Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026)
Smartfinancial (SMBK) posted Interest Expense - Deposits of $27.7 million for Q2 2026, up 4.5% on a QoQ basis from $26.5 million in Q1 2026, and down 2.04% year-over-year from $28.3 million in Q2 2025.
Analysis
Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Smartfinancial has reported Interest Expense - Deposits for 17 years, with the latest figure at $27.7 million in Q2 2026.
- On a quarterly basis, Interest Expense - Deposits fell 2.04% year-over-year to $27.7 million in Q2 2026; TTM through Jun 2026 was $113.4 million, a 2.66% increase from a year earlier, with the FY2025 full-year figure at $114.7 million, up 5.02% from the prior year.
- Interest Expense - Deposits was $27.7 million for Q2 2026 at Smartfinancial, up from $26.5 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $30.5 million in Q3 2025, with the low at $2.0 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $21.2 million, with a median of $26.8 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits decreased 13.6% in 2022, then soared 711.62% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $8.8 million in 2022, then surged by 181.85% to $24.9 million in 2023, then increased by 10.07% to $27.4 million in 2024, then rose by 4.41% to $28.6 million in 2025, then dropped by 3.23% to $27.7 million in 2026.
- The last three Interest Expense - Deposits figures came in at $27.7 million (Q2 2026), $26.5 million (Q1 2026), and $28.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 385.00 Mn |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 600.00 Mn |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 881.00 Mn |
| 10 | Smartfinancial | 886.56 Mn | 400.13 Mn | - | 27.72 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.72 Mn |
| Mar 31, 2026 | 26.53 Mn |
| Dec 31, 2025 | 28.65 Mn |
| Sep 30, 2025 | 30.46 Mn |
| Jun 30, 2025 | 28.30 Mn |
| Mar 31, 2025 | 27.34 Mn |
| Dec 31, 2024 | 27.44 Mn |
| Sep 30, 2024 | 27.35 Mn |
| Jun 30, 2024 | 27.44 Mn |
| Mar 31, 2024 | 27.04 Mn |
| Dec 31, 2023 | 24.93 Mn |
| Sep 30, 2023 | 23.43 Mn |
| Jun 30, 2023 | 19.55 Mn |
| Mar 31, 2023 | 16.35 Mn |
| Dec 31, 2022 | 8.84 Mn |
| Sep 30, 2022 | 4.87 Mn |
| Jun 30, 2022 | 2.50 Mn |
| Mar 31, 2022 | 2.01 Mn |
| Dec 31, 2021 | 2.12 Mn |
| Sep 30, 2021 | 2.15 Mn |