Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesAmortizatization of IntangiblesCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Depreciation and DepletionDepreciation and DepletionFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesNet Cash FlowNet Cash FlowNet IncomeNon-cash ItemsNon-cash ItemsOther financing activitiesOther financing activitiesShare-based CompensationShare-based CompensationShares Repurchased
Growth Metrics
Income Statement
Others
Ratios

PFS Bancorp (PFSB) Net Cash Flow (2022 - 2025)

PFS Bancorp (PFSB) has disclosed Net Cash Flow for 4 consecutive years, with $6.4 million as the latest value for Q4 2025.

  • Quarterly Net Cash Flow rose 251.66% to $6.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$762000.0 through Dec 2025, up 80.69% year-over-year, with the annual reading at -$762000.0 for FY2025, 80.69% up from the prior year.
  • Net Cash Flow hit $6.4 million in Q4 2025 for PFS Bancorp, up from -$5.3 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $12.6 million in Q3 2023 to a low of -$15.6 million in Q4 2023.
  • Historically, Net Cash Flow has averaged $146714.3 across 4 years, with a median of $175000.0 in 2022.
  • Biggest five-year swings in Net Cash Flow: surged 1267.13% in 2023 and later tumbled 7789.29% in 2025.
  • Year by year, Net Cash Flow stood at $294000.0 in 2022, then crashed by 5397.28% to -$15.6 million in 2023, then soared by 111.6% to $1.8 million in 2024, then skyrocketed by 251.66% to $6.4 million in 2025.
  • Business Quant data shows Net Cash Flow for PFSB at $6.4 million in Q4 2025, -$5.3 million in Q3 2025, and -$4.3 million in Q2 2025.