Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)
Choiceone Financial Services' quarterly Change in Net Loans came in at -$41.4 million in Q1 2026, down 723.86% year-on-year from $6.6 million in Q1 2025, and down 136.02% quarter-over-quarter from $114.9 million in Q4 2025.
Choiceone Financial Services has reported Change in Net Loans for 17 years, with the latest figure at -$41.4 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans fell 723.86% year-over-year to -$41.4 million; the trailing twelve-month figure through Mar 2026 stood at $53.0 million (down 56.53% YoY), and the FY2025 full-year result was $89.3 million, down 33.76% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$41.4 million, down from $114.9 million in the prior quarter.
- The five-year high for Change in Net Loans was $114.9 million in Q4 2025, with the low at -$41.4 million in Q1 2026.
- Average Change in Net Loans over 5 years is $31.3 million, with a median of $20.7 million recorded in 2023.
- Year-over-year, Change in Net Loans jumped 342.39% in 2022 and plunged 723.86% in 2026.
- Tracing COFS's Change in Net Loans over 5 years: stood at $57.3 million in 2022, then jumped by 73.21% to $99.2 million in 2023, then sank by 58.01% to $41.7 million in 2024, then jumped by 175.6% to $114.9 million in 2025, then tumbled by 136.02% to -$41.4 million in 2026.
- The last three Change in Net Loans figures came in at -$41.4 million (Q1 2026), $114.9 million (Q4 2025), and -$14.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 10.65 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | -12.69 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 13.77 Bn |
| 10 | Choiceone Financial Services | 471.29 Mn | 377.64 Mn | - | -41.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -41.37 Mn |
| Dec 31, 2025 | 114.85 Mn |
| Sep 30, 2025 | -13.96 Mn |
| Jun 30, 2025 | -6.55 Mn |
| Mar 31, 2025 | -5.02 Mn |
| Dec 31, 2024 | 41.67 Mn |
| Sep 30, 2024 | 65.95 Mn |
| Jun 30, 2024 | 19.25 Mn |
| Mar 31, 2024 | 7.99 Mn |
| Dec 31, 2023 | 99.25 Mn |
| Sep 30, 2023 | 45.72 Mn |
| Jun 30, 2023 | 53.85 Mn |
| Mar 31, 2023 | 20.70 Mn |
| Dec 31, 2022 | 57.30 Mn |
| Sep 30, 2022 | 13.72 Mn |
| Jun 30, 2022 | 91.42 Mn |
| Mar 31, 2022 | -31.82 Mn |
| Dec 31, 2021 | 32.68 Mn |
| Sep 30, 2021 | 22.73 Mn |
| Jun 30, 2021 | -37.72 Mn |
| Mar 31, 2021 | -63.08 Mn |
| Dec 31, 2020 | -28.89 Mn |
| Sep 30, 2020 | 3.33 Mn |
| Jun 30, 2020 | 106.93 Mn |
| Mar 31, 2020 | -1.78 Mn |
| Dec 31, 2019 | -7.39 Mn |
| Sep 30, 2019 | 11.33 Mn |
| Jun 30, 2019 | -3.78 Mn |
| Mar 31, 2019 | 318,000.00 |
| Dec 31, 2018 | 11.57 Mn |
| Sep 30, 2018 | 13.49 Mn |
| Jun 30, 2018 | 12.88 Mn |
| Mar 31, 2018 | -13.56 Mn |
| Dec 31, 2017 | -2.51 Mn |
| Sep 30, 2017 | 23.86 Mn |
| Jun 30, 2017 | 6.11 Mn |
| Mar 31, 2017 | 8.27 Mn |
| Dec 31, 2016 | 6.57 Mn |
| Sep 30, 2016 | 5.85 Mn |
| Jun 30, 2016 | 5.74 Mn |
| Mar 31, 2016 | 2.11 Mn |
| Dec 31, 2015 | 6.41 Mn |
| Sep 30, 2015 | 7.19 Mn |
| Jun 30, 2015 | -2.24 Mn |
| Mar 31, 2015 | -7.69 Mn |
| Dec 31, 2014 | 8.22 Mn |
| Sep 30, 2014 | 8.86 Mn |
| Jun 30, 2014 | 9.30 Mn |
| Mar 31, 2014 | 5.00 Mn |
| Dec 31, 2013 | 1.68 Mn |
| Sep 30, 2013 | 67,000.00 |
| Jun 30, 2013 | 2.78 Mn |
| Mar 31, 2013 | 2.28 Mn |
| Dec 31, 2012 | 10.23 Mn |
| Sep 30, 2012 | -1.26 Mn |
| Jun 30, 2012 | -1.85 Mn |
| Mar 31, 2012 | -12.18 Mn |
| Dec 31, 2011 | -410,000.00 |
| Sep 30, 2011 | 8.74 Mn |
| Jun 30, 2011 | 4.75 Mn |
| Mar 31, 2011 | -3.70 Mn |
| Dec 31, 2010 | 3.69 Mn |
| Sep 30, 2010 | 5.56 Mn |