Financial Institutions Growth Metrics (2010-2025) | FISI

Growth Metrics Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) -719.00-1092.00-320.00-648.00-1523.00-2092.00-1298.00-1804.00-235.00993.00-17.00343.00-167.00268.00-470.00-412.00-25.00408.00143.00238.00-145.00-48.00685.00297.00-309.0083.00105.00283.002,148.00731.00244.001,443.00205.00797.00694.00-3614.00-1518.00-1968.00-1136.003,481.001,651.00829.00987.00-1630.00-1636.00-202.00297.002,811.004,091.004,787.003,955.001,013.001,919.00844.006,609.001,582.00-1142.00-1266.00
EBITDA Margin Growth (3y) -2478.00-2190.00-1636.00-2109.00-1926.00-830.00-1786.00-1872.00-427.001,669.00-345.00170.00-337.00628.00357.00124.00-479.00443.00933.00818.001,694.00766.001,035.002,023.002,044.001,612.001,044.00-1888.00835.00-440.00-197.001,311.00338.00-342.00546.00-1762.00-1503.00-1341.00148.004,663.004,107.005,414.005,240.002,194.004,375.005,429.0010,861.005,406.004,869.004,365.00
EBITDA Margin Growth (5y) -2670.00-1514.00-1964.00-2282.00-2096.00-471.00-958.00-1337.00-881.001,704.00445.00750.001,502.001,442.00707.001,850.001,874.001,971.001,872.00-1352.00381.00-404.00593.001,891.002,177.00472.00895.00-36.00850.00187.001,087.002,493.002,793.004,243.004,798.002,062.004,507.004,290.0010,712.007,258.004,884.004,992.00
EBITDA Margin (QoQ) -660.00-523.00723.00-259.00-1033.00249.00395.00-1133.00-1602.001,042.00-111.00435.00-373.0032.00249.00-75.0062.00-707.00308.00311.00495.00-972.00404.00-72.00592.00-239.0016.00-678.00984.00-217.00193.001,188.00-433.00-703.001,392.00-51.00159.00-806.00-2916.002,044.00-290.0026.001,701.00214.00-1112.00184.00-915.00208.00321.00683.001,599.001,488.001,017.00-148.00-1344.002,394.00-58.005,616.00-6371.00-329.00-183.00
EBIT Margin Growth (1y) -579.00-944.00-266.00-560.00-475.00-1142.00-310.00-754.00-235.00993.00-17.00343.00-167.00268.00-470.00-412.00-25.00408.00143.00238.00-145.00-48.00685.00297.00-309.0083.00105.00283.002,148.00731.00244.001,443.00205.00797.00694.00-3614.00-1518.00-1968.00-1136.003,481.001,651.00829.00987.00-1630.00-1636.00-202.00297.002,811.004,091.004,787.003,955.001,013.001,919.00844.006,609.001,582.00-1142.00-1266.00
EBIT Margin Growth (3y) -1290.00-1092.00-594.00-971.00-877.00120.00-798.00-823.00-427.001,669.00-345.00170.00-337.00628.00357.00124.00-479.00443.00933.00818.001,694.00766.001,035.002,023.002,044.001,612.001,044.00-1888.00835.00-440.00-197.001,311.00338.00-342.00546.00-1762.00-1503.00-1341.00148.004,663.004,107.005,414.005,240.002,194.004,375.005,429.0010,861.005,406.004,869.004,365.00
