Chime Financial (CHYM) FCF Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly FCF Margin came in at 186.74% in Q1 2026, down 18176.0% YoY from N/an in Q1 2025, and down 2843.08% on a QoQ basis from 6.81% in Q4 2025.
Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of FCF Margin data on file, last reported at 186.74% in Q1 2026.
- Quarterly FCF Margin fell 18176.0% year-over-year to 186.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 48.82% (down 4675.0% YoY) and the FY2025 annual result came in at 2.41%, down 113.0% from the prior year.
- FCF Margin declined to 186.74% in Q1 2026, from 6.81% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 157.54% in Q4 2024 to a low of 186.74% in Q1 2026.
- A 3-year average of 28.63% and a median of 2.91% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2025 — FCF Margin jumped 18306 bps — and 2026, when it sank 18176 bps.
- Tracing CHYM's FCF Margin over 3 years: stood at 157.54% in 2024, then sank by 96 bps to 6.81% in 2025, then tumbled by 2843 bps to 186.74% in 2026.
- The last three FCF Margin figures came in at 186.74% (Q1 2026), 6.81% (Q4 2025), and 2.91% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 36.13% |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 18.25% |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 58.89% |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 19.67% |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 11.86% |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | 16.73% |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 24.76% |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 31.84% |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 61.18% |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | -179.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -179.53% |
| Mar 31, 2026 | -186.74% |
| Dec 31, 2025 | 6.81% |
| Sep 30, 2025 | 2.91% |
| Jun 30, 2025 | 4.20% |
| Mar 31, 2025 | -4.98% |
| Dec 31, 2024 | 157.54% |
| Sep 30, 2024 | -180.15% |