S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026)
S&T Bancorp's (STBA) quarterly Interest Coverage Ratio came in at 1.48 in Q2 2026, down 14.05% on a YoY basis from 1.72 in Q2 2025, and down 4.23% quarter-over-quarter from 1.42 in Q1 2026.
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Analysis
S&T Bancorp (STBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
S&T Bancorp (STBA) has reported Interest Coverage Ratio for 17 consecutive years, with 1.48 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio fell 14.05% year-over-year to 1.48; the trailing twelve-month figure through Jun 2026 stood at 1.37 (down 13.35% YoY), and the FY2025 full-year result was 1.29, down 12.67% from the prior year.
- Interest Coverage Ratio fell to 1.48 in Q2 2026 per STBA's latest filing, from 1.42 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.11 in Q3 2024 and bottomed at 18.79 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 3.74 across 5 years, with a median of 1.37 in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio sank 77.43% in 2022, then soared 91.54% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 3.41 in 2022, then surged by 62.3% to 1.28 in 2023, then increased by 8.49% to 1.18 in 2024, then dropped by 14.26% to 1.34 in 2025, then decreased by 10.38% to 1.48 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.48, 1.42, and 1.34 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 0.09 |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.90 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.83 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 2.52 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.27 |
| 10 | S&T Bancorp | 1.79 Bn | 554.69 Mn | 2.82 Mn | -1.48 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.48 |
| Mar 31, 2026 | -1.42 |
| Dec 31, 2025 | -1.34 |
| Sep 30, 2025 | -1.25 |
| Jun 30, 2025 | -1.30 |
| Mar 31, 2025 | -1.26 |
| Dec 31, 2024 | -1.18 |
| Sep 30, 2024 | -1.11 |
| Jun 30, 2024 | -1.11 |
| Mar 31, 2024 | -1.18 |
| Dec 31, 2023 | -1.28 |
| Sep 30, 2023 | -1.40 |
| Jun 30, 2023 | -1.59 |
| Mar 31, 2023 | -2.22 |
| Dec 31, 2022 | -3.41 |
| Sep 30, 2022 | -7.66 |
| Jun 30, 2022 | -18.79 |
| Mar 31, 2022 | -18.40 |
| Dec 31, 2021 | -17.45 |
| Sep 30, 2021 | -14.24 |