Five Star Bancorp FSBC Income Statement (2020-2026)

NASDAQ FSBC
$44.42 +0.22 (+0.50%)
At close: Nov 11, 2026 · 4:00 PM EST
Reported Financials

Five Star Bancorp Quarterly Income Statement

Periods 27 quarters
Latest Sep 2026

Five Star Bancorp reported revenue of $52.62M and net income of $21.91M for the quarter ended Sep 2026, up 27.4% year over year. This income statement covers 27 quarters of results from Mar 2020 through Sep 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026 Sep2026
Revenue & Cost
Interest income
Interest income - Loans
21.57M22.11M24.88M29.89M34.92M37.49M39.93M41.86M43.43M43.79M46.36M50.39M52.80M52.93M56.02M59.26M61.01M62.12M65.57M71.39M
Interest Income - Debt Securities
0.54M0.57M0.60M0.62M0.64M0.65M0.65M0.65M0.65M0.65M0.65M0.62M0.61M0.58M0.58M0.58M0.56M0.54M0.51M0.50M
Interest income - Investments
0.10M0.10M0.10M0.15M0.19M0.19M0.19M0.27M0.31M0.33M0.33M0.33M0.33M0.33M0.33M0.33M0.33M0.76M0.19M0.42M
Interest Income - Deposits
0.14M0.19M0.52M1.15M1.84M2.17M2.22M2.58M2.10M3.10M1.99M1.66M4.34M3.58M3.99M5.01M4.85M4.69M6.25M7.29M
Other Interest Income
-0.10M-0.10M-0.10M-0.15M-0.19M-0.19M-0.19M-0.27M-0.31M-0.33M-0.33M-0.33M-0.33M-0.33M-0.33M-0.33M-0.33M-0.76M-0.19M-0.42M
Interest Income - Total
22.25M22.87M26.00M31.65M37.40M40.31M42.79M45.10M46.18M47.54M49.00M52.67M57.75M57.09M60.58M64.85M66.42M67.35M72.33M79.17M
Interest expenses
Interest Expense - Deposits
0.45M0.55M1.02M2.82M6.54M9.38M13.97M16.39M18.13M19.51M18.72M21.08M23.09M21.95M22.90M24.34M23.19M22.73M25.08M27.09M
Interest Expense - Debt
0.44M0.44M0.45M1.31M1.73M2.41M1.33M1.31M1.59M1.29M1.19M1.21M1.16M1.16M1.16M1.16M1.16M1.16M1.16M1.16M
Interest Expense - Others
-0.62M-0.08M-0.08M-0.21M
Interest ExpensesInterest Expense
0.90M0.99M1.47M4.12M8.27M11.16M15.22M17.62M19.50M20.80M19.91M22.28M24.26M23.11M24.07M25.50M24.36M23.89M26.24M28.25M
Net interest income
Interest Income - Net
21.36M21.88M24.53M27.52M29.14M29.15M27.58M27.48M26.68M26.74M29.09M30.39M33.49M33.98M36.52M39.35M42.07M43.46M46.08M50.93M
Provision for Credit LossesProvisions
1.50M0.95M2.25M2.25M1.25M0.90M1.25M1.05M0.80M1.05M2.00M2.95M1.30M2.15M2.50M2.50M2.80M2.68M2.25M2.70M
Net Interest Income After ProvisionsNII After Provisions
19.86M20.93M22.28M25.27M27.89M28.25M26.33M26.43M25.88M25.84M27.09M27.64M32.19M32.08M34.02M36.85M39.27M40.78M43.83M48.43M
Non-interest income
Service Charges
0.12M0.11M0.13M0.13M0.10M0.12M0.14M0.16M0.17M0.19M0.19M0.17M0.18M0.22M0.20M0.19M0.16M0.14M0.12M0.15M
Financial Services Fees
0.39M0.60M0.76M0.45M0.41M0.31M0.39M0.36M0.67M0.43M0.37M0.41M0.40M0.45M0.47M0.68M0.56M1.27M0.68M0.47M
Investment Gain (Loss)
0.02M0.01M-1.44M
Gain (Loss) on Sale of LoansGain on Loan Sales
1.07M0.92M0.83M0.55M0.64M0.60M0.64M0.40M0.32M0.37M0.45M0.31M0.15M0.13M0.12M
Bank-Owned Life Insurance IncomeBOLI Income
0.06M0.09M0.10M0.10M0.12M0.10M0.13M0.13M0.16M0.14M0.16M0.16M0.18M0.16M0.22M0.21M0.23M0.23M0.27M0.27M
Other Non-Interest Income
0.14M0.45M0.14M0.20M0.34M0.25M1.53M0.35M2.07M0.71M0.41M0.34M0.76M0.41M0.81M0.89M0.45M0.02M0.81M0.80M
Non-Interest Income - Total
1.79M2.16M1.96M1.43M1.60M1.37M2.82M1.38M1.94M1.83M1.57M1.38M1.67M1.36M1.81M1.97M1.40M1.64M1.87M1.69M
