CB Financial Services, Inc. Ratios

Ratios Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 98.74%98.68%99.12%
EBT Margin 27.66%28.70%26.00%32.24%29.29%30.27%19.69%31.46%-19.79%261.66%237.28%518.67%913.27%
EBIT Margin 9.41%9.75%8.84%10.96%9.96%10.29%4.14%6.61%-8.07%322.29%317.85%821.32%2,702.74%
Operating Margin 9.41%9.75%8.84%10.96%9.96%10.29%4.14%6.61%
Net Margin 22.21%22.55%18.91%22.83%20.58%20.60%16.16%28.08%-22.42%206.02%189.53%386.20%749.64%
FCF Margin 29.59%41.40%-39.50%138.49%21.99%23.92%21.16%34.92%28.98%189.99%229.90%187.41%204.46%
Efficiency
Assets Average 1,108.09M1,301.62M1,369.13M1,421.10M1,417.21M1,432.51M1,468.83M
Equity Average 115.44M144.36M142.81M133.83M121.64M124.99M143.61M
Invested Capital 132.86M168.60M181.67M175.59M172.39M118.22M139.83M147.38M
Asset Utilization Ratio 0.040.040.030.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 0.580.821.021.491.270.990.300.43-0.695.323.942.711.51
Debt to Equity 0.690.370.290.360.430.210.250.24
Debt Ratio 0.070.040.030.030.040.020.020.02
Equity Ratio 0.100.110.110.090.090.080.100.10
Times Interest Earned 0.580.821.021.491.270.990.300.43-0.695.323.942.711.51
Dividends & Payouts
FCF Payout Ratio 0.370.27-0.260.070.45-0.460.490.290.380.480.360.471.49
Valuation
Enterprise Value 87.28M93.32M105.49M102.02M80.81M80.84M-55.40M4.95M2.73M51.11M94.22M
Market Capitalization 87.28M93.32M105.49M122.64M134.17M163.77M108.01M127.49M109.13M121.92M146.43M
Return Ratios
Return on Sales 0.22%0.23%0.19%0.23%0.21%0.21%0.16%0.28%-0.22%2.06%1.90%3.86%7.50%
Return on Invested Capital 0.01%0.02%0.08%0.10%0.28%0.26%
Return on Assets 0.01%0.01%-0.01%0.01%0.01%0.02%0.01%
Return on Equity 0.06%0.10%-0.07%0.09%0.09%0.18%0.09%