Chime Financial (CHYM) FCF Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly FCF Margin came in at 179.53% in Q2 2026, up 4766.0% on a YoY basis from 3.69% in Q2 2025, and up 3.86% quarter-over-quarter from 186.74% in Q1 2026.
Analysis
Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported FCF Margin for 3 consecutive years, with 179.53% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Margin rose 4766.0% year-over-year to 179.53%; the trailing twelve-month figure through Jun 2026 stood at 200.78% (up 1410.0% YoY), and the FY2025 full-year result was 223.49%, down 11617.0% from the prior year.
- FCF Margin climbed to 179.53% in Q2 2026 per CHYM's latest filing, from 186.74% in the prior quarter.
- Across five years, FCF Margin topped out at 167.21% in Q3 2024 and bottomed at 232.84% in Q4 2024.
- Historically, FCF Margin has averaged 207.64% across 3 years, with a median of 220.55% in 2025.
- The sharpest annual moves came in 2025 and 2026: FCF Margin slumped 5933 bps in 2025, then jumped 4766 bps in 2026.
- Over 3 years, FCF Margin stood at 232.84% in 2024, then rose by 7 bps to 216.42% in 2025, then grew by 17 bps to 179.53% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 179.53%, 186.74%, and 216.42% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -179.53% |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 40.13% |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 38.60% |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 24.47% |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 15.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -179.53% |
| Mar 31, 2026 | -186.74% |
| Dec 31, 2025 | -216.42% |
| Sep 30, 2025 | -226.54% |
| Jun 30, 2025 | -227.20% |
| Mar 31, 2025 | -224.67% |
| Dec 31, 2024 | -232.84% |
| Sep 30, 2024 | -167.21% |