EBIT Margin Growth (5y) -1482.00-417.00-921.00-1145.00-1048.00479.0030.00-287.00-881.001,704.00445.00750.001,502.001,442.00707.001,850.001,874.001,971.001,872.00-1352.00381.00-404.00593.001,891.002,177.00472.00895.00-36.00850.00187.001,087.002,493.002,793.004,243.004,798.002,062.004,507.004,290.0010,712.007,258.004,884.004,992.00
EBIT Margin (QoQ) -571.00-467.00627.00-169.00-935.00211.00333.00-84.00-1602.001,042.00-111.00435.00-373.0032.00249.00-75.0062.00-707.00308.00311.00495.00-972.00404.00-72.00592.00-239.0016.00-678.00984.00-217.00193.001,188.00-433.00-703.001,392.00-51.00159.00-806.00-2916.002,044.00-290.0026.001,701.00214.00-1112.00184.00-915.00208.00321.00683.001,599.001,488.001,017.00-148.00-1344.002,394.00-58.005,616.00-6371.00-329.00-183.00
EBT Margin Growth (1y) -38.00-283.00392.0010.00108.00-787.0020.00-436.00-30.001,112.0032.00373.00-137.00283.00-469.00-398.00-281.0097.00-87.00-32.00-182.00-81.00633.00139.00-500.00-299.00-274.00-196.001,477.0054.00-662.00563.00-482.00590.00790.00-3219.00-347.00-628.00127.004,791.002,250.001,127.001,277.00-1506.00-1658.00-981.00-1864.00-803.00-563.00-178.0030.00-2343.001,502.00-253.0020,629.003,127.00-1025.001,050.00
EBT Margin Growth (3y) 40.0042.00444.00-52.00-59.00608.00-418.00-460.00-449.001,492.00-525.00-57.00-601.00299.0076.00-291.00-964.00-284.00271.00-89.00794.00-327.00-303.00506.00495.00344.00-146.00-2852.00648.0015.00256.002,135.001,421.001,089.002,195.0066.00244.00-482.00-459.002,482.0029.00-32.00-556.00-4652.00-719.00-1412.0018,795.00-18.00-85.00619.00
EBT Margin Growth (5y) -379.00422.00-113.00-483.00-523.00624.00128.00-354.00-1131.001,112.00-166.00-114.00376.0053.00-860.0076.0031.00360.00400.00-2746.00-34.00-365.00614.002,078.002,398.00843.001,259.00432.001,240.00162.00-330.00-175.00-800.00-70.00361.00-3080.001,184.00-914.0020,200.003,267.00506.00765.00
EBT Margin (QoQ) -374.00-373.00775.00-65.00-618.00301.00393.0032.00-1514.001,109.00-63.00438.00-372.0029.00279.00-73.0049.00-724.00350.0044.00427.00-908.00405.00-106.00528.00-194.00-89.00-745.00729.00-169.00-11.00928.00-695.00-884.001,214.00-117.00377.00-684.00-2796.002,756.0096.0071.001,868.00214.00-1027.00222.00-915.0062.00-349.00-661.00145.00302.0035.00-453.00-2227.004,147.00-1721.0020,430.00-19729.00-5.00355.00
Enterprise Value Growth (1y) 19.79%7.97%-361.31%49.56%-415.92%-517.55%-36.60%-537.39%-6.81%25.47%43.97%32.70%44.11%10.01%4.08%-2.59%188.01%182.91%221.72%194.56%25.27%30.11%25.09%13.39%13.19%9.13%-2.71%-2.29%21.02%15.08%-108.12%-99.59%-89.45%-77.40%329.69%-9,330.07%-457.90%-362.96%-421.17%-67.51%-128.95%-115.55%-143.75%245.69%-56.95%-3.95%9.04%-262.46%6.06%-1.12%126.15%-1.25%4.54%19.96%76.77%142.82%163.20%163.20%
