Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)

Choiceone Financial Services (COFS) recorded quarterly Change in Net Loans of -$41.4 million in Q1 2026, down 136.02% quarter-over-quarter from $114.9 million in Q4 2025, and down 723.86% on a YoY basis from $6.6 million in Q1 2025.

Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$41.4 million for Q1 2026.

  • In Q1 2026, Change in Net Loans fell 723.86% year-over-year to -$41.4 million; the TTM figure through Mar 2026 stood at $53.0 million (down 56.53% YoY), while the FY2025 annual figure was $89.3 million, down 33.76% from the prior year.
  • Change in Net Loans was -$41.4 million for Q1 2026 at Choiceone Financial Services, down from $114.9 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $114.9 million in Q4 2025 to a low of -$41.4 million in Q1 2026.
  • Historically, Change in Net Loans has averaged $31.3 million across 5 years, with a median of $20.7 million in 2023.
  • The sharpest annual moves came in 2022 and 2026: Change in Net Loans surged 342.39% in 2022, then plunged 723.86% in 2026.
  • A 5-year view of Change in Net Loans shows it stood at $57.3 million in 2022, then soared by 73.21% to $99.2 million in 2023, then slumped by 58.01% to $41.7 million in 2024, then soared by 175.6% to $114.9 million in 2025, then plunged by 136.02% to -$41.4 million in 2026.
  • The last three Change in Net Loans figures came in at -$41.4 million (Q1 2026), $114.9 million (Q4 2025), and -$14.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.25 Mn
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.65 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -12.69 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Choiceone Financial Services 487.48 Mn 393.83 Mn - -41.37 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -41.37 Mn
Dec 31, 2025 114.85 Mn
Sep 30, 2025 -13.96 Mn
Jun 30, 2025 -6.55 Mn
Mar 31, 2025 -5.02 Mn
Dec 31, 2024 41.67 Mn
Sep 30, 2024 65.95 Mn
Jun 30, 2024 19.25 Mn
Mar 31, 2024 7.99 Mn
Dec 31, 2023 99.25 Mn
Sep 30, 2023 45.72 Mn
Jun 30, 2023 53.85 Mn
Mar 31, 2023 20.70 Mn
Dec 31, 2022 57.30 Mn
Sep 30, 2022 13.72 Mn
Jun 30, 2022 91.42 Mn
Mar 31, 2022 -31.82 Mn
Dec 31, 2021 32.68 Mn
Sep 30, 2021 22.73 Mn
Jun 30, 2021 -37.72 Mn