Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) FCF Margin (2024 - 2026)

Chime Financial's (CHYM) quarterly FCF Margin came in at 179.53% in Q2 2026, up 4766.0% on a YoY basis from 3.69% in Q2 2025, and up 3.86% quarter-over-quarter from 186.74% in Q1 2026.

Analysis

Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported FCF Margin for 3 consecutive years, with 179.53% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, FCF Margin rose 4766.0% year-over-year to 179.53%; the trailing twelve-month figure through Jun 2026 stood at 200.78% (up 1410.0% YoY), and the FY2025 full-year result was 223.49%, down 11617.0% from the prior year.
  • FCF Margin climbed to 179.53% in Q2 2026 per CHYM's latest filing, from 186.74% in the prior quarter.
  • Across five years, FCF Margin topped out at 167.21% in Q3 2024 and bottomed at 232.84% in Q4 2024.
  • Historically, FCF Margin has averaged 207.64% across 3 years, with a median of 220.55% in 2025.
  • The sharpest annual moves came in 2025 and 2026: FCF Margin slumped 5933 bps in 2025, then jumped 4766 bps in 2026.
  • Over 3 years, FCF Margin stood at 232.84% in 2024, then rose by 7 bps to 216.42% in 2025, then grew by 17 bps to 179.53% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 179.53%, 186.74%, and 216.42% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn -179.53%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 40.13%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 38.60%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 24.47%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn -
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 15.51%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -179.53%
Mar 31, 2026 -186.74%
Dec 31, 2025 -216.42%
Sep 30, 2025 -226.54%
Jun 30, 2025 -227.20%
Mar 31, 2025 -224.67%
Dec 31, 2024 -232.84%
Sep 30, 2024 -167.21%