Choiceone Financial Services (COFS) Free Cash Flow (2010 - 2026)
Choiceone Financial Services' quarterly Free Cash Flow came in at -$1.7 million in Q1 2026, up 83.37% year-on-year from -$927636.8 in Q1 2025, and down 109.18% quarter-over-quarter from $18.5 million in Q4 2025.
Choiceone Financial Services has reported Free Cash Flow for 17 years, with the latest figure at -$1.7 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 83.37% year-over-year to -$1.7 million; the trailing twelve-month figure through Mar 2026 stood at $40.3 million (up 84.59% YoY), and the FY2025 full-year result was $31.8 million, down 32.44% from the prior year.
- Free Cash Flow for Q1 2026 stood at -$1.7 million, down from $18.5 million in the prior quarter.
- The five-year high for Free Cash Flow was $30.9 million in Q3 2023, with the low at -$10.2 million in Q1 2025.
- Average Free Cash Flow over 5 years is $9.8 million, with a median of $12.4 million recorded in 2022.
- Year-over-year, Free Cash Flow soared 410.05% in 2024 and slumped 168.17% in 2025.
- Tracing COFS's Free Cash Flow over 5 years: stood at $12.4 million in 2022, then plunged by 160.95% to -$7.5 million in 2023, then soared by 410.05% to $23.4 million in 2024, then fell by 20.74% to $18.5 million in 2025, then slumped by 109.18% to -$1.7 million in 2026.
- The last three Free Cash Flow figures came in at -$1.7 million (Q1 2026), $18.5 million (Q4 2025), and $13.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | Choiceone Financial Services | 471.29 Mn | 377.64 Mn | - | -1.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.70 Mn |
| Mar 31, 2026 | -1.70 Mn |
| Dec 31, 2025 | 18.54 Mn |
| Dec 31, 2025 | 18.54 Mn |
| Sep 30, 2025 | 13.69 Mn |
| Sep 30, 2025 | 13.69 Mn |
| Jun 30, 2025 | 9.80 Mn |
| Jun 30, 2025 | 9.80 Mn |
| Mar 31, 2025 | -10.23 Mn |
| Mar 31, 2025 | -10.23 Mn |
| Dec 31, 2024 | 23.39 Mn |
| Dec 31, 2024 | 23.39 Mn |
| Sep 30, 2024 | -6.56 Mn |
| Sep 30, 2024 | -6.56 Mn |
| Jun 30, 2024 | 15.25 Mn |
| Jun 30, 2024 | 15.25 Mn |
| Mar 31, 2024 | 15.00 Mn |
| Mar 31, 2024 | 15.00 Mn |
| Dec 31, 2023 | -7.54 Mn |
| Dec 31, 2023 | -7.54 Mn |
| Sep 30, 2023 | 30.93 Mn |
| Sep 30, 2023 | 30.93 Mn |
| Jun 30, 2023 | 14.81 Mn |
| Jun 30, 2023 | 14.81 Mn |
| Mar 31, 2023 | 8.14 Mn |
| Mar 31, 2023 | 8.14 Mn |
| Dec 31, 2022 | 12.38 Mn |
| Dec 31, 2022 | 12.38 Mn |
| Sep 30, 2022 | 9.18 Mn |
| Sep 30, 2022 | 9.18 Mn |
| Jun 30, 2022 | 19.33 Mn |
| Jun 30, 2022 | 19.33 Mn |
| Mar 31, 2022 | 2.28 Mn |
| Mar 31, 2022 | 2.28 Mn |
