Chime Financial (CHYM) FCF Margin (2024 - 2026)

Chime Financial's (CHYM) quarterly FCF Margin came in at 186.74% in Q1 2026, down 18176.0% YoY from N/an in Q1 2025, and down 2843.08% on a QoQ basis from 6.81% in Q4 2025.

Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has 3 years of FCF Margin data on file, last reported at 186.74% in Q1 2026.

  • Quarterly FCF Margin fell 18176.0% year-over-year to 186.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 48.82% (down 4675.0% YoY) and the FY2025 annual result came in at 2.41%, down 113.0% from the prior year.
  • FCF Margin declined to 186.74% in Q1 2026, from 6.81% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 157.54% in Q4 2024 to a low of 186.74% in Q1 2026.
  • A 3-year average of 28.63% and a median of 2.91% in 2025 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2025 — FCF Margin jumped 18306 bps — and 2026, when it sank 18176 bps.
  • Tracing CHYM's FCF Margin over 3 years: stood at 157.54% in 2024, then sank by 96 bps to 6.81% in 2025, then tumbled by 2843 bps to 186.74% in 2026.
  • The last three FCF Margin figures came in at 186.74% (Q1 2026), 6.81% (Q4 2025), and 2.91% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn 36.13%
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 18.25%
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 58.89%
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 19.67%
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 11.86%
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn 16.73%
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 24.76%
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 31.84%
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 61.18%
10 Chime Financial 12.13 Bn 11.06 Bn 594.87 Mn -179.53%

Historic Data

Download Data
DateValue
Jun 30, 2026 -179.53%
Mar 31, 2026 -186.74%
Dec 31, 2025 6.81%
Sep 30, 2025 2.91%
Jun 30, 2025 4.20%
Mar 31, 2025 -4.98%
Dec 31, 2024 157.54%
Sep 30, 2024 -180.15%