Associated Banc Ratios (2011-2025) | ASB

Ratios Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
EBT Margin 13.60%20.39%26.41%22.40%27.18%27.88%28.27%25.08%28.68%28.83%28.97%25.34%27.60%28.23%30.17%27.57%27.92%28.14%28.33%22.98%23.99%27.24%28.29%35.43%37.79%36.52%-15.87%38.89%34.22%32.00%14.75%898.07%859.16%921.85%-1,487.71%1,159.69%1,246.69%1,253.54%
EBIT Margin 28.15%36.40%40.79%35.59%38.29%38.44%38.02%33.02%36.07%35.45%35.55%31.24%33.09%33.60%35.59%34.24%35.51%35.71%36.11%30.82%32.64%34.90%35.95%40.97%44.93%51.52%-27.97%89.12%103.26%111.30%-14.32%3,254.77%3,144.59%3,290.01%675.28%3,457.50%3,438.97%3,295.86%
EBITDA Margin 30.26%38.70%42.97%37.95%40.63%40.93%40.52%35.72%38.64%38.09%38.24%33.92%35.73%36.18%38.07%36.75%37.84%37.97%38.51%33.06%34.77%36.98%37.89%42.86%46.64%52.99%-28.54%90.58%104.80%112.86%-14.83%3,295.59%3,181.75%3,329.67%714.86%3,500.85%3,479.10%3,331.35%
Net Margin 6.83%11.85%15.32%17.83%17.73%18.25%19.06%18.94%19.23%19.06%19.17%19.12%18.43%18.71%19.78%19.41%18.35%18.92%18.86%15.95%15.81%18.12%18.86%27.22%28.79%27.86%-12.53%29.90%26.06%25.05%10.02%694.90%941.11%725.79%-1,376.72%946.29%967.46%990.06%
FCF Margin 84.57%27.32%-25.50%17.81%42.73%44.77%23.85%3.09%48.90%18.17%69.48%36.13%26.34%14.25%-0.79%22.02%-1.06%29.86%45.63%23.32%-18.93%87.32%77.74%65.99%-12.66%9.99%35.72%57.81%-4.96%1,295.82%851.61%796.50%1,622.40%868.55%1,168.72%1,197.82%
Efficiency
Assets Average 21.76B21.98B21.91B21.92B22.00B22.41B23.11B23.38B23.45B23.65B23.96B24.52B25.27B25.69B26.24B26.95B27.13B27.33B27.59B27.95B28.61B29.10B32.05B36.10B37.64B38.73B40.05B40.96B41.43B41.33B41.08B41.38B41.92B42.62B43.17B43.65B44.22B
Equity Average 3.10B2.92B2.86B2.88B2.91B2.93B2.94B2.94B2.91B2.87B2.88B2.90B2.92B2.90B2.83B2.84B2.89B2.93B2.95B2.96B3.01B3.06B3.52B3.95B3.96B3.98B4.07B4.12B4.13B4.15B4.17B4.21B4.33B4.51B4.65B4.73B4.82B
Invested Capital 4.68B4.48B4.33B14.03B4.08B14.14B15.08B15.12B15.90B15.75B16.76B15.53B15.93B16.04B16.77B17.06B18.16B17.84B18.85B18.38B18.40B18.28B19.51B24.04B24.45B24.93B25.89B27.13B29.57B29.83B31.50B31.63B31.12B32.11B33.48B33.75B33.15B33.84B
Asset Utilization Ratio 0.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.030.030.030.000.000.000.000.00-0.01-0.01-0.020.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 1.932.272.842.703.453.643.904.164.885.365.405.306.036.266.565.134.684.724.643.933.774.564.697.406.293.442.311.771.501.400.491.381.381.390.311.501.571.61
Debt to Equity 0.801.350.891.410.671.340.981.050.851.150.770.420.751.130.770.560.430.790.580.430.790.800.630.090.170.070.300.130.080.110.210.250.200.210.280.190.140.20
Debt Ratio 0.120.180.120.180.090.180.130.130.110.140.090.050.090.130.090.060.050.080.060.050.080.080.070.010.020.010.030.010.010.010.020.030.020.020.030.020.020.02
Equity Ratio 0.150.140.130.130.130.130.130.130.130.120.120.120.120.110.110.100.110.110.110.110.110.100.110.110.110.100.100.100.100.100.100.100.100.100.110.110.110.11
Times Interest Earned 1.932.272.842.703.453.643.904.164.885.365.405.306.036.266.565.134.684.724.643.933.774.564.697.406.293.442.311.771.501.400.491.381.381.390.311.501.571.61
Dividends & Payouts
FCF Payout Ratio 0.030.03-0.030.030.090.080.151.840.120.300.080.170.230.42-7.190.29-5.800.200.130.28-0.340.130.130.140.300.950.280.170.720.230.330.360.200.420.290.26
Valuation
Enterprise Value 2.57B2.41B1.61B1.86B2.43B2.22B2.18B2.18B2.49B2.56B2.52B2.78B2.87B2.84B2.66B2.80B2.72B3.06B2.66B2.31B2.63B2.50B2.89B3.12B2.46B2.74B3.30B2.44B2.19B2.33B2.97B2.99B2.94B2.99B3.36B3.49B3.80B4.02B
Market Capitalization 2.57B2.41B1.61B1.94B2.43B2.29B2.26B2.25B2.55B2.61B2.57B2.83B2.91B2.88B2.70B2.83B2.77B3.09B2.70B2.82B2.69B2.57B2.95B3.41B2.74B3.02B3.58B2.71B2.45B2.58B3.23B3.25B3.19B3.25B3.61B3.75B4.04B4.26B
Return Ratios
Return on Sales 0.16%0.18%0.19%0.19%0.19%0.19%0.20%0.20%0.20%0.19%0.19%0.20%0.20%0.20%0.20%0.20%0.19%0.18%0.18%0.18%0.21%0.24%0.27%8.32%3.35%2.64%2.83%4.06%-0.57%-0.32%-0.22%2.62%3.12%3.07%3.84%
Return on Invested Capital 0.03%0.03%0.03%0.02%0.02%0.02%0.02%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.02%0.02%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity 0.05%0.06%0.06%0.06%0.06%0.06%0.06%0.07%0.07%0.06%0.06%0.07%0.07%0.07%0.07%0.07%0.06%0.06%0.06%0.06%0.06%0.07%0.08%0.09%0.10%0.10%0.09%0.04%0.04%0.04%0.04%0.03%0.03%0.03%0.04%