Revenue
23.15M24.05M26.49M28.96M30.74M30.52M30.40M28.86M28.61M28.58M30.67M31.77M35.16M35.34M38.33M41.31M43.47M45.10M47.96M52.62M
Operating Items
Wages, Salaries and OtherWages
5.21M5.68M5.55M5.65M5.70M6.62M6.42M6.88M7.18M7.58M7.80M7.97M8.36M9.13M8.91M9.72M10.13M11.43M11.42M12.34M
Occupancy ExpenseOccupancy
0.54M0.52M0.51M0.52M0.51M0.52M0.55M0.56M0.58M0.63M0.65M0.63M0.65M0.64M0.66M0.70M0.79M0.83M0.87M0.94M
Technology and CommunicationsTechnology
0.66M0.72M0.74M0.80M0.84M0.87M1.01M1.02M1.11M1.16M1.24M1.33M1.37M1.46M1.51M1.56M1.60M1.55M1.71M1.74M
Professional Fees
0.44M0.55M0.57M0.79M0.55M0.63M0.59M0.70M0.66M0.71M0.77M0.83M0.77M0.91M0.92M0.93M0.96M0.93M0.95M1.33M
Marketing and AdvertisingMarketing
0.50M0.34M0.48M0.51M0.57M0.42M0.73M0.54M0.72M0.46M0.62M0.58M0.75M0.52M0.87M0.80M0.99M0.74M0.96M0.80M
FDIC Insurance
0.16M0.17M0.25M0.20M0.25M0.40M0.41M0.38M0.37M0.40M0.39M0.41M0.44M0.46M0.47M0.50M0.53M0.55M0.59M0.67M
Other Non-Interest ExpenseOther Non-Int. Exp.
1.37M1.32M1.71M1.45M1.95M1.40M1.94M1.60M1.78M1.49M1.76M1.74M1.82M1.61M1.98M2.05M2.31M1.12M2.81M2.46M
Operating ExpensesOpex
9.02M9.58M10.21M10.17M10.72M11.12M11.98M12.02M12.66M12.72M13.51M13.78M14.49M15.05M15.73M16.58M17.66M17.39M19.62M20.59M
Non-operating items
Interest & Investment IncomeInt & Inv Inc
22.25M
Net income details
EBT
12.63M13.52M14.03M16.53M18.77M18.50M17.17M15.80M15.15M14.96M15.15M15.24M19.37M18.39M20.10M22.23M23.01M25.03M26.09M29.53M
Tax ProvisionsTaxes
1.32M3.66M4.08M4.83M5.49M5.34M4.44M4.75M4.35M4.33M4.37M4.30M6.05M5.28M5.59M5.89M5.37M6.41M6.69M7.62M
Income After Tax
11.31M9.86M9.95M11.70M13.28M13.16M12.73M11.05M10.80M10.63M10.78M10.94M13.32M13.11M14.51M16.34M17.64M18.62M19.40M21.91M
Income from Continuing OperationsIncome (Continuing)
11.31M9.86M9.95M11.70M13.28M13.16M12.73M11.05M10.80M10.63M10.78M10.94M13.32M13.11M14.51M16.34M17.64M18.62M19.40M21.91M
Consolidated Net IncomeConsol Net Inc.
11.31M9.86M9.95M11.70M13.28M13.16M12.73M11.05M10.80M10.63M10.78M10.94M13.32M13.11M14.51M16.34M17.64M18.62M19.40M21.91M
Income towards Parent CompanyParent Net Inc
11.31M9.86M9.95M11.70M13.28M13.16M12.73M11.05M10.80M10.63M10.78M10.94M13.32M13.11M14.51M16.34M17.64M18.62M19.40M21.91M
Net Income towards Common StockholdersNet Income
11.31M9.86M9.95M11.70M13.28M13.16M12.73M11.05M10.80M10.63M10.78M10.94M13.32M13.11M14.51M16.34M17.64M18.62M19.40M21.91M
Additional items
EPS (Basic)
0.760.580.580.680.780.770.740.640.630.620.510.520.660.620.680.770.830.880.910.93
EPS (Diluted)
0.750.570.580.680.770.770.740.640.630.620.510.520.660.620.680.770.830.870.910.92
Weighted Average Shares OutstandingWtd. Avg. Shares
14.97M17.10M17.13M17.14M17.13M17.15M17.17M17.18M17.17M17.19M21.04M21.18M20.15M21.21M21.23M21.23M21.22M21.25M21.27M23.62M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)
15.00M17.16M17.15M17.17M17.17M17.19M17.17M17.19M17.19M17.27M21.06M21.23M20.21M21.25M21.27M21.28M21.27M21.31M21.34M23.70M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
17.22M17.25M17.25M17.25M17.24M17.26M17.26M17.26M17.26M17.35M21.32M21.32M21.32M21.33M21.36M21.37M21.37M21.38M21.40M24.54M

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