Five Star Bancorp reported cash from operations of $26.60M and free cash flow of $26.15M for the quarter ended Sep 2026, up 41.5% year over year. This cash flow statement covers 27 quarters of results from Mar 2020 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Cash Flow StatementCash Flow | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||||||||||||||
| Net Income | 11.31M | 9.86M | 9.95M | 11.70M | 13.28M | 13.16M | 12.73M | 11.05M | 10.80M | 10.63M | 10.78M | 10.94M | 13.32M | 13.11M | 14.51M | 16.34M | 17.64M | 18.62M | 19.40M | 21.91M | |||||||
| Depreciation, Depletion & Amortization | |||||||||||||||||||||||||||
| Amortization of Deferred Charges | 0.02M | -0.37M | 0.52M | 0.18M | 0.20M | -0.04M | 0.31M | -0.15M | 0.02M | -0.13M | 0.20M | -0.35M | -0.07M | 0.05M | 0.28M | 0.04M | -0.20M | 0.21M | -0.05M | -0.05M | |||||||
| Depreciation & Amortization (CF)Depreciation & Amortization | 0.20M | 0.41M | 0.40M | 0.41M | 0.41M | 0.42M | 0.41M | 0.40M | 0.39M | 0.47M | 0.47M | 0.47M | 0.47M | 0.46M | 0.45M | -0.96M | 2.30M | 0.56M | 0.58M | 0.62M | |||||||
| Provision for Losses | 1.50M | 0.95M | 2.25M | 2.25M | 1.25M | 0.90M | 1.25M | 1.05M | 0.80M | 0.90M | 2.00M | 2.75M | 1.30M | 1.90M | 2.50M | 2.50M | 2.80M | 2.68M | 2.25M | 2.50M | |||||||
| Share-based Compensation | 0.24M | 0.30M | 0.30M | 0.30M | 0.26M | 0.24M | 0.20M | 0.20M | 0.24M | 0.30M | 0.30M | 0.30M | 0.26M | 0.30M | 0.40M | 0.40M | 0.42M | 0.40M | 0.50M | 0.60M | |||||||
| Deferred Taxes | 0.28M | -2.78M | 2.78M | 0.01M | -1.96M | 0.06M | 0.01M | 0.01M | -0.98M | 0.01M | 0.01M | 0.01M | -0.27M | 0.71M | 0.01M | -1.30M | 0.01M | 0.01M | |||||||||
| Amortization of Securities Premiums, NetSecurities Amortization | -0.44M | -0.36M | -0.30M | -0.30M | -0.31M | -0.31M | -0.30M | -0.27M | -0.27M | -0.25M | -0.23M | -0.24M | -0.22M | -0.22M | -0.20M | -0.18M | -0.19M | -0.19M | -0.19M | -0.20M | |||||||
| Gains from Investment Securities | -0.83M | -9.44M | -7.85M | -4.72M | 3.71M | 2.14M | -0.87M | -4.79M | 5.74M | -0.96M | 0.30M | 3.55M | -3.75M | 1.03M | 0.19M | 2.84M | 1.00M | -1.17M | 0.95M | -4.02M | |||||||
| Gains on Sale of Loans | 1.07M | 0.92M | 0.83M | 0.55M | 0.64M | 0.60M | 0.64M | 0.40M | 0.32M | 0.37M | 0.45M | 0.31M | 0.15M | 0.13M | 0.12M | ||||||||||||
| Gains from Equity Investments | -0.30M | 0.40M | 0.45M | -1.67M | -0.81M | 0.51M | 0.33M | ||||||||||||||||||||
| Bank-Owned Life Insurance Income (CF)BOLI Income (CF) | 0.06M | 0.09M | 0.10M | 0.10M | 0.12M | 0.10M | 0.13M | 0.13M | 0.16M | 0.14M | 0.16M | 0.16M | 0.18M | 0.16M | 0.22M | 0.21M | 0.23M | 0.23M | 0.27M | 0.27M | |||||||
| Other non-cash items | 0.25M | 0.25M | 0.25M | -0.74M | 0.39M | 0.66M | 0.35M | 0.33M | 0.56M | 0.53M | 0.60M | 0.60M | 0.52M | ||||||||||||||
| Originations of Loans Held for SaleLHFS Originations | 13.96M | 21.17M | 15.79M | 8.03M | 15.18M | 24.01M | 8.12M | 7.79M | 8.01M | 15.45M | 1.96M | 1.94M | 2.30M | 4.39M | -3.01M | ||||||||||||
| Proceeds from Sale of Loans Held for SaleLHFS Sale Proceeds | 11.07M | 11.71M | 14.02M | 10.55M | 17.42M | 13.29M | 11.52M | 7.42M | 6.19M | 5.58M | 7.33M | 4.66M | 2.11M | 1.85M | 1.69M | ||||||||||||
