Oceanfirst Financial Growth Metrics (2016-2025) | OCFC

Growth Metrics Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) 407.00-0.07M-0.49M-0.01M-1.04M-0.02M-0.18M0.05M0.12M-0.02M-0.14M-0.16M0.80M-0.06M0.66M-1.10M-0.71M0.04M-0.84M1.16M-0.09M-0.74M-0.04M-0.05M0.81M0.77M0.91M0.16M-0.01M-1.29M0.02M-0.16M-0.01M-0.53M-2.04M-0.24M
EBITDA Margin Growth (3y) (Quarter) -0.92M-0.11M-0.81M-0.12M-0.13M-0.10M0.34M-1.21M0.20M-0.04M-0.32M-0.10M-0.00M-0.77M-0.22M0.01M0.01M0.07M0.03M1.27M0.71M-1.26M0.89M-0.05M0.79M-1.04M-1.11M-0.24M
EBITDA Margin Growth (5y) (Quarter) -0.84M-0.13M-0.99M-0.06M-0.93M-0.80M-0.54M-0.10M0.93M-0.02M0.55M0.02M0.80M-1.29M0.71M0.01M-0.00M-1.75M-1.99M0.87M
EBITDA Margin (QoQ) (Quarter) -0.00M0.00M-0.00M0.00M-0.08M-0.41M0.48M-1.03M0.95M-0.57M0.70M-0.96M0.81M-0.70M0.69M-0.01M-0.05M0.03M-1.08M0.38M0.70M-0.85M0.93M-0.87M0.05M-0.14M0.92M-0.01M0.01M-0.01M0.17M-0.18M-1.27M1.30M-0.01M-0.02M-1.79M-0.21M1.79M
EBIT Margin Growth (1y) (Quarter) 455.00-0.08M-0.52M-0.01M-1.08M-0.01M-0.18M0.05M0.11M-0.02M-0.14M-0.16M0.83M-0.07M0.69M-1.14M-0.73M0.04M-0.86M1.20M-0.08M-0.76M-0.04M-0.05M0.83M0.79M0.92M0.16M-0.01M-1.31M0.02M-0.16M-0.01M-0.53M-2.06M-0.24M
EBIT Margin Growth (3y) (Quarter) -0.96M-0.11M-0.84M-0.12M-0.13M-0.10M0.37M-1.25M0.21M-0.04M-0.31M-0.10M0.01M-0.79M-0.20M0.02M0.02M0.07M0.03M1.31M0.74M-1.28M0.91M-0.05M0.82M-1.05M-1.12M-0.24M
EBIT Margin Growth (5y) (Quarter) -0.86M-0.14M-1.01M-0.06M-0.95M-0.82M-0.53M-0.10M0.96M-0.01M0.58M0.01M0.83M-1.31M0.74M0.01M-0.00M-1.77M-2.01M0.91M
EBIT Margin (QoQ) (Quarter) -0.00M0.00M-0.00M0.00M-0.08M-0.44M0.51M-1.07M0.98M-0.61M0.74M-1.00M0.85M-0.73M0.72M-0.01M-0.05M0.03M-1.11M0.40M0.73M-0.87M0.95M-0.89M0.05M-0.14M0.94M-0.01M0.01M-0.01M0.18M-0.18M-1.29M1.32M-0.01M-0.02M-1.81M-0.22M1.81M
EBT Margin Growth (1y) (Quarter) 551.000.03M0.34M0.01M0.11M0.01M0.17M-0.04M0.41M0.01M0.05M0.08M-0.48M0.02M-0.58M0.83M0.68M0.03M0.56M-0.86M-0.17M0.48M0.36M0.10M-0.48M-0.52M-0.85M-0.15M0.02M0.69M0.00M0.07M-0.03M-0.09M0.53M0.01M
EBT Margin Growth (3y) (Quarter) 0.52M0.05M0.56M0.05M0.04M0.05M-0.36M0.87M0.61M0.07M0.03M0.05M0.03M0.53M0.34M0.07M0.03M-0.01M0.07M-0.91M-0.64M0.65M-0.49M0.02M-0.49M0.08M-0.31M-0.07M
EBT Margin Growth (5y) (Quarter) 0.72M0.11M0.54M0.02M0.55M0.55M0.56M0.11M-0.05M0.03M-0.46M-0.00M-0.43M0.70M-0.51M-0.01M0.02M0.59M0.61M-0.83M
EBT Margin (QoQ) (Quarter) -0.00M0.00M-0.00M0.00M0.03M0.31M-0.33M0.10M-0.08M0.48M-0.54M0.55M-0.47M0.51M-0.50M-0.01M0.03M-0.10M0.90M-0.16M-0.62M0.43M-0.52M0.53M0.03M0.32M-0.78M-0.05M-0.01M-0.01M-0.08M0.11M0.66M-0.70M-0.01M0.02M0.60M-0.08M-0.53M
