Smartfinancial (SMBK) EBITDA (2010 - 2026)
Smartfinancial's (SMBK) quarterly EBITDA came in at $48.0 million in Q1 2026, up 15.22% year-on-year from $41.7 million in Q1 2025, and up 170.4% quarter-over-quarter from -$68.3 million in Q4 2025.
Smartfinancial (SMBK) EBITDA (2010 - 2026) Analysis & Trends
Smartfinancial's EBITDA history runs 17 years deep, the most recent figure standing at $48.0 million for Q1 2026.
- On a quarterly basis, EBITDA rose 15.22% year-over-year to $48.0 million in Q1 2026; TTM through Mar 2026 was $72.2 million, a 46.63% increase from a year earlier, with the FY2025 full-year figure at $181.4 million, up 13.91% from the prior year.
- EBITDA advanced to $48.0 million in Q1 2026 per SMBK's latest filing, from -$68.3 million in the prior quarter.
- Across five years, EBITDA topped out at $632.1 million in Q2 2022 and bottomed at -$70.9 million in Q4 2024.
- The 5-year median for EBITDA is $40.8 million (2024), against an average of $105.9 million.
- Across the five-year window, EBITDA soared 4726.04% in 2022 and sank 326.67% in 2024, its largest moves.
- Year by year, EBITDA stood at $36.7 million in 2022, then dropped by 14.75% to $31.3 million in 2023, then sank by 326.67% to -$70.9 million in 2024, then grew by 3.76% to -$68.3 million in 2025, then surged by 170.4% to $48.0 million in 2026.
- Per Business Quant, the three latest SMBK EBITDA figures stand at $48.0 million (Q1 2026), -$68.3 million (Q4 2025), and $49.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 832.02 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 1.47 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 346,782.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 2.73 Bn |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 25.35 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.62 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 2.74 Bn |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 4.72 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 7.34 Bn |
| 10 | Smartfinancial | 842.08 Mn | 387.91 Mn | - | 48.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.05 Mn |
| Dec 31, 2025 | -68.25 Mn |
| Sep 30, 2025 | 49.06 Mn |
| Jun 30, 2025 | 43.37 Mn |
| Mar 31, 2025 | 41.70 Mn |
| Dec 31, 2024 | -70.92 Mn |
| Sep 30, 2024 | 39.67 Mn |
| Jun 30, 2024 | 38.81 Mn |
| Mar 31, 2024 | 40.83 Mn |
| Dec 31, 2023 | 31.29 Mn |
| Sep 30, 2023 | 130.39 Mn |
| Jun 30, 2023 | 141.18 Mn |
| Mar 31, 2023 | 32.02 Mn |
| Dec 31, 2022 | 36.70 Mn |
| Sep 30, 2022 | 621.75 Mn |
| Jun 30, 2022 | 632.12 Mn |
| Mar 31, 2022 | 12.62 Mn |
| Dec 31, 2021 | 8.98 Mn |
| Sep 30, 2021 | 14.27 Mn |
| Jun 30, 2021 | 13.10 Mn |