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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

S&T Bancorp (STBA) Interest Coverage Ratio (2016 - 2025)

S&T Bancorp's Interest Coverage Ratio history spans 10 years, with the latest figure at 1.31 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 8.54% year-over-year to 1.31; the TTM value through Dec 2025 reached 1.29, down 10.39%, while the annual FY2025 figure was 1.29, 11.88% down from the prior year.
  • Interest Coverage Ratio reached 1.31 in Q4 2025 per STBA's latest filing, down from 1.25 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 7.3 in Q4 2021 to a low of 85.66 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 11.27, with a median of 1.38 recorded in 2023.
  • The largest YoY upside for Interest Coverage Ratio was 173.2% in 2021 against a maximum downside of 1091.23% in 2021.
  • A 5-year view of Interest Coverage Ratio shows it stood at 7.3 in 2021, then tumbled by 151.87% to 3.79 in 2022, then skyrocketed by 68.19% to 1.21 in 2023, then fell by 0.22% to 1.21 in 2024, then decreased by 8.54% to 1.31 in 2025.
  • Per Business Quant, the three most recent readings for STBA's Interest Coverage Ratio are 1.31 (Q4 2025), 1.25 (Q3 2025), and 1.3 (Q2 2025).