Enterprise Value Growth (3y) -82.14%-75.01%-58.74%-85.69%-57.21%-68.69%9.79%-71.23%36.18%36.73%38.45%38.43%37.79%43.75%51.26%45.81%48.09%47.01%51.56%44.99%19.72%17.79%-28.03%-83.46%-47.52%-34.29%-43.38%-33.29%-34.94%-38.97%-37.49%-38.06%-42.02%-48.59%-161.98%508.45%-145.86%-99.10%-108.94%-58.27%-50.01%-31.34%37.15%-33.82%-12.07%5.60%34.27%-11.02%36.92%35.93%
Enterprise Value Growth (5y) 14.73%20.18%18.48%33.69%15.76%24.75%25.54%26.49%22.38%22.77%22.83%22.19%23.25%26.34%35.07%14.92%16.64%18.19%17.88%16.96%-21.50%-24.33%-22.24%-21.97%-26.07%-29.26%-27.89%-2.11%-29.50%-28.71%-27.19%-28.43%-26.77%-27.32%44.39%-226.76%-68.38%-46.59%26.91%30.04%32.19%25.76%
Enterprise Value (QoQ) -20.49%40.58%-41.88%84.39%-28.34%-440.23%133.27%-489.51%5.29%-11.30%-6.52%4.88%33.91%16.33%-27.95%21.01%-6.42%10.82%-36.85%167.76%0.25%30.93%6.32%-10.24%4.13%25.88%-3.62%-10.40%0.39%12.22%-3.20%10.97%-4.53%-107.92%104.87%2,767.07%104.49%-19.50%-295.58%-11.17%-50.24%1.68%-2.01%-51.95%-41.45%-11.18%160.97%-263.70%6.32%2.71%-8.89%5.35%-0.84%125.16%-521.64%10.76%15.45%155.57%2.14%31.69%-15.44%
FCF Margin Growth (1y) -881.00-3469.00-514.001,053.00754.00-456.00-750.00-450.004.00954.002,928.00-4170.001,443.00-1860.00-1195.00308.00-618.002,857.00-1106.00594.00526.0020.00-3697.002,431.00-681.00959.003,755.00-640.001,514.00655.00-718.00-183.00-2294.00306.00-2887.00-1973.00-497.00999.003,212.00-94.00-753.001,611.004,508.005,602.004,822.00-3695.00-7363.00-5110.002,187.00-11335.001,097.003,862.00-8349.003,467.00-575.00-6551.00-1177.00
FCF Margin Growth (3y) -123.00-2971.001,664.00-3567.002,201.00-1361.00983.00-4311.00829.001,951.00627.00-3268.001,351.001,017.00-5997.003,333.00-772.003,835.00-1047.002,385.001,359.001,634.00-659.001,608.00-1461.001,920.00150.00-2796.00-1277.001,961.00-393.00-2250.00-3544.002,916.004,834.003,535.003,572.00-1085.00357.00398.006,257.00-13419.00-1758.004,355.00-1340.00-11563.00-6842.00-7798.00-7339.00
FCF Margin Growth (5y) 702.00-1974.00-637.00-2665.002,110.001,515.00-3819.00-1287.00674.002,930.00686.00-1477.002,184.002,631.00-2960.002,510.00-1552.004,796.00-4652.00229.00-1432.002,939.00-334.00-459.00-2711.004,530.007,871.002,713.002,792.00-124.00-3248.00-1758.003,465.00-12114.00-1433.002,287.00-2590.00-8953.00879.00-2290.00-3270.00
FCF Margin (QoQ) 837.001,310.00-816.00-2213.00-1751.004,265.00751.00-2511.00-2961.003,971.001,052.00-2058.00-2011.005,945.00-6046.003,555.00-5313.006,609.00-4543.002,629.00-1839.002,647.00-2843.002,562.00-2346.00-1069.003,284.00-550.00-706.001,727.00-1111.001,604.00-1565.00354.00-576.00-508.001,036.00-2839.00338.00969.002,532.00-627.00-2968.00310.004,896.002,271.00-1874.00-470.00-3622.00-1397.00379.006,827.00-17144.0011,034.003,145.00-5385.00-5327.006,992.00-2831.00-11.00