Enterprise Value Growth (1y) (Quarter) -220.40%-46.79%-38.27%-529.33%-246.14%-248.39%-557.39%-58.68%101.04%100.95%-10.17%-25.96%-2.49%-11.37%-7.55%19.78%41.56%9.66%6.38%4.22%
Enterprise Value Growth (3y) (Quarter) -2.82%-0.71%-3.66%27.94%27.95%26.53%27.17%27.27%26.23%26.15%26.29%26.17%26.17%-4.05%-2.59%
Enterprise Value Growth (5y) (Quarter) -40.93%-56.16%-61.90%15.79%15.71%15.76%15.82%15.28%15.50%15.55%15.03%
Enterprise Value (QoQ) (Quarter) -8.44%6.99%-1.67%-1.89%-1.43%-204.93%53.42%4.02%-361.65%-67.71%53.12%-81.11%-11.44%2.01%-16.72%2.00%3.67%-15.92%9.68%-7.29%8.14%8.93%29.63%-28.18%4.91%6.71%
FCF Margin Growth (1y) (Quarter) -615.000.04M0.46M-0.01M0.10M-0.00M-0.05M-0.01M0.64M0.00M-0.05M0.06M-0.62M0.00M-0.27M0.25M0.40M0.19M-0.64M-0.27M0.29M0.74M2.13M0.03M-0.78M-0.86M-1.49M-0.03M0.06M0.34M-0.14M0.05M-0.11M0.26M0.63M0.04M
FCF Margin Growth (3y) (Quarter) 0.74M0.04M0.37M0.04M0.12M0.00M-0.36M0.30M0.42M0.20M-0.95M0.04M0.07M0.94M1.22M0.02M-0.08M0.08M-0.01M-0.27M-0.42M0.22M0.49M0.05M-0.83M-0.25M-1.00M0.06M
FCF Margin Growth (5y) (Quarter) 0.52M0.24M-0.54M0.02M0.82M0.93M1.13M0.07M-0.06M0.08M-0.32M0.05M-0.65M0.42M-0.41M0.03M-0.13M0.68M0.49M-0.18M
FCF Margin (QoQ) (Quarter) -771.000.00M-0.01M0.01M0.04M0.42M-0.49M0.12M-0.06M0.38M-0.45M0.77M-0.70M0.33M-0.34M0.09M-0.08M0.06M0.18M0.24M-0.28M-0.77M0.55M0.80M0.16M0.61M-1.55M-0.01M0.08M-0.02M-0.08M0.08M0.36M-0.50M0.11M-0.08M0.73M-0.13M-0.48M
FCF Payout Ratio Growth (1y) (Quarter) 39.03%-36.43%55.33%16.89%182.60%18.22%54.41%227.61%-81.13%28.49%39.38%81.48%-28.51%54.03%-33.41%56.87%113.12%-81.26%162.19%-37.75%-234.94%-99.73%160.73%213.01%12,254.29%19,533.65%-778.87%-165.67%198.23%139.06%
FCF Payout Ratio Growth (3y) (Quarter) -9.50%-1.16%49.52%57.74%-27.50%32.75%12.74%77.93%-34.01%-28.15%34.50%-1.75%-33.69%-83.25%-76.13%51.24%-34.13%-4.44%19.39%-62.10%-32.60%837.44%269.29%
FCF Payout Ratio Growth (5y) (Quarter) 2.46%-22.55%42.31%-12.75%-20.98%-60.09%15.23%-14.14%-10.77%-4.13%37.10%-42.83%-30.28%-19.53%42.23%-15.28%
FCF Payout Ratio (QoQ) (Quarter) 39.14%-71.67%-312.48%266.01%-36.38%-30.78%-213.69%664.51%-73.39%-9.59%-6.05%-16.54%81.26%-1.93%22.33%-67.13%290.54%-57.60%188.20%-55.34%-65.66%493.20%-174.43%101.18%253.61%8,264.18%-67.74%29.48%461.96%45.64%91.75%-78.38%
Gross Margin Growth (1y) (Quarter) 0.01M-0.00M-0.00M0.04M-0.01M-0.05M-0.03M0.01M-0.00M0.07M0.20M557.000.00M-0.01M-0.19M-0.00M-0.01M-0.00M0.00M0.01M0.01M0.01M0.01M-310.00-0.03M13.00-0.01M-138.00-0.01M-0.18M-0.06M
Gross Margin Growth (3y) (Quarter) -0.01M0.01M0.17M0.05M-0.01M0.01M-0.01M0.01M-0.01M0.06M0.02M0.01M0.01M296.00-0.17M0.01M-0.02M0.01M773.000.01M-0.03M-0.17M-0.07M
Gross Margin Growth (5y) (Quarter) -0.01M0.00M-0.01M0.05M22.000.02M759.000.02M-0.02M0.07M0.02M0.01M-0.03M-0.18M-0.25M