| Change in Working Capital | |||||||||||||||||||||||||||
| Change in Interest Receivables | 1.63M | -1.88M | 3.44M | 1.68M | 1.86M | 4.33M | -0.85M | 2.05M | -1.82M | -2.05M | -2.02M | 2.99M | -1.46M | 1.64M | -0.69M | 3.03M | -0.60M | 0.75M | -1.35M | 2.24M | |||||||
| Change in Accrued Expenses | -3.65M | 3.59M | -2.29M | 1.05M | 5.02M | 1.58M | 7.70M | 5.18M | -12.56M | -3.94M | -3.87M | 3.61M | 1.58M | 3.82M | -5.95M | 2.19M | 6.04M | -1.33M | -0.02M | 6.20M | |||||||
| Change in Other Operating AssetsOther Assets Change | 0.69M | 0.37M | -0.52M | -0.18M | -0.20M | ||||||||||||||||||||||
| Change in Other Operating LiabilitiesOther Liabilities Change | -0.23M | -0.25M | -0.25M | -0.25M | -0.23M | -0.25M | -0.23M | -0.19M | -0.24M | -0.24M | -0.24M | -0.19M | -0.27M | -0.28M | 1.15M | -1.72M | -0.33M | -0.37M | -0.39M | ||||||||
| Other Operating ActivitiesOther Operating | 0.02M | -8.62M | -8.00M | -4.51M | 5.20M | 2.80M | -1.47M | -4.16M | 6.34M | -0.13M | 0.13M | 4.18M | -3.85M | 1.47M | 0.60M | 3.26M | -6.79M | -3.31M | 1.35M | -6.32M | |||||||
| Cash from Operations | 3.97M | 3.49M | 7.85M | 16.17M | 18.47M | 0.69M | 24.93M | 14.93M | -1.63M | 0.25M | 16.02M | 17.52M | 17.99M | 15.47M | 17.79M | 18.79M | 20.56M | 18.93M | 23.68M | 26.60M | |||||||
| Investing Activities | |||||||||||||||||||||||||||
| Capital Expenditures | 0.34M | 0.22M | 0.09M | 0.10M | 0.08M | 0.24M | 0.10M | 0.14M | 0.18M | 0.11M | 0.20M | 0.21M | 0.11M | 0.10M | 0.24M | 0.22M | 0.64M | 0.17M | 0.44M | 0.45M | |||||||
| Investment Securities | |||||||||||||||||||||||||||
| Purchase of AFS Securities | 7.59M | 1.64M | 0.00M | 1.00M | 1.15M | 1.00M | |||||||||||||||||||||
| Purchase of Investments - Total | 7.59M | 1.64M | 0.00M | 1.00M | 1.15M | 1.00M | |||||||||||||||||||||
| Sale of AFS Securities | 6.32M | 1.62M | 0.74M | ||||||||||||||||||||||||
| Maturities of AFS Securities | 5.09M | 4.73M | 4.25M | 4.08M | 2.47M | 2.90M | 2.61M | 2.62M | 1.92M | 1.95M | 1.89M | 2.53M | 2.08M | 2.03M | 2.11M | 3.44M | 1.75M | 1.68M | 1.89M | 4.34M | |||||||
| Sale and Maturity of Investments - Total | 11.42M | 6.35M | 4.25M | 4.08M | 2.47M | 2.90M | 2.61M | 2.62M | 2.66M | 2.25M | 1.89M | 2.76M | 2.60M | 2.03M | 2.11M | 3.72M | 1.75M | 1.74M | 1.89M | 4.76M | |||||||
| Change in Net Loans | 230.60M | 134.95M | 301.24M | 202.85M | 209.24M | 69.45M | 59.31M | 83.38M | 72.18M | 11.50M | 163.49M | 194.71M | 73.15M | 86.40M | 140.26M | 129.57M | 187.92M | 139.25M | 307.29M | 185.11M | |||||||
| Proceeds from Sales of LoansLoan Sales | 10.67M | 9.42M | 11.46M | 3.25M | -2.21M | 0.31M | |||||||||||||||||||||
| Net Change in Interest-Bearing Deposits in BanksBank Deposits Chg. | 2.74M | 3.62M | 0.63M | 0.37M | 0.23M | 2.27M | 0.37M | 1.11M | -0.02M | 1.78M | -0.02M | 0.00M | 0.10M | 3.18M | 0.75M | 0.10M | |||||||||||
| Other Investing ActivitiesOther Investing | 0.00M | -13.72M | -4.22M | 0.00M | -11.42M | -4.11M | -1.83M | -14.01M | -1.43M | -10.93M | 0.40M | -8.21M | -3.12M | -0.69M | -0.71M | -6.68M | -1.91M | -0.43M | |||||||||
| Cash from Investing Activities | -224.38M | -133.51M | -297.68M | -198.24M | -207.48M | -68.56M | -58.63M | -80.52M | -71.57M | -11.92M | -161.46M | -203.11M | -70.25M | -89.34M | -140.55M | -126.70M | -187.53M | -144.35M | -307.65M | -181.22M | |||||||
