PFS Bancorp (PFSB) Change in Net Loans (2022 - 2026)
PFS Bancorp (PFSB) recorded Change in Net Loans of $4.02 million in Q3 2026, up 16.2% from $3.46 million a year earlier and up 62.2% from the prior quarter.
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Analysis
PFS Bancorp (PFSB) Change in Net Loans (2022 - 2026) Analysis & Trends
On a TTM basis, PFS Bancorp's Change in Net Loans came in at $6.64 million as of Sep 30, 2026, down 52.6% year-over-year; for FY2025, it was $12.73 million, up 122.5% from FY2024.
- Annual Change in Net Loans has a three-year compound annual growth rate of 45.7% (FY2022 to FY2025).
- Across earlier years, Change in Net Loans came in at $5.72 million in FY2024 (-3.5%), $5.93 million in FY2023 (+44.2%) and $4.11 million in FY2022.
- The Q3 2026 figure is the highest quarterly Change in Net Loans since Q2 2025.
- On a year-over-year basis, Change in Net Loans rose in 1 of the last four quarters, with an average decline of 28.6%.
- Per Business Quant, the preceding three quarters came in at $2.48 million (Q2 2026), $232,000 (Q1 2026) and -$90,000 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 56.27 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 8.09 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 14.56 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 20.45 Bn |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 4.02 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.02 Mn |
| Jun 30, 2026 | 2.48 Mn |
| Mar 31, 2026 | 232,000.00 |
| Dec 31, 2025 | -90,000.00 |
| Sep 30, 2025 | 3.46 Mn |
| Jun 30, 2025 | 9.61 Mn |
| Mar 31, 2025 | -246,000.00 |
| Dec 31, 2024 | 1.18 Mn |
| Sep 30, 2024 | 3.91 Mn |
| Jun 30, 2024 | 101,000.00 |
| Mar 31, 2024 | 536,000.00 |
| Dec 31, 2023 | 2.13 Mn |
| Sep 30, 2023 | 5.70 Mn |
| Jun 30, 2023 | -796,000.00 |
| Mar 31, 2023 | -1.11 Mn |
| Dec 31, 2022 | 85,000.00 |
| Sep 30, 2022 | 946,000.00 |
API Access
PFS Bancorp Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();