Growth Metrics

Chime Financial (CHYM) FCF Margin (2024 - 2026)

Chime Financial posted quarterly FCF Margin of 12.49% for Q1 2026, up 1747.0% year-on-year from 0.68% in Q1 2025, and up 101.52% on a QoQ basis from 821.57% in Q4 2025.

Chime Financial (CHYM) has 3 years of FCF Margin data on file, last reported at 12.49% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 1747.0% year-over-year to 12.49%; the trailing twelve-month figure through Mar 2026 stood at 206.47% (down 10134.0% YoY), and the FY2025 full-year result was 223.49%, down 11617.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 12.49%, up from 821.57% in the prior quarter.
  • Across five years, FCF Margin topped out at 12.49% in Q1 2026 and bottomed at 821.57% in Q4 2025.
  • The 3-year median for FCF Margin is 4.98% (2025), against an average of 171.51%.
  • The widest annual swing landed in 2025, when FCF Margin tumbled 43557 bps; it then surged 1747 bps in 2026.
  • A 3-year view of FCF Margin shows it stood at 386.0% in 2024, then sank by 113 bps to 821.57% in 2025, then soared by 102 bps to 12.49% in 2026.
  • The last three FCF Margin figures came in at 12.49% (Q1 2026), 821.57% (Q4 2025), and 2.91% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 36.77%
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 47.52%
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 17.31%
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 15.02%
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 41.64%
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 20.82%
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 45.65%
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 36.83%
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 61.18%
10 Chime Financial 6.79 Bn 5.78 Bn 580.31 Mn 12.49%

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 12.49%
Dec 31, 2025 -821.57%
Sep 30, 2025 2.91%
Jun 30, 2025 4.20%
Mar 31, 2025 -4.98%
Dec 31, 2024 -386.00%
Sep 30, 2024 -7.63%