 35.38 Mn |
| Jun 30, 2025 | 33.92 Mn |
| Mar 31, 2025 | 26.89 Mn |
| Dec 31, 2024 | 32.04 Mn |
| Sep 30, 2024 | 21.24 Mn |
| Jun 30, 2024 | 19.87 Mn |
| Mar 31, 2024 | 23.24 Mn |
| Dec 31, 2023 | 22.31 Mn |
| Sep 30, 2023 | 17.24 Mn |
| Jun 30, 2023 | 16.82 Mn |
| Mar 31, 2023 | 14.76 Mn |
| Dec 31, 2022 | 11.69 Mn |
| Sep 30, 2022 | 14.05 Mn |
| Jun 30, 2022 | 14.79 Mn |
| Mar 31, 2022 | 4.02 Mn |
| Dec 31, 2021 | 11.38 Mn |
| Sep 30, 2021 | 10.93 Mn |