Smartfinancial (SMBK) EBITDA (2010 - 2026)
Smartfinancial (SMBK) recorded quarterly EBITDA of $45.2 million in Q1 2026, down 4.41% quarter-over-quarter from $47.2 million in Q4 2025, and up 8.3% on a YoY basis from $41.7 million in Q1 2025.
Smartfinancial (SMBK) EBITDA (2010 - 2026) Analysis & Trends
Smartfinancial's EBITDA history runs 17 years deep, the most recent figure standing at $45.2 million for Q1 2026.
- In Q1 2026, EBITDA rose 8.3% year-over-year to $45.2 million; the TTM figure through Mar 2026 stood at $184.8 million (up 14.89% YoY), while the FY2025 annual figure was $12.9 million, up 35.29% from the prior year.
- EBITDA was $45.2 million for Q1 2026 at Smartfinancial, down from $47.2 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $49.1 million in Q3 2025 to a low of $10.7 million in Q1 2022.
- Historically, EBITDA has averaged $33.8 million across 5 years, with a median of $38.8 million in 2024.
- The sharpest annual moves came in 2022 and 2023: EBITDA retreated 14.96% in 2022, then surged 200.36% in 2023.
- A 5-year view of EBITDA shows it stood at $26.2 million in 2022, then gained by 28.87% to $33.8 million in 2023, then climbed by 20.39% to $40.7 million in 2024, then gained by 16.07% to $47.2 million in 2025, then fell by 4.41% to $45.2 million in 2026.
- The last three EBITDA figures came in at $45.2 million (Q1 2026), $47.2 million (Q4 2025), and $49.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 8.87 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.54 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.47 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 45.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 45.16 Mn |
| Dec 31, 2025 | 47.24 Mn |
| Sep 30, 2025 | 49.06 Mn |
| Jun 30, 2025 | 43.37 Mn |
| Mar 31, 2025 | 41.70 Mn |
| Dec 31, 2024 | 40.70 Mn |
| Sep 30, 2024 | 39.67 Mn |
| Jun 30, 2024 | 38.81 Mn |
| Mar 31, 2024 | 40.05 Mn |
| Dec 31, 2023 | 33.81 Mn |
| Sep 30, 2023 | 26.66 Mn |
| Jun 30, 2023 | 31.70 Mn |
| Mar 31, 2023 | 32.02 Mn |
| Dec 31, 2022 | 26.23 Mn |
| Sep 30, 2022 | 14.85 Mn |
| Jun 30, 2022 | 13.23 Mn |
| Mar 31, 2022 | 10.66 Mn |
| Dec 31, 2021 | 19.90 Mn |
| Sep 30, 2021 | 15.16 Mn |
| Jun 30, 2021 | 14.20 Mn |