Smartfinancial Inc. (SMBK) Interest Expense - Deposits (2010 - 2026)
Smartfinancial's Interest Expense - Deposits came in at $27.72 million for Q2 2026, down 2.0% from $28.3 million a year earlier but up 4.5% from the prior quarter.
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Analysis
Smartfinancial Inc. (SMBK) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Smartfinancial reported Interest Expense - Deposits of $113.36 million, up 2.7% year-over-year; for FY2025, it was $114.75 million, up 5.0% from FY2024.
- Interest Expense - Deposits has increased in each of the last four years, with a five-year compound annual growth rate of 53.2% (FY2020 to FY2025).
- Going back by year, Interest Expense - Deposits was $109.26 million in FY2024 (+29.7%), $84.26 million in FY2023 (+362.3%), $18.23 million in FY2022 (+106.0%) and $8.85 million in FY2021 (-34.9%).
- The five-year range for quarterly Interest Expense - Deposits is $2.01 million (Q1 2022) to $30.46 million (Q3 2025).
- Year-over-year, Interest Expense - Deposits increased in six of the last eight quarters, with growth averaging 5.2%.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in Q1 2023 (growth of 711.6%), and the weakest in Q3 2021 (a decline of 25.7%).
- Business Quant data shows SMBK's Interest Expense - Deposits at $26.53 million (Q1 2026), $28.65 million (Q4 2025) and $30.46 million (Q3 2025) in the three quarters before Q2 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.72 Mn |
| Mar 31, 2026 | 26.53 Mn |
| Dec 31, 2025 | 28.65 Mn |
| Sep 30, 2025 | 30.46 Mn |
| Jun 30, 2025 | 28.30 Mn |
| Mar 31, 2025 | 27.34 Mn |
| Dec 31, 2024 | 27.44 Mn |
| Sep 30, 2024 | 27.35 Mn |
| Jun 30, 2024 | 27.44 Mn |
| Mar 31, 2024 | 27.04 Mn |
| Dec 31, 2023 | 24.93 Mn |
| Sep 30, 2023 | 23.43 Mn |
| Jun 30, 2023 | 19.55 Mn |
| Mar 31, 2023 | 16.35 Mn |
| Dec 31, 2022 | 8.84 Mn |
| Sep 30, 2022 | 4.87 Mn |
| Jun 30, 2022 | 2.50 Mn |
| Mar 31, 2022 | 2.01 Mn |
| Dec 31, 2021 | 2.12 Mn |
| Sep 30, 2021 | 2.15 Mn |
API Access
Smartfinancial Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();