Debit Card Fees was Norwood Financial’s largest product and service line in fiscal 2025, bringing in $4.74M of $18.06M (26%).
| Product and Service | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Service Charges & Fees | — | — | — | — | |||||
| Debit Card Fees | — | — | $4.63M | $4.74M | |||||
| Debit Card | — | $4.60M | — | — | |||||
| Debit Card Fees[Member] | $4.99M | — | — | — | |||||
| Overdraft Fees | $2.31M | $2.69M | $2.84M | $3.14M | |||||
| Loan Related Service Fees | $1.70M | $1.17M | $1.38M | $1.54M | |||||
| Other Income | $3.81M | $1.33M | $1.25M | $1.50M | |||||
| Income From Fiduciary Activities | $1.69M | $1.80M | $1.89M | $2.07M | |||||
| Fiduciary Activities | $1.69M | $1.80M | $1.89M | $2.07M | |||||
| Atm Fees | $904.00K | $892.00K | $848.00K | $484.00K | |||||
| Service Charges On Deposit Accounts | $838.00K | $856.00K | $906.00K | $940.00K | |||||
| Commissions On Mutual Funds & Annuities | $238.00K | $592.00K | $814.00K | $1.42M | |||||
| Gains On Sales Of Other Real Estate Owned | $854.00K | $160.00K | $64.00K | — | |||||
| Safe Deposit Box Rental | $186.00K | $184.00K | $176.00K | $178.00K | |||||
| Total | $19.21M | $16.07M | $16.68M | $18.06M |
Norwood Financial brought in $18.06M from its 10 product and service lines in fiscal 2025, the year ended December 31, 2025. Norwood Financial regrouped these lines after fiscal 2024, so the total does not compare directly with that year's $16.68M. Debit Card Fees was the largest at $4.74M (26.2%), ahead of Overdraft Fees at $3.14M (17.4%) and Income From Fiduciary Activities at $2.07M (11.4%). The other seven lines brought in $8.12M combined.
Compared with fiscal 2024, Commissions On Mutual Funds & Annuities grew fastest, up 74.0% to $1.42M, while Atm Fees fell the most, down 42.9% to $484.00K.
Norwood Financial began breaking out Debit Card Fees in fiscal 2024, when it brought in $4.63M. Norwood Financial stopped reporting Debit Card Fees[Member] ($4.99M in fiscal 2022), Debit Card ($4.60M in fiscal 2023) and Gains On Sales Of Other Real Estate Owned ($64.00K in fiscal 2024) as separate lines.
Norwood Financial (NWFL) reports its revenue by product and service. In fiscal 2025, Debit Card Fees was its largest product and service line, bringing in $4.74M (26.2% of the total), followed by Overdraft Fees at $3.14M (17.4%).
Debit Card Fees was Norwood Financial's largest product and service line in fiscal 2025, bringing in $4.74M, or 26.2% of the $18.06M total across its 10 product and service lines.
Every figure comes from Norwood Financial's annual financial filings, as reported. Each line keeps the name Norwood Financial gives it, and years follow its fiscal calendar.
Norwood Financial's revenue by product and service goes back to fiscal 2017, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.