Yiren Digital (YRD) Interest Coverage Ratio (2021 - 2026)

Yiren Digital (YRD) has 6 years of Interest Coverage Ratio data on file, last reported at 143456392.65 in Q4 2025.

• Quarterly Interest Coverage Ratio fell 574.11% year-over-year to 143456392.65 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 143409291.63 (down 1823.07% YoY) and the FY2025 annual result came in at 31464.78, down 106642.33% from the prior year.
• Interest Coverage Ratio declined to 143456392.65 in Q4 2025, from 21280886.54 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 18190.28 in Q4 2021 to a low of 143456392.65 in Q4 2025.
• A 5-year average of 33359511.13 and a median of 2090058.28 in 2023 frame the typical range for Interest Coverage Ratio.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 36.28% — and 2023, when it slumped 18130.84%.
• Tracing YRD's Interest Coverage Ratio over 5 years: stood at 18190.28 in 2021, then plunged by 36.28% to 11591.57 in 2022, then tumbled by 18130.84% to 2090058.28 in 2023, then tumbled by 918.2% to 21280886.54 in 2024, then sank by 574.11% to 143456392.65 in 2025.
• The last three Interest Coverage Ratio figures came in at 143456392.65 (Q4 2025), 21280886.54 (Q4 2024), and 2090058.28 (Q4 2023), per Business Quant data.