S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026)
S&T Bancorp's (STBA) quarterly Interest Coverage Ratio came in at 1.16 in Q1 2026, down 25.39% YoY from 1.56 in Q1 2025, and down 3.33% on a QoQ basis from 1.13 in Q4 2025.
S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
S&T Bancorp (STBA) has 17 years of Interest Coverage Ratio data on file, last reported at 1.16 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 25.39% year-over-year to 1.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.61 (down 24.86% YoY) and the FY2025 annual result came in at 1.26, down 6.88% from the prior year.
- Interest Coverage Ratio eased to 1.16 in Q1 2026, from 1.13 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 0.44 in Q3 2022 to a low of 3.54 in Q4 2022.
- A 5-year average of 1.09 and a median of 1.03 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 96.88% — and 2024, when it plunged 127.42%.
- Tracing STBA's Interest Coverage Ratio over 5 years: stood at 3.54 in 2022, then jumped by 47.55% to 1.85 in 2023, then grew by 22.58% to 1.44 in 2024, then gained by 21.57% to 1.13 in 2025, then retreated by 3.33% to 1.16 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.16 (Q1 2026), 1.13 (Q4 2025), and 1.16 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | S&T Bancorp | 1.79 Bn | 562.25 Mn | 2.82 Mn | -1.48 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.19 |
| Mar 31, 2026 | -1.16 |
| Dec 31, 2025 | -1.13 |
| Sep 30, 2025 | -1.16 |
| Jun 30, 2025 | -1.06 |
| Mar 31, 2025 | -0.93 |
| Dec 31, 2024 | -1.44 |
| Sep 30, 2024 | -0.91 |
| Jun 30, 2024 | -1.03 |
| Mar 31, 2024 | -0.60 |
| Dec 31, 2023 | -1.85 |
| Sep 30, 2023 | -0.45 |
| Jun 30, 2023 | -0.45 |
| Mar 31, 2023 | -0.55 |
| Dec 31, 2022 | -3.54 |
| Sep 30, 2022 | -0.44 |
| Jun 30, 2022 | -0.74 |
| Mar 31, 2022 | -1.08 |
| Dec 31, 2021 | -20.20 |
| Sep 30, 2021 | -14.19 |