Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026)
Choiceone Financial Services' (COFS) quarterly Change in Net Loans came in at -$41.4 million in Q1 2026, down 723.86% year-on-year from $6.6 million in Q1 2025, and down 136.02% quarter-over-quarter from $114.9 million in Q4 2025.
Choiceone Financial Services (COFS) Change in Net Loans (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$41.4 million for Q1 2026.
- On a quarterly basis, Change in Net Loans fell 723.86% year-over-year to -$41.4 million in Q1 2026; TTM through Mar 2026 was $53.0 million, a 56.53% decrease from a year earlier, with the FY2025 full-year figure at $89.3 million, down 33.76% from the prior year.
- Change in Net Loans retreated to -$41.4 million in Q1 2026 per COFS's latest filing, from $114.9 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $114.9 million in Q4 2025 and bottomed at -$41.4 million in Q1 2026.
- The 5-year median for Change in Net Loans is $20.7 million (2023), against an average of $31.3 million.
- Across the five-year window, Change in Net Loans jumped 342.39% in 2022 and plunged 723.86% in 2026, its largest moves.
- Year by year, Change in Net Loans stood at $57.3 million in 2022, then soared by 73.21% to $99.2 million in 2023, then plunged by 58.01% to $41.7 million in 2024, then soared by 175.6% to $114.9 million in 2025, then slumped by 136.02% to -$41.4 million in 2026.
- Per Business Quant, the three latest COFS Change in Net Loans figures stand at -$41.4 million (Q1 2026), $114.9 million (Q4 2025), and -$14.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | Choiceone Financial Services | 503.71 Mn | 410.07 Mn | - | -41.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -41.37 Mn |
| Dec 31, 2025 | 114.85 Mn |
| Sep 30, 2025 | -13.96 Mn |
| Jun 30, 2025 | -6.55 Mn |
| Mar 31, 2025 | -5.02 Mn |
| Dec 31, 2024 | 41.67 Mn |
| Sep 30, 2024 | 65.95 Mn |
| Jun 30, 2024 | 19.25 Mn |
| Mar 31, 2024 | 7.99 Mn |
| Dec 31, 2023 | 99.25 Mn |
| Sep 30, 2023 | 45.72 Mn |
| Jun 30, 2023 | 53.85 Mn |
| Mar 31, 2023 | 20.70 Mn |
| Dec 31, 2022 | 57.30 Mn |
| Sep 30, 2022 | 13.72 Mn |
| Jun 30, 2022 | 91.42 Mn |
| Mar 31, 2022 | -31.82 Mn |
| Dec 31, 2021 | 32.68 Mn |
| Sep 30, 2021 | 22.73 Mn |
| Jun 30, 2021 | -37.72 Mn |