Gross Margin (QoQ) (Quarter) -0.01M0.02M-0.06M0.05M-0.02M0.02M-0.02M0.01M-0.06M0.04M0.02M-0.01M0.01M0.18M-0.18M-0.00M656.00-0.00M0.00M-0.00M0.00M0.00M0.01M188.00-569.000.01M-0.01M-0.03M0.03M-0.01M0.01M-0.04M-0.14M0.11M
Interest Coverage Ratio Growth (1y) (Quarter) 23.12%-312.13%-209.06%-143.23%-285.24%8.58%27.62%-271.63%52.35%31.58%14.50%21.14%16.11%10.43%3.49%-4.30%-37.47%-66.20%-111.65%-101.95%-86.19%-24.26%42.49%70.83%83.32%85.31%77.93%56.28%48.44%23.45%17.05%20.79%-23.62%-40.50%-55.61%-57.77%
Interest Coverage Ratio Growth (3y) (Quarter) -45.60%-49.28%-38.82%-48.38%-39.94%17.56%15.79%-45.13%18.09%-0.62%-20.43%-18.43%-29.01%-22.76%-5.51%14.99%24.69%32.80%35.47%36.37%45.69%48.11%52.78%53.43%52.62%45.94%34.20%18.25%
Interest Coverage Ratio Growth (5y) (Quarter) -26.61%-31.79%-27.57%-36.09%-31.25%-2.96%6.18%-12.48%29.78%28.57%26.01%26.68%28.67%26.95%26.46%26.62%22.91%20.07%19.09%20.28%
Interest Coverage Ratio (QoQ) (Quarter) -23.58%83.95%-38.03%41.34%-231.66%5.43%75.44%-505.70%35.02%25.13%-26.11%22.34%6.69%6.43%-16.31%17.38%0.37%-0.81%-25.70%-8.89%-20.45%-28.37%-19.94%-0.39%19.61%40.59%39.16%42.58%29.21%10.74%-20.52%32.29%-5.10%3.28%-15.08%-5.68%-19.45%-7.12%-16.68%
Net Margin Growth (1y) (Quarter) 775.000.02M0.23M0.01M0.10M0.01M0.18M-0.03M0.33M0.01M0.03M0.07M-0.39M0.02M-0.46M0.60M0.50M0.02M0.41M-0.63M-0.12M0.35M0.27M0.07M-0.35M-0.38M-0.62M-0.11M0.01M0.51M0.00M0.05M-0.02M-0.12M0.41M0.01M
Net Margin Growth (3y) (Quarter) 0.42M0.04M0.45M0.05M0.03M0.04M-0.25M0.64M0.43M0.05M-0.02M0.04M-0.02M0.38M0.21M0.04M0.02M-0.01M0.05M-0.67M-0.47M0.48M-0.36M0.02M-0.36M0.01M-0.21M-0.05M
Net Margin Growth (5y) (Quarter) 0.53M0.08M0.39M0.02M0.40M0.40M0.43M0.08M-0.05M0.02M-0.38M0.00M-0.36M0.52M-0.41M-0.02M0.01M0.38M0.47M-0.61M
Net Margin (QoQ) (Quarter) -707.000.00M-851.000.00M0.02M0.22M-0.23M0.09M-0.07M0.39M-0.44M0.45M-0.38M0.41M-0.40M-0.02M0.02M-0.07M0.67M-0.12M-0.45M0.32M-0.38M0.39M0.02M0.24M-0.57M-0.04M-0.00M-0.01M-0.06M0.08M0.50M-0.52M-0.01M0.01M0.39M0.02M-0.41M
Operating Margin Growth (1y) (Quarter) -0.01M-0.18M0.05M0.11M-0.02M-0.14M-0.16M0.83M-0.07M0.69M-1.14M-0.73M0.04M-0.86M1.20M-0.08M-0.76M-0.04M-0.05M0.83M0.79M0.92M0.16M-0.01M-1.31M0.02M-0.16M-0.01M-0.53M-2.06M-0.24M
Operating Margin Growth (3y) (Quarter) -0.10M0.37M-1.25M0.21M-0.04M-0.31M-0.10M0.01M-0.79M-0.20M0.02M0.02M0.07M0.03M1.31M0.74M-1.28M0.91M-0.05M0.82M-1.05M-1.12M-0.24M
Operating Margin Growth (5y) (Quarter) -0.82M-0.53M-0.10M0.96M-0.01M0.58M0.01M0.83M-1.31M0.74M0.01M-0.00M-1.77M-2.01M0.91M
Operating Margin (QoQ) (Quarter) -0.44M0.51M-1.07M0.98M-0.61M0.74M-1.00M0.85M-0.73M0.72M-0.01M-0.05M0.03M-1.11M0.40M0.73M-0.87M0.95M-0.89M0.05M-0.14M0.94M-0.01M0.01M-0.01M0.18M-0.18M-1.29M1.32M-0.01M-0.02M-1.81M-0.22M1.81M
