Chime Financial (CHYM) FCF Margin (2024 - 2026)
Chime Financial (CHYM) reported FCF Margin of 12.49% for Q1 2026, up 1747.0% on a YoY basis from 0.68% in Q1 2025, and up 101.52% quarter-over-quarter from 821.57% in Q4 2025.
Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends
Chime Financial has reported FCF Margin for 3 years, with the latest figure at 12.49% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1747.0% year-over-year to 12.49%; the trailing twelve-month figure through Mar 2026 stood at 206.47% (down 10134.0% YoY), and the FY2025 full-year result was 223.49%, down 11617.0% from the prior year.
- FCF Margin for Q1 2026 stood at 12.49%, up from 821.57% in the prior quarter.
- The five-year high for FCF Margin was 12.49% in Q1 2026, with the low at 821.57% in Q4 2025.
- Historically, FCF Margin has averaged 171.51% across 3 years, with a median of 4.98% in 2025.
- Annual changes were most pronounced in 2025 — FCF Margin sank 43557 bps — and 2026, when it surged 1747 bps.
- Chime Financial's FCF Margin stood at 386.0% in 2024, then slumped by 113 bps to 821.57% in 2025, then surged by 102 bps to 12.49% in 2026.
- The last three FCF Margin figures came in at 12.49% (Q1 2026), 821.57% (Q4 2025), and 2.91% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 36.77% |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | - |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 17.31% |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | 15.02% |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 58.89% |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 20.82% |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 41.64% |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 36.83% |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 31.84% |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | 12.49% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.49% |
| Dec 31, 2025 | -821.57% |
| Sep 30, 2025 | 2.91% |
| Jun 30, 2025 | 4.20% |
| Mar 31, 2025 | -4.98% |
| Dec 31, 2024 | -386.00% |
| Sep 30, 2024 | -7.63% |