Smartfinancial (SMBK) Interest Expenses (2010 - 2026)
Smartfinancial's Interest Expenses came in at $29.98 million for Q2 2026, up 3.0% from $29.11 million a year earlier and up 5.6% from the prior quarter.
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Analysis
Smartfinancial (SMBK) Interest Expenses (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Smartfinancial reported Interest Expenses of $120.99 million, up 5.7% year-over-year; for FY2025, it was $119.87 million, up 5.4% from FY2024.
- Interest Expenses has increased in each of the last four years, with a five-year compound annual growth rate of 48.2% (FY2020 to FY2025).
- Going back by year, Interest Expenses was $113.77 million in FY2024 (+29.3%), $87.96 million in FY2023 (+312.3%), $21.33 million in FY2022 (+80.2%) and $11.84 million in FY2021 (-29.3%).
- The five-year range for quarterly Interest Expenses is $2.8 million (Q1 2022) to $32.09 million (Q3 2025).
- Year-over-year, Interest Expenses has increased for 17 consecutive quarters, with growth averaging 6.7% over the last eight quarters.
- The fastest year-over-year change in Interest Expenses over five years came in Q2 2023 (growth of 531.9%), and the weakest in Q3 2021 (a decline of 23.2%).
- Business Quant data shows SMBK's Interest Expenses at $28.39 million (Q1 2026), $30.53 million (Q4 2025) and $32.09 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | Smartfinancial | 847.06 Mn | -899.83 Mn | - | 29.98 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.98 Mn |
| Mar 31, 2026 | 28.39 Mn |
| Dec 31, 2025 | 30.53 Mn |
| Sep 30, 2025 | 32.09 Mn |
| Jun 30, 2025 | 29.11 Mn |
| Mar 31, 2025 | 28.14 Mn |
| Dec 31, 2024 | 28.31 Mn |
| Sep 30, 2024 | 28.92 Mn |
| Jun 30, 2024 | 28.47 Mn |
| Mar 31, 2024 | 28.06 Mn |
| Dec 31, 2023 | 25.98 Mn |
| Sep 30, 2023 | 24.27 Mn |
| Jun 30, 2023 | 20.52 Mn |
| Mar 31, 2023 | 17.20 Mn |
| Dec 31, 2022 | 9.70 Mn |
| Sep 30, 2022 | 5.59 Mn |
| Jun 30, 2022 | 3.25 Mn |
| Mar 31, 2022 | 2.80 Mn |
| Dec 31, 2021 | 2.92 Mn |
| Sep 30, 2021 | 2.93 Mn |
API Access
Smartfinancial Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();