Return on Assets Growth (1y) (Quarter) 0.00M0.00M1.001.000.00M0.00M0.00M0.00M-1.00-1.000.00M0.00M1.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets Growth (3y) (Quarter) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M-1.00
Return on Assets Growth (5y) (Quarter) 0.00M0.00M1.001.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets (QoQ) (Quarter) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Equity Growth (1y) (Quarter) -1.000.00M4.004.003.001.00-2.00-2.00-4.00-3.00-1.000.00M4.003.001.001.000.00M2.003.002.000.00M-3.00-3.00-3.00-2.000.00M-1.00-1.00-1.00-2.00
Return on Equity Growth (3y) (Quarter) -3.00-3.001.002.003.000.00M-1.00-1.000.00M2.003.003.004.002.001.000.00M-2.00-1.00-1.00-1.00-3.00-5.00
Return on Equity Growth (5y) (Quarter) 1.002.005.005.003.00-1.00-2.00-2.00-2.00-2.00-1.00-1.001.000.00M
Return on Equity (QoQ) (Quarter) 1.00-3.000.00M1.002.001.000.00M0.00M0.00M-1.00-1.00-2.001.001.001.002.00-1.000.00M0.00M1.002.000.00M0.00M-1.00-2.000.00M0.00M0.00M0.00M0.00M0.00M0.00M-1.00
Return on Invested Capital Growth (1y) (Quarter) -8.00-12.00-5.00-4.00-3.002.001.002.001.002.002.001.002.001.000.00M-1.00-1.000.00M1.002.001.000.00M0.00M-1.000.00M1.000.00M0.00M-2.00-4.00
Return on Invested Capital Growth (3y) (Quarter) -10.00-8.00-2.00-1.000.00M5.002.002.002.003.003.001.002.001.000.00M0.00M0.00M1.001.000.00M-1.00-3.00
Return on Invested Capital Growth (5y) (Quarter) -10.00-7.00-1.00-1.000.00M4.003.003.003.004.003.000.00M0.00M-2.00
Return on Invested Capital (QoQ) (Quarter) -2.00-5.000.00M-1.00-5.002.000.00M0.00M0.00M1.001.00-1.001.001.000.00M0.00M0.00M0.00M0.00M0.00M1.000.00M0.00M0.00M-1.000.00M0.00M0.00M1.000.00M-1.00-1.00-2.00
Return on Sales Growth (1y) (Quarter) 8.00199.000.00M60.00956.0096.000.00M-291.000.00M108.00282.00715.00-0.00M160.00-0.00M0.01M0.01M229.000.00M-0.01M-0.00M0.00M0.00M735.00-0.00M-0.00M-0.01M-0.00M99.000.01M17.00564.00-184.00-728.000.00M80.00
Return on Sales Growth (3y) (Quarter) 0.00M403.000.00M483.00314.00363.00-0.00M0.01M0.00M497.00-63.00405.00-22.000.00M0.00M425.00202.00-75.00529.00-0.01M-0.00M0.01M-0.00M169.00-0.00M622.00-0.00M-486.00
Return on Sales Growth (5y) (Quarter) 0.01M792.000.00M173.000.00M0.00M0.00M849.00-441.00192.00-0.00M10.00-0.00M0.01M-0.00M-141.00116.000.00M0.00M-0.01M
Return on Sales (QoQ) (Quarter) -7.0012.00-9.0011.00185.000.00M-0.00M907.00-676.000.00M-0.00M0.00M-0.00M0.00M-0.00M-159.00234.00-705.000.01M-0.00M-0.00M0.00M-0.00M0.00M251.000.00M-0.01M-382.00-43.00-101.00-603.00847.000.01M-0.01M-56.0098.000.00M-575.00-0.00M