FCF Payout Ratio Growth (1y) 93.13%3,821.11%73.42%17.29%28.13%-118.25%55.94%69.82%-4.64%196.91%-35.89%811.52%-35.46%-152.81%22.71%-33.11%23.03%173.23%16.97%-47.73%-20.04%-4.48%671.92%-63.94%21.50%-29.24%-86.39%39.90%-25.71%-6.21%22.75%2.20%80.51%-5.98%393.01%182.38%21.46%-25.43%-83.77%2.82%54.18%-30.80%-52.52%-86.15%-80.34%154.70%682.57%357.69%-18.70%-128.86%-46.77%-77.30%-14,643.28%284.92%55.01%-726.62%95.00%
FCF Payout Ratio Growth (3y) 33.13%90.71%20.13%162.83%-7.61%-27.92%7.05%117.96%-8.85%33.42%-2.74%47.16%-14.05%-28.25%122.93%-49.86%6.13%35.63%7.11%-35.88%-10.30%-14.09%8.84%-19.82%17.67%-14.55%-6.27%59.23%17.66%-13.04%-0.61%43.70%50.08%-21.42%-27.58%-26.18%-28.33%9.54%-15.52%-13.29%-37.30%-35.88%25.53%-47.59%-193.36%10.77%86.22%-104.17%-99.24%
FCF Payout Ratio Growth (5y) 13.38%21.81%20.00%44.72%-4.95%-42.05%61.76%14.31%-5.96%17.64%-0.68%9.96%-10.54%-24.51%13.10%-29.01%9.90%19.50%49.37%-5.32%9.61%-14.97%0.62%8.40%24.99%-20.28%-42.39%-10.47%-13.16%3.00%29.55%13.48%-11.58%-18.70%9.61%-16.01%-114.62%-6.85%-13.03%-23.97%-30.54%
FCF Payout Ratio (QoQ) -24.52%-25.70%18.88%189.69%1,432.47%-96.71%-19.59%216.45%-318.31%128.07%-12.43%77.70%121.86%-81.43%1,145.12%-87.42%-281.54%143.15%578.73%-76.86%8.05%-31.08%203.29%-64.60%29.07%456.97%-85.83%19.30%-24.83%7.12%45.63%-36.65%-5.09%40.18%21.26%11.89%-50.56%635.03%-30.55%-51.87%-69.65%59.95%340.11%-27.84%-86.38%9.75%28.42%2.41%76.46%237.21%-24.90%-81.81%-162.64%722.01%-67.97%-11,752.65%100.80%421.41%-229.49%7.07%
Interest Coverage Ratio Growth (1y) 23.53%29.16%55.19%42.28%53.39%4.82%37.43%25.15%25.57%60.97%7.33%14.64%0.70%9.70%-12.12%-7.99%-30.36%-26.98%-23.61%-27.08%-7.68%-4.51%12.66%-9.10%-24.28%-27.22%-27.60%-27.43%-0.60%-22.83%-37.87%-16.82%-25.52%4.47%20.56%-53.14%42.57%69.58%96.17%637.50%160.69%81.44%89.62%-11.95%-29.59%-58.80%-78.55%-77.93%-74.87%-56.47%-29.15%-36.60%13.79%-7.19%-253.42%50.78%-9.15%27.51%
Interest Coverage Ratio Growth (3y) 33.50%29.65%31.79%26.85%24.71%22.78%9.03%9.70%-4.15%8.84%-10.35%-8.38%-13.49%-8.55%-8.89%-15.20%-21.33%-20.24%-14.59%-21.65%-11.43%-18.76%-20.28%-18.13%-17.55%-16.28%-18.45%-34.35%1.82%10.98%13.69%42.19%40.41%47.58%64.91%44.91%37.81%8.23%-7.25%12.75%-22.74%-31.22%-33.95%-50.24%-41.39%-44.99%-30.71%-40.46%-36.20%-19.84%
Interest Coverage Ratio Growth (5y) 10.78%11.79%8.97%6.49%4.51%5.23%2.21%-2.64%-9.25%-2.17%-10.09%-12.69%-13.39%-15.55%-19.40%-18.11%-18.46%-16.37%-14.14%-28.45%-5.90%-1.02%3.69%13.66%15.81%12.54%15.07%12.94%14.14%0.43%-9.79%-10.99%-13.31%-10.43%-7.38%-15.69%-5.64%-12.53%-23.45%6.51%-13.77%-17.37%
