S&T Bancorp Ratios (2022-2025) | STBA

Ratios Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 71.33%69.51%57.63%68.59%62.88%68.39%54.12%70.21%70.52%64.94%61.44%67.52%73.42%
EBT Margin 973.72%1,136.62%1,128.74%907.47%879.91%1,013.74%924.68%909.59%884.02%893.58%995.73%871.49%928.34%
EBIT Margin -969.63%-1,090.30%-1,124.61%-999.94%-1,062.90%-1,169.56%-1,233.25%-1,067.24%-1,110.47%-1,133.35%-1,254.01%-1,199.13%-1,120.48%
EBITDA Margin -221.20%-1,023.00%1,263.80%367.75%466.42%-1,087.31%577.17%809.12%1,408.19%-1,062.14%1,188.11%874.74%893.14%
Operating Margin -969.63%-1,090.30%-1,124.61%-999.94%-1,062.90%-1,169.56%-1,233.25%-1,067.24%-1,110.47%-1,133.35%-1,254.01%-1,199.13%-1,120.48%
Net Margin 781.23%910.88%910.11%742.02%713.60%816.01%737.64%729.28%695.18%714.61%797.54%695.29%740.41%
FCF Margin 121.37%88.46%1,061.54%775.91%979.10%808.29%1,185.33%651.48%1,082.53%931.38%574.64%1,160.43%643.89%590.54%844.66%
Efficiency
Assets Average 9,268.05M9,019.89M9,023.27M9,152.00M9,223.18M9,359.50M9,508.80M9,545.31M9,587.28M9,609.70M9,620.96M9,688.12M9,764.17M9,813.78M
Equity Average 1,181.65M1,165.77M1,168.92M1,206.23M1,220.32M1,218.19M1,253.49M1,289.26M1,308.26M1,348.60M1,378.02M1,399.16M1,431.76M1,460.48M
Invested Capital 1,184.95M1,178.36M1,153.18M1,214.37M1,227.80M1,212.85M1,223.53M1,307.92M1,295.07M1,321.44M1,375.75M1,530.29M1,418.03M1,445.49M1,475.47M
Asset Utilization Ratio 0.020.010.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio -7.66-3.41-2.22-1.59-1.40-1.28-1.18-1.11-1.11-1.18-1.26-1.30-1.25
Debt to Equity 0.060.050.050.360.040.040.040.360.040.040.050.150.040.040.03
Debt Ratio 0.010.010.010.050.010.010.010.050.010.010.010.020.010.010.01
Equity Ratio 0.130.130.130.130.130.130.130.130.140.140.140.140.150.150.15
Times Interest Earned -7.66-3.41-2.22-1.59-1.40-1.28-1.18-1.11-1.11-1.18-1.26-1.30-1.25
Dividends & Payouts
FCF Payout Ratio 0.130.180.230.350.290.330.220.430.280.290.470.240.480.490.33
Valuation
Enterprise Value 340.25M733.62M1,012.47M1,123.13M982.34M831.65M797.14M1,044.19M1,019.06M1,030.39M1,377.52M1,217.47M1,205.74M1,246.54M1,245.20M
Market Capitalization 1,164.01M1,078.31M1,147.38M1,333.14M1,226.49M1,059.51M1,035.59M1,277.81M1,226.53M1,276.70M1,605.61M1,462.29M1,417.57M1,449.65M1,441.43M
Return Ratios
Return on Sales 8.34%8.16%7.93%7.52%7.49%7.44%7.19%7.32%7.24%7.36%
Return on Invested Capital -0.13%-0.13%-0.13%-0.13%-0.13%-0.12%-0.11%-0.11%-0.12%-0.12%
Return on Assets 0.02%0.02%0.02%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.12%0.12%0.12%0.11%0.10%0.10%0.10%0.10%0.09%0.09%