| Dec 31, 2021 | 7.57 Mn |
| Dec 31, 2021 | 7.57 Mn |
| Sep 30, 2021 | 11.69 Mn |
| Sep 30, 2021 | 11.69 Mn |
| Jun 30, 2021 | 14.51 Mn |
| Jun 30, 2021 | 14.51 Mn |
| Mar 31, 2021 | 1.17 Mn |
| Mar 31, 2021 | 1.17 Mn |
| Dec 31, 2020 | 28.43 Mn |
| Dec 31, 2020 | 28.43 Mn |
| Sep 30, 2020 | -15.58 Mn |
| Sep 30, 2020 | -15.58 Mn |
| Jun 30, 2020 | -3.32 Mn |
| Jun 30, 2020 | -3.32 Mn |
| Mar 31, 2020 | -2.90 Mn |
| Mar 31, 2020 | -2.90 Mn |
| Dec 31, 2019 | 3.47 Mn |
| Dec 31, 2019 | 3.47 Mn |
| Sep 30, 2019 | 2.83 Mn |
| Sep 30, 2019 | 2.83 Mn |
| Jun 30, 2019 | 1.89 Mn |
| Jun 30, 2019 | 1.89 Mn |
| Mar 31, 2019 | 243,000.00 |
| Mar 31, 2019 | 243,000.00 |
| Dec 31, 2018 | 1.56 Mn |
| Dec 31, 2018 | 1.56 Mn |
| Sep 30, 2018 | 587,000.00 |
| Sep 30, 2018 | 587,000.00 |
| Jun 30, 2018 | 2.54 Mn |
| Jun 30, 2018 | 2.54 Mn |
| Mar 31, 2018 | 1.07 Mn |
| Mar 31, 2018 | 1.07 Mn |
| Dec 31, 2017 | 1.18 Mn |
| Dec 31, 2017 | 1.18 Mn |
| Sep 30, 2017 | 2.10 Mn |
| Sep 30, 2017 | 2.10 Mn |
| Jun 30, 2017 | 1.23 Mn |
| Jun 30, 2017 | 1.23 Mn |
| Mar 31, 2017 | 1.93 Mn |
| Mar 31, 2017 | 1.93 Mn |
| Dec 31, 2016 | 2.04 Mn |
| Dec 31, 2016 | 2.04 Mn |
| Sep 30, 2016 | 916,000.00 |
| Sep 30, 2016 | 916,000.00 |
| Jun 30, 2016 | 1.03 Mn |
| Jun 30, 2016 | 1.03 Mn |
| Mar 31, 2016 | 5.12 Mn |
| Mar 31, 2016 | 5.12 Mn |
| Dec 31, 2015 | -1.05 Mn |
| Dec 31, 2015 | -1.05 Mn |
| Sep 30, 2015 | 1.25 Mn |
| Sep 30, 2015 | 1.25 Mn |
| Jun 30, 2015 | 558,000.00 |
| Jun 30, 2015 | 558,000.00 |
| Mar 31, 2015 | 2.19 Mn |
| Mar 31, 2015 | 2.19 Mn |
| Dec 31, 2014 | 1.79 Mn |
| Dec 31, 2014 | 1.79 Mn |
| Sep 30, 2014 | 877,000.00 |
| Sep 30, 2014 | 877,000.00 |
| Jun 30, 2014 | 2.06 Mn |
| Jun 30, 2014 | 2.06 Mn |
| Mar 31, 2014 | 1.96 Mn |
| Mar 31, 2014 | 1.96 Mn |
| Dec 31, 2013 | 2.41 Mn |
| Dec 31, 2013 | 2.41 Mn |
| Sep 30, 2013 | 2.20 Mn |
| Sep 30, 2013 | 2.20 Mn |
| Jun 30, 2013 | 4.50 Mn |
| Jun 30, 2013 | 4.50 Mn |
| Mar 31, 2013 | 456,000.00 |
| Mar 31, 2013 | 456,000.00 |
| Dec 31, 2012 | 1.08 Mn |
| Dec 31, 2012 | 1.08 Mn |
| Sep 30, 2012 | 1.64 Mn |
| Sep 30, 2012 | 1.64 Mn |
| Jun 30, 2012 | 3.00 Mn |
| Jun 30, 2012 | 3.00 Mn |
| Mar 31, 2012 | 3.00 Mn |
| Mar 31, 2012 | 3.00 Mn |
| Dec 31, 2011 | 2.91 Mn |
| Dec 31, 2011 | 2.91 Mn |
| Sep 30, 2011 | 2.29 Mn |
| Sep 30, 2011 | 2.29 Mn |
| Jun 30, 2011 | 4.33 Mn |
| Jun 30, 2011 | 4.33 Mn |
| Mar 31, 2011 | 2.51 Mn |
| Mar 31, 2011 | 2.51 Mn |
| Dec 31, 2010 | 2.83 Mn |
| Dec 31, 2010 | 2.83 Mn |
| Sep 30, 2010 | 2.17 Mn |
| Sep 30, 2010 | 2.17 Mn |