Five Star Bancorp (FSBC) Interest Expense - Deposits (2020 - 2026)
Five Star Bancorp's (FSBC) quarterly Interest Expense - Deposits came in at $22.7 million in Q1 2026, up 3.56% YoY from $21.9 million in Q1 2025, and down 2.0% on a QoQ basis from $23.2 million in Q4 2025.
Five Star Bancorp (FSBC) Interest Expense - Deposits (2020 - 2026) Analysis & Trends
Five Star Bancorp (FSBC) has 7 years of Interest Expense - Deposits data on file, last reported at $22.7 million in Q1 2026.
- Quarterly Interest Expense - Deposits rose 3.56% year-over-year to $22.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $93.2 million (up 9.82% YoY) and the FY2025 annual result came in at $92.4 million, up 12.12% from the prior year.
- Interest Expense - Deposits fell to $22.7 million in Q1 2026, from $23.2 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $24.3 million in Q3 2025 to a low of $545000.0 in Q1 2022.
- A 5-year average of $15.7 million and a median of $18.7 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits retreated 22.03% — and 2023, when it jumped 1620.73%.
- Tracing FSBC's Interest Expense - Deposits over 5 years: stood at $6.5 million in 2022, then soared by 177.19% to $18.1 million in 2023, then gained by 27.39% to $23.1 million in 2024, then rose by 0.43% to $23.2 million in 2025, then slipped by 2.0% to $22.7 million in 2026.
- The last three Interest Expense - Deposits figures came in at $22.7 million (Q1 2026), $23.2 million (Q4 2025), and $24.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Five Star Bancorp | 958.81 Mn | 273.74 Mn | - | 25.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 25.08 Mn |
| Mar 31, 2026 | 22.73 Mn |
| Dec 31, 2025 | 23.19 Mn |
| Sep 30, 2025 | 24.34 Mn |
| Jun 30, 2025 | 22.90 Mn |
| Mar 31, 2025 | 21.95 Mn |
| Dec 31, 2024 | 23.09 Mn |
| Sep 30, 2024 | 21.08 Mn |
| Jun 30, 2024 | 18.72 Mn |
| Mar 31, 2024 | 19.51 Mn |
| Dec 31, 2023 | 18.13 Mn |
| Sep 30, 2023 | 16.39 Mn |
| Jun 30, 2023 | 13.97 Mn |
| Mar 31, 2023 | 9.38 Mn |
| Dec 31, 2022 | 6.54 Mn |
| Sep 30, 2022 | 2.82 Mn |
| Jun 30, 2022 | 1.02 Mn |
| Mar 31, 2022 | 545,000.00 |
| Dec 31, 2021 | 452,000.00 |
| Sep 30, 2021 | 480,000.00 |