S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026)

S&T Bancorp (STBA) posted Interest Coverage Ratio of 1.16 for Q1 2026, up 18.53% on a QoQ basis from 1.43 in Q4 2025, and down 25.39% year-over-year from 1.56 in Q1 2025.

S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

S&T Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.16 for Q1 2026.

  • Quarterly Interest Coverage Ratio fell 25.39% year-over-year to 1.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.61 (down 24.86% YoY) and the FY2025 annual result came in at 1.26, down 6.88% from the prior year.
  • Interest Coverage Ratio was 1.16 for Q1 2026 at S&T Bancorp, up from 1.43 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 0.44 in Q3 2022 and bottomed at 2.76 in Q4 2023.
  • A 5-year average of 1.09 and a median of 1.03 in 2024 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 96.88% — and 2024, when it tumbled 127.42%.
  • S&T Bancorp's Interest Coverage Ratio stood at 2.28 in 2022, then slipped by 21.26% to 2.76 in 2023, then jumped by 48.03% to 1.44 in 2024, then climbed by 0.53% to 1.43 in 2025, then grew by 18.53% to 1.16 in 2026.
  • Business Quant data shows STBA's Interest Coverage Ratio at 1.16 in Q1 2026, 1.43 in Q4 2025, and 1.16 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 S&T Bancorp 2.11 Bn 764.52 Mn 2.82 Mn -1.16

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.16
Dec 31, 2025 -1.43
Sep 30, 2025 -1.16
Jun 30, 2025 -1.06
Mar 31, 2025 -0.93
Dec 31, 2024 -1.44
Sep 30, 2024 -0.91
Jun 30, 2024 -1.03
Mar 31, 2024 -0.60
Dec 31, 2023 -2.76
Sep 30, 2023 -0.45
Jun 30, 2023 -0.45
Mar 31, 2023 -0.55
Dec 31, 2022 -2.28
Sep 30, 2022 -0.44
Jun 30, 2022 -0.74
Mar 31, 2022 -1.08
Dec 31, 2021 -5.44
Sep 30, 2021 -14.19
Jun 30, 2021 -13.34