Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026)
Smartfinancial (SMBK) posted quarterly Interest Expense - Deposits of $26.5 million for Q1 2026, down 2.95% year-over-year from $27.3 million in Q1 2025, and down 7.39% quarter-over-quarter from $28.6 million in Q4 2025.
Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Smartfinancial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $26.5 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 2.95% year-over-year to $26.5 million; the TTM figure through Mar 2026 stood at $113.9 million (up 4.0% YoY), while the FY2025 annual figure was $114.7 million, up 5.02% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $26.5 million, down from $28.6 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $30.5 million in Q3 2025, with the low at $2.0 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $26.5 million (2026), against an average of $20.8 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits fell 13.6% in 2022, then jumped 711.62% in 2023.
- Smartfinancial's Interest Expense - Deposits stood at $8.8 million in 2022, then soared by 181.85% to $24.9 million in 2023, then climbed by 10.07% to $27.4 million in 2024, then grew by 4.41% to $28.6 million in 2025, then declined by 7.39% to $26.5 million in 2026.
- Business Quant data shows SMBK's Interest Expense - Deposits at $26.5 million in Q1 2026, $28.6 million in Q4 2025, and $30.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Smartfinancial | 857.61 Mn | 371.07 Mn | - | 27.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 27.72 Mn |
| Mar 31, 2026 | 26.53 Mn |
| Dec 31, 2025 | 28.65 Mn |
| Sep 30, 2025 | 30.46 Mn |
| Jun 30, 2025 | 28.30 Mn |
| Mar 31, 2025 | 27.34 Mn |
| Dec 31, 2024 | 27.44 Mn |
| Sep 30, 2024 | 27.35 Mn |
| Jun 30, 2024 | 27.44 Mn |
| Mar 31, 2024 | 27.04 Mn |
| Dec 31, 2023 | 24.93 Mn |
| Sep 30, 2023 | 23.43 Mn |
| Jun 30, 2023 | 19.55 Mn |
| Mar 31, 2023 | 16.35 Mn |
| Dec 31, 2022 | 8.84 Mn |
| Sep 30, 2022 | 4.87 Mn |
| Jun 30, 2022 | 2.50 Mn |
| Mar 31, 2022 | 2.01 Mn |
| Dec 31, 2021 | 2.12 Mn |
| Sep 30, 2021 | 2.15 Mn |