Interest Coverage Ratio (QoQ) -0.45%-4.46%25.23%3.70%4.10%14.79%14.82%11.80%-28.86%50.50%4.56%12.18%-8.80%0.34%11.68%-1.46%-0.66%-19.62%16.92%-25.41%4.16%-15.91%11.61%-5.57%7.74%-0.79%-9.94%-21.34%3.56%-1.31%-9.73%7.74%-19.61%-20.55%20.87%-3.54%12.77%-8.30%-53.02%193.47%34.13%6.07%76.63%3.74%-6.65%10.85%-17.98%-17.05%-45.38%-42.29%-15.58%-5.58%-5.37%-6.08%-24.45%69.46%-22.82%-255.26%174.25%2.10%8.33%
Net Margin Growth (1y) 235.00-108.00360.00709.00119.00-467.0027.00-244.004.00678.0031.00349.003.00232.00518.00-266.00-164.00319.00-691.0090.00-94.00-211.00438.0038.00-389.00-205.00434.00135.001,455.00370.00-3482.00416.00-409.00272.003,782.00-2550.00-194.00-285.00-1107.003,827.001,686.00843.001,780.00-1131.00-1253.00-918.00-1565.00-650.00-282.00197.00-464.00-1889.001,271.00-4.0015,132.002,551.00-1001.00536.00
Net Margin Growth (3y) 358.00103.00418.00814.00126.00444.00576.00-161.00-157.001,230.00-142.00174.00-254.00341.00264.00-137.00-647.00-96.00181.00264.00972.00-45.00-2610.00590.00658.00438.00734.00-1999.00853.00358.00-807.001,693.001,084.00831.004,455.00146.00239.00-359.00-892.002,046.00151.00123.00-248.00-3669.00-264.00-725.0013,104.0012.00-12.00729.00
Net Margin Growth (5y) 198.00655.00244.00638.00-131.00552.00322.00-32.00-640.00815.00729.00347.00812.00506.00-2784.00414.00400.00546.00480.00-1870.00370.00-58.0064.001,866.002,150.00996.001,407.00697.001,286.00283.00-592.00-88.00-451.00110.002,426.00-2392.001,228.00-166.0013,777.002,708.00421.00655.00
Net Margin (QoQ) 13.00-255.00-145.00622.00-330.00213.00205.0032.00-916.00707.00-67.00280.00-242.0060.00252.00-66.00-12.00345.00-532.0036.00471.00-665.00249.00-148.00354.00-17.00-150.00-576.00538.00622.00-449.00744.00-547.00-3230.003,449.00-80.00134.00279.00-2882.002,276.0043.00-543.002,051.00135.00-800.00394.00-860.0013.00-465.00-253.0055.00381.0014.00-914.00-1370.003,540.00-1261.0014,222.00-13951.00-11.00276.00
Return on Assets Growth (1y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.000.000.000.000.000.000.000.000.000.000.000.00-1.00-1.00-1.00-1.00
Return on Assets Growth (3y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.001.000.000.000.000.000.000.000.000.000.000.00-2.00-2.00-2.00-2.00
Return on Assets Growth (5y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.000.000.000.000.000.000.000.000.000.000.000.00-2.00-1.00-1.00-1.00
Return on Assets (QoQ) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00-1.000.000.000.00
Return on Equity Growth (1y) 0.000.000.000.00-1.000.001.001.001.001.000.000.000.000.000.00-1.00-1.00-1.00-1.000.000.00-1.00-1.000.000.002.003.00-2.00-1.00-3.00-3.004.001.001.001.00-4.003.004.005.008.004.002.002.00-2.00-3.00-4.00-4.00-2.00-3.000.00-1.00-19.00-13.00-17.00-15.00
