Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)
Choiceone Financial Services (COFS) recorded quarterly Change in Net Loans of -$41.4 million in Q1 2026, down 136.02% quarter-over-quarter from $114.9 million in Q4 2025, and down 723.86% on a YoY basis from $6.6 million in Q1 2025.
Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$41.4 million for Q1 2026.
- In Q1 2026, Change in Net Loans fell 723.86% year-over-year to -$41.4 million; the TTM figure through Mar 2026 stood at $53.0 million (down 56.53% YoY), while the FY2025 annual figure was $89.3 million, down 33.76% from the prior year.
- Change in Net Loans was -$41.4 million for Q1 2026 at Choiceone Financial Services, down from $114.9 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $114.9 million in Q4 2025 to a low of -$41.4 million in Q1 2026.
- Historically, Change in Net Loans has averaged $31.3 million across 5 years, with a median of $20.7 million in 2023.
- The sharpest annual moves came in 2022 and 2026: Change in Net Loans surged 342.39% in 2022, then plunged 723.86% in 2026.
- A 5-year view of Change in Net Loans shows it stood at $57.3 million in 2022, then soared by 73.21% to $99.2 million in 2023, then slumped by 58.01% to $41.7 million in 2024, then soared by 175.6% to $114.9 million in 2025, then plunged by 136.02% to -$41.4 million in 2026.
- The last three Change in Net Loans figures came in at -$41.4 million (Q1 2026), $114.9 million (Q4 2025), and -$14.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Choiceone Financial Services | 487.48 Mn | 393.83 Mn | - | -41.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -41.37 Mn |
| Dec 31, 2025 | 114.85 Mn |
| Sep 30, 2025 | -13.96 Mn |
| Jun 30, 2025 | -6.55 Mn |
| Mar 31, 2025 | -5.02 Mn |
| Dec 31, 2024 | 41.67 Mn |
| Sep 30, 2024 | 65.95 Mn |
| Jun 30, 2024 | 19.25 Mn |
| Mar 31, 2024 | 7.99 Mn |
| Dec 31, 2023 | 99.25 Mn |
| Sep 30, 2023 | 45.72 Mn |
| Jun 30, 2023 | 53.85 Mn |
| Mar 31, 2023 | 20.70 Mn |
| Dec 31, 2022 | 57.30 Mn |
| Sep 30, 2022 | 13.72 Mn |
| Jun 30, 2022 | 91.42 Mn |
| Mar 31, 2022 | -31.82 Mn |
| Dec 31, 2021 | 32.68 Mn |
| Sep 30, 2021 | 22.73 Mn |
| Jun 30, 2021 | -37.72 Mn |