Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026)
Smartfinancial (SMBK) recorded quarterly Interest Expense - Deposits of $26.5 million in Q1 2026, down 7.39% quarter-over-quarter from $28.6 million in Q4 2025, and down 2.95% on a YoY basis from $27.3 million in Q1 2025.
Smartfinancial (SMBK) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Smartfinancial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $26.5 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 2.95% year-over-year to $26.5 million; the TTM figure through Mar 2026 stood at $113.9 million (up 4.0% YoY), while the FY2025 annual figure was $114.7 million, up 5.02% from the prior year.
- Interest Expense - Deposits was $26.5 million for Q1 2026 at Smartfinancial, down from $28.6 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $30.5 million in Q3 2025 to a low of $2.0 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $20.8 million across 5 years, with a median of $26.5 million in 2026.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits retreated 13.6% in 2022, then surged 711.62% in 2023.
- A 5-year view of Interest Expense - Deposits shows it stood at $8.8 million in 2022, then jumped by 181.85% to $24.9 million in 2023, then grew by 10.07% to $27.4 million in 2024, then increased by 4.41% to $28.6 million in 2025, then fell by 7.39% to $26.5 million in 2026.
- The last three Interest Expense - Deposits figures came in at $26.5 million (Q1 2026), $28.6 million (Q4 2025), and $30.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 26.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.53 Mn |
| Dec 31, 2025 | 28.65 Mn |
| Sep 30, 2025 | 30.46 Mn |
| Jun 30, 2025 | 28.30 Mn |
| Mar 31, 2025 | 27.34 Mn |
| Dec 31, 2024 | 27.44 Mn |
| Sep 30, 2024 | 27.35 Mn |
| Jun 30, 2024 | 27.44 Mn |
| Mar 31, 2024 | 27.04 Mn |
| Dec 31, 2023 | 24.93 Mn |
| Sep 30, 2023 | 23.43 Mn |
| Jun 30, 2023 | 19.55 Mn |
| Mar 31, 2023 | 16.35 Mn |
| Dec 31, 2022 | 8.84 Mn |
| Sep 30, 2022 | 4.87 Mn |
| Jun 30, 2022 | 2.50 Mn |
| Mar 31, 2022 | 2.01 Mn |
| Dec 31, 2021 | 2.12 Mn |
| Sep 30, 2021 | 2.15 Mn |
| Jun 30, 2021 | 2.25 Mn |