Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation and DepletionFree Cash FlowGains from Investment SecuritiesNet Cash FlowNet IncomeNon-cash ItemsOther financing activitiesShare-based Compensation
Growth Metrics
Income Statement
Others
Ratios

PFS Bancorp (PFSB) Net Cash Flow (2022 - 2025)

PFS Bancorp's Net Cash Flow history spans 3 years, with the latest figure at -$5.3 million for Q3 2025.

  • For Q3 2025, Net Cash Flow fell 41.84% year-over-year to -$5.3 million; the TTM value through Sep 2025 reached -$5.3 million, up 75.11%, while the annual FY2024 figure was -$3.9 million, 152.26% down from the prior year.
  • Net Cash Flow for Q3 2025 was -$5.3 million at PFS Bancorp, down from -$4.3 million in the prior quarter.
  • Across five years, Net Cash Flow topped out at $12.6 million in Q3 2023 and bottomed at -$15.6 million in Q4 2023.
  • The 3-year median for Net Cash Flow is $56000.0 (2024), against an average of -$318909.1.
  • The largest YoY upside for Net Cash Flow was 224.52% in 2025 against a maximum downside of 7789.29% in 2025.
  • A 3-year view of Net Cash Flow shows it stood at -$15.6 million in 2023, then surged by 111.6% to $1.8 million in 2024, then crashed by 396.01% to -$5.3 million in 2025.
  • Per Business Quant, the three most recent readings for PFSB's Net Cash Flow are -$5.3 million (Q3 2025), -$4.3 million (Q2 2025), and $2.5 million (Q1 2025).