| Financing Activities | |||||||||||||||||||||||||||
| Net Change in DepositsDeposits Chg. | 117.50M | 217.20M | -1.78M | 113.02M | 167.67M | 138.40M | 9.33M | 102.47M | -5.31M | -71.12M | 193.86M | 250.35M | 158.02M | 178.36M | 158.27M | 208.82M | 97.65M | 268.27M | 330.03M | 25.15M | |||||||
| Debt Issuance and Repayment | |||||||||||||||||||||||||||
| Long-Term Debt Issuances | 60.00M | 120.00M | -105.00M | 20.00M | -20.00M | ||||||||||||||||||||||
| Long-Term Debt Repayments | 10.00M | -10.00M | 50.00M | 120.00M | -170.00M | ||||||||||||||||||||||
| Net Long-Term Debt Issued (Repaid)Net LT Debt | 60.00M | 120.00M | -105.00M | 20.00M | -20.00M | -10.00M | 10.00M | -50.00M | -120.00M | 170.00M | |||||||||||||||||
| Net Debt Issuances and Repayments | 60.00M | 120.00M | -105.00M | 20.00M | -20.00M | -10.00M | 10.00M | -50.00M | -120.00M | 170.00M | |||||||||||||||||
| Dividend Payments | |||||||||||||||||||||||||||
| Dividends Paid - Common and PreferredDividends Paid | 2.58M | 7.54M | 2.59M | 2.59M | 2.59M | 2.59M | 3.45M | 3.45M | 3.45M | 3.45M | 4.26M | 4.26M | 4.26M | 4.27M | 4.27M | 4.27M | 4.27M | 5.34M | 5.34M | 6.14M | |||||||
| Other Financing ActivitiesOther Financing | -1.45M | 71.25M | 70.00M | 80.87M | -170.00M | 130.02M | |||||||||||||||||||||
| Cash from Financing Activities | 114.91M | 209.66M | 55.63M | 228.98M | 131.33M | 155.81M | -14.12M | 89.02M | 71.23M | -124.58M | 150.47M | 246.08M | 153.75M | 174.09M | 154.00M | 204.54M | 93.37M | 262.93M | 324.69M | 149.03M | |||||||
| Misc. | |||||||||||||||||||||||||||
| Change in Cash | -105.50M | 79.64M | -234.21M | 46.91M | -57.68M | 87.95M | -47.82M | 23.43M | -1.97M | -136.25M | 5.03M | 60.49M | 101.49M | 100.23M | 31.24M | 96.64M | -73.60M | 137.51M | 40.72M | -5.59M | |||||||
| Ending Cash Balance | 425.33M | 504.96M | 270.76M | 317.67M | 259.99M | 347.94M | 300.12M | 323.55M | 321.58M | 185.33M | 190.36M | 250.85M | 352.34M | 452.57M | 483.81M | 580.45M | 506.85M | 644.36M | 685.07M | 679.48M | |||||||
| Net Cash Flow | -105.50M | 79.64M | -234.21M | 46.91M | -57.68M | 87.95M | -47.82M | 23.43M | -1.97M | -136.25M | 5.03M | 60.49M | 101.49M | 100.23M | 31.24M | 96.64M | -73.60M | 137.51M | 40.72M | -5.59M | |||||||
| Free Cash Flow | 3.63M | 3.26M | 7.76M | 16.08M | 18.39M | 0.45M | 24.83M | 14.79M | -1.82M | 0.14M | 15.82M | 17.31M | 17.89M | 15.37M | 17.55M | 18.58M | 19.92M | 18.76M | 23.24M | 26.15M | |||||||
| Supplemental | |||||||||||||||||||||||||||
| Interest Paid | 1.42M | 0.93M | 0.41M | 1.71M | -1.71M | 0.47M | 2.25M | 41.10M | 18.04M | 22.57M | 19.34M | 23.32M | 21.89M | 23.04M | 22.92M | 25.96M | 25.66M | 25.26M | 25.03M | 29.68M | |||||||
| Income Taxes PaidTaxes Paid | 5.30M | 0.69M | 0.79M | 18.49M | 0.14M | 9.25M | 2.00M | 5.50M | 0.03M | 13.14M | 4.85M | 6.95M | 0.18M | 6.63M | 7.21M |
Pull Five Star Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=FSBC&statement=CF&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "FSBC", "statement": "CF", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=FSBC&statement=CF&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();