Smartfinancial Inc. Income Statement

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Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 14.90M7.29M0.45M0.43M0.30M0.43M0.92M0.79M0.78M2.94M2.60M8.70M1.63M4.02M3.80M5.15M
Revenue 17.45M19.09M15.31M15.59M16.87M19.83M27.24M42.45M51.36M83.23M99.19M116.29M137.34M165.22M152.41M171.50M
Interest income
Interest income - Loans 24.40M21.50M18.13M17.29M16.71M18.75M25.73M39.76M48.81M86.47M101.00M112.31M118.58M136.38M186.48M213.56M
Interest income - Investments 10.00M22.50M
Interest Income - Debt Securities 3.77M3.73M3.13M3.50M3.31M1.82M2.79M3.86M4.76M6.04M6.21M7.65M9.31M11.80M16.66M20.15M
Interest Income - Total 26.31M25.21M20.49M19.35M18.45M20.69M27.75M42.56M52.02M92.21M108.45M117.61M125.23M158.83M218.04M251.12M
Interest expenses
Interest Expense - Deposits 7.61M5.84M3.77M2.47M1.77M2.02M2.63M4.11M5.52M14.29M21.91M13.60M8.85M18.23M84.26M109.26M
Interest Expense - Debt 0.60M2.34M2.33M2.45M2.50M2.77M3.43M
Interest Expense - Fed Funds 0.17M0.13M0.13M0.09M0.07M0.01M0.03M0.07M0.06M0.04M0.02M
Interest Expenses 11.19M9.20M6.36M4.78M3.52M2.04M2.76M4.30M5.69M15.57M24.57M16.75M11.84M21.33M87.96M113.77M
Interest Income - Net 15.12M16.01M14.13M14.57M14.93M18.65M25.00M38.26M46.33M76.64M83.88M100.87M113.39M137.50M130.08M137.35M
Non-interest income
Interest Income - Total 0.22M8.72M13.69M14.14M14.63M18.22M24.07M37.48M45.55M73.71M81.28M92.18M111.76M133.48M127.05M132.20M
Financial Services Fees 1.85M3.29M3.60M4.68M5.70M
Service Charges 1.63M1.27M0.87M0.80M0.82M0.51M0.91M1.13M1.37M2.42M2.90M3.40M4.65M5.85M6.51M6.86M
Investment Gain (Loss) 0.40M1.70M0.11M0.12M0.05M0.20M0.14M0.00M0.95M1.57M2.17M4.14M5.11M5.95M
Investment Banking Income 0.20M0.02M0.13M0.15M0.40M0.19M-0.11M0.95M1.28M1.43M1.57M3.88M4.04M1.55M1.04M1.46M
Card Income 0.95M0.57M0.63M2.41M4.28M5.43M5.46M5.28M
Other Non-Interest Income 1.20M4.69M3.15M2.87M4.71M0.98M1.12M1.72M1.28M2.16M2.84M2.31M5.48M6.99M6.33M8.73M
Non-Interest Income 2.33M3.08M1.18M1.02M1.94M1.17M2.24M4.18M5.03M6.58M15.31M15.43M23.95M27.71M22.32M34.15M
Operating Items
Amortization - Intangibles 0.16M0.23M0.31M0.35M0.98M1.52M1.74M2.26M2.61M2.62M2.42M
Research & Development 0.67M1.20M1.89M1.88M1.91M2.00M4.48M6.36M7.28M9.23M9.93M
Wages, Salaries and Other 6.97M6.19M6.12M6.33M6.56M9.14M11.83M17.72M20.74M30.63M36.63M42.91M51.66M63.42M65.75M72.10M
Restructuring Costs 2.42M3.78M3.22M4.57M3.70M0.56M0.11M
Other Operating Expenses 16.06M18.04M13.65M13.18M13.85M15.77M21.97M30.61M34.84M53.27M57.94M67.68M81.33M98.44M103.81M110.96M
Operating Expenses 16.06M18.04M13.65M13.18M13.85M16.44M23.17M32.50M39.13M58.96M63.15M76.72M91.39M106.29M113.15M120.89M
Operating Income 7.02M6.49M9.31M11.53M7.61M9.55M
EBIT -2.33M2.96M7.58M6.76M6.25M4.99M5.91M13.46M17.14M36.90M7.02M6.49M9.31M11.53M7.61M9.55M
Net income details
EBT -13.51M-6.24M1.22M1.98M2.72M2.95M3.15M9.16M11.44M21.34M33.45M30.89M44.32M54.91M36.23M45.46M
Tax Provisions -5.34M-1.54M0.19M0.58M1.04M1.12M1.64M3.36M6.43M3.23M6.90M6.56M9.53M11.89M7.63M9.32M
Profit After Tax -8.18M-4.71M1.03M1.40M1.68M1.83M1.51M5.80M5.02M18.10M26.55M24.33M34.79M43.02M28.59M36.14M
Income from Continuing Operations -8.18M-4.71M1.03M1.40M1.68M1.83M1.51M5.80M5.01M18.10M26.55M24.33M34.79M43.02M28.59M36.14M
Consolidated Net Income -8.18M-4.71M1.03M1.40M1.68M1.83M1.51M5.80M5.01M18.10M26.55M24.33M34.79M43.02M28.59M36.14M
Income towards Parent Company -8.18M-4.71M1.03M1.40M1.68M1.83M1.51M5.80M5.01M18.10M26.55M24.33M34.79M43.02M28.59M36.14M
Preferred Dividend Payments 0.03M0.65M1.23M1.50M0.12M0.12M1.02M0.20M
Net Income towards Common Stockholders -8.18M-4.74M0.34M0.11M0.11M1.71M1.39M4.78M4.82M18.10M26.55M24.33M34.79M43.02M28.59M36.14M
Additional items
EPS (Basic) -1.26-0.730.050.020.020.580.350.820.561.461.901.632.232.571.702.16
EPS (Weighted Average and Diluted) -1.26-0.730.050.020.020.520.320.780.551.451.891.622.222.551.692.14
Shares Outstanding (Weighted Average) 13.96M15.24M16.80M16.89M16.99M16.93M
Tax Rate 39.48%24.59%15.45%29.18%38.29%37.88%52.09%36.70%56.18%15.15%20.62%21.23%21.50%21.65%21.07%20.50%