Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly Change in Net Loans came in at -$41.4 million in Q1 2026, down 723.86% year-on-year from $6.6 million in Q1 2025, and down 136.02% quarter-over-quarter from $114.9 million in Q4 2025.

Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$41.4 million for Q1 2026.

  • On a quarterly basis, Change in Net Loans fell 723.86% year-over-year to -$41.4 million in Q1 2026; TTM through Mar 2026 was $53.0 million, a 56.53% decrease from a year earlier, with the FY2025 full-year figure at $89.3 million, down 33.76% from the prior year.
  • Change in Net Loans retreated to -$41.4 million in Q1 2026 per COFS's latest filing, from $114.9 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $114.9 million in Q4 2025 and bottomed at -$41.4 million in Q1 2026.
  • The 5-year median for Change in Net Loans is $20.7 million (2023), against an average of $31.3 million.
  • Across the five-year window, Change in Net Loans jumped 342.39% in 2022 and plunged 723.86% in 2026, its largest moves.
  • Year by year, Change in Net Loans stood at $57.3 million in 2022, then soared by 73.21% to $99.2 million in 2023, then plunged by 58.01% to $41.7 million in 2024, then soared by 175.6% to $114.9 million in 2025, then slumped by 136.02% to -$41.4 million in 2026.
  • Per Business Quant, the three latest COFS Change in Net Loans figures stand at -$41.4 million (Q1 2026), $114.9 million (Q4 2025), and -$14.0 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.12 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.65 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -12.69 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 13.77 Bn
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - -41.37 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -41.37 Mn
Dec 31, 2025 114.85 Mn
Sep 30, 2025 -13.96 Mn
Jun 30, 2025 -6.55 Mn
Mar 31, 2025 -5.02 Mn
Dec 31, 2024 41.67 Mn
Sep 30, 2024 65.95 Mn
Jun 30, 2024 19.25 Mn
Mar 31, 2024 7.99 Mn
Dec 31, 2023 99.25 Mn
Sep 30, 2023 45.72 Mn
Jun 30, 2023 53.85 Mn
Mar 31, 2023 20.70 Mn
Dec 31, 2022 57.30 Mn
Sep 30, 2022 13.72 Mn
Jun 30, 2022 91.42 Mn
Mar 31, 2022 -31.82 Mn
Dec 31, 2021 32.68 Mn
Sep 30, 2021 22.73 Mn
Jun 30, 2021 -37.72 Mn