Norwood Financial Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 38.14%42.04%36.36%38.17%36.90%34.59%25.80%25.45%265.75%286.14%308.79%295.80%439.54%415.31%296.33%-0.23%
EBIT Margin 69.67%67.42%55.33%53.68%48.78%45.40%36.95%36.27%339.26%386.03%468.08%424.30%521.54%498.28%765.40%-0.23%
EBITDA Margin 375.06%12.80%
Net Margin 28.83%30.82%26.54%28.04%27.96%25.64%18.89%19.87%147.71%241.06%260.92%170.91%349.41%333.67%234.85%-0.15%
FCF Margin 23.49%35.41%38.86%36.52%40.62%34.84%34.93%32.17%259.78%290.04%308.65%210.15%397.95%326.23%398.15%17.91%
Efficiency
Assets Average 1,158.74M1,207.58M1,541.24M1,960.18M2,057.79M2,124.07M
Equity Average 119.01M129.86M166.11M200.02M186.17M174.08M
Invested Capital 207.22M211.20M236.79M344.48M402.05M404.98M434.20M
Asset Utilization Ratio 0.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 2.212.662.923.464.104.203.313.354.613.862.943.306.366.011.63
Debt to Equity 0.680.860.860.540.440.801.10
Debt Ratio 0.070.090.100.060.040.070.09
Equity Ratio 0.100.100.110.110.100.080.08
Times Interest Earned 2.212.662.923.464.104.203.313.354.613.862.943.306.366.011.63
Dividends & Payouts
FCF Payout Ratio 0.520.370.330.360.340.420.440.430.370.340.360.560.310.320.330.49
Valuation
Enterprise Value 78.99M76.67M90.44M97.51M97.58M105.91M105.94M136.72M200.97M188.52M229.69M102.65M5.59M238.76M198.22M220.14M
Market Capitalization 205.75M206.87M245.10M214.62M212.51M272.09M265.56M
Return Ratios
Return on Sales 0.29%0.31%0.27%0.28%0.28%0.26%0.19%0.20%1.48%2.41%2.61%1.71%3.49%3.34%2.35%0.00%
Return on Invested Capital 0.09%0.10%0.05%0.08%0.09%0.10%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.11%0.11%0.06%0.12%0.16%0.10%