Return on Equity Growth (3y) 0.000.001.001.001.000.001.000.000.000.00-1.00-1.00-1.00-1.00-2.00-2.00-1.001.001.00-2.00-2.00-2.00-2.002.00-1.000.000.00-2.002.002.003.008.007.008.008.002.003.003.003.004.00-3.00-2.00-3.00-23.00-20.00-21.00-20.00
Return on Equity Growth (5y) 0.000.000.000.000.00-1.00-1.000.000.001.001.00-3.00-3.00-3.00-2.001.00-1.00-1.00-2.00-2.002.004.005.006.006.007.007.004.003.001.000.004.001.004.003.00-19.00-13.00-14.00-13.00
Return on Equity (QoQ) 0.000.000.000.000.00-1.000.000.000.001.000.000.000.000.000.000.000.000.00-1.000.000.000.000.000.00-1.00-1.001.000.001.000.00-4.000.000.000.004.00-2.000.000.00-1.004.002.001.002.000.000.000.00-3.00-1.00-1.000.000.00-3.002.00-1.00-18.003.00-1.001.00
Return on Invested Capital Growth (1y) -6.00-6.00-3.000.00-1.00-1.00-1.00-2.00-1.000.00-1.000.000.002.005.004.005.002.00-1.000.000.000.00-1.001.001.004.005.00-1.000.00-2.00-3.006.003.002.001.00-7.00-2.000.001.006.003.002.002.000.002.003.007.0010.009.0010.005.00-18.00-18.00-21.00-21.00
Return on Invested Capital Growth (3y) -9.00-7.00-4.00-2.00-2.001.003.003.004.004.004.005.005.004.004.005.006.005.004.000.001.001.001.006.004.003.002.00-2.000.00-1.00-1.005.003.004.004.00-2.002.005.0010.0016.0013.0015.0014.00-8.00-8.00-8.00-9.00
Return on Invested Capital Growth (5y) -4.00-3.000.002.003.003.002.003.005.007.008.005.006.005.005.0011.008.005.001.00-1.001.003.003.005.004.005.006.004.004.005.008.0015.0013.0017.0016.00-9.00-7.00-7.00-5.00
Return on Invested Capital (QoQ) -1.00-3.00-2.000.00-1.000.000.00-1.000.000.00-1.000.000.000.000.000.002.002.000.000.000.000.000.000.000.000.001.001.002.001.00-4.001.000.000.005.00-2.00-1.00-1.00-3.003.001.000.002.000.000.001.00-1.001.002.004.003.00-1.003.000.00-20.000.000.000.00
Return on Sales Growth (1y) -1.000.00-1.00-1.00-2.00-2.001.001.003.003.002.003.001.001.001.00-2.00-1.00-1.00-2.00-1.00-1.00-2.00-2.001.001.006.007.00-5.00-4.00-8.00-8.0010.003.003.002.00-10.006.0010.0013.0020.008.000.00-4.00-14.00-13.00-10.00-8.00-2.00-5.000.000.00-58.00-40.00-52.00-44.00
Return on Sales Growth (3y) 1.001.002.003.002.002.004.002.003.002.000.000.00-1.00-2.00-3.00-2.00-1.003.003.00-4.00-3.00-4.00-3.007.000.001.001.00-4.005.006.007.0020.0016.0014.0011.00-4.001.000.001.004.00-10.00-10.00-12.00-74.00-57.00-62.00-51.00
Return on Sales Growth (5y) 1.000.001.000.000.00-1.000.002.003.007.006.00-4.00-3.00-4.00-4.004.00-2.00-2.00-3.00-4.005.0010.0012.0017.0014.0012.0010.002.000.00-4.00-5.005.00-1.004.003.00-64.00-44.00-52.00-42.00
Return on Sales (QoQ) 0.00-1.000.000.000.00-1.000.00-1.000.002.000.001.000.001.001.00-1.000.001.00-2.000.000.000.000.000.00-1.000.002.000.004.001.00-9.001.00-1.001.009.00-6.000.00-1.00-3.0010.004.002.004.00-3.00-3.00-2.00-6.00-2.00-1.000.000.00-5.004.000.00-58.0014.00-8.008.00