Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)
Choiceone Financial Services (COFS) posted quarterly Change in Net Loans of -$41.4 million for Q1 2026, down 723.86% year-over-year from $6.6 million in Q1 2025, and down 136.02% quarter-over-quarter from $114.9 million in Q4 2025.
Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$41.4 million for Q1 2026.
- In Q1 2026, Change in Net Loans fell 723.86% year-over-year to -$41.4 million; the TTM figure through Mar 2026 stood at $53.0 million (down 56.53% YoY), while the FY2025 annual figure was $89.3 million, down 33.76% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$41.4 million, down from $114.9 million in the prior quarter.
- The five-year high for Change in Net Loans was $114.9 million in Q4 2025, with the low at -$41.4 million in Q1 2026.
- The 5-year median for Change in Net Loans is $20.7 million (2023), against an average of $31.3 million.
- The sharpest annual moves came in 2022 and 2026: Change in Net Loans jumped 342.39% in 2022, then tumbled 723.86% in 2026.
- Choiceone Financial Services' Change in Net Loans stood at $57.3 million in 2022, then surged by 73.21% to $99.2 million in 2023, then sank by 58.01% to $41.7 million in 2024, then surged by 175.6% to $114.9 million in 2025, then tumbled by 136.02% to -$41.4 million in 2026.
- Business Quant data shows COFS's Change in Net Loans at -$41.4 million in Q1 2026, $114.9 million in Q4 2025, and -$14.0 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Choiceone Financial Services | 494.21 Mn | 396.07 Mn | - | 47.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 47.47 Mn |
| Mar 31, 2026 | -41.37 Mn |
| Dec 31, 2025 | 114.85 Mn |
| Sep 30, 2025 | -13.96 Mn |
| Jun 30, 2025 | -6.55 Mn |
| Mar 31, 2025 | -5.02 Mn |
| Dec 31, 2024 | 41.67 Mn |
| Sep 30, 2024 | 65.95 Mn |
| Jun 30, 2024 | 19.25 Mn |
| Mar 31, 2024 | 7.99 Mn |
| Dec 31, 2023 | 99.25 Mn |
| Sep 30, 2023 | 45.72 Mn |
| Jun 30, 2023 | 53.85 Mn |
| Mar 31, 2023 | 20.70 Mn |
| Dec 31, 2022 | 57.30 Mn |
| Sep 30, 2022 | 13.72 Mn |
| Jun 30, 2022 | 91.42 Mn |
| Mar 31, 2022 | -31.82 Mn |
| Dec 31, 2021 | 32.68 Mn |
| Sep 30, 2021 | 22.73 Mn |