Chime Financial (CHYM) FCF Margin (2024 - 2026)
Chime Financial (CHYM) posted FCF Margin of 186.74% for Q1 2026, down 2843.08% on a QoQ basis from 6.81% in Q4 2025, and down 18176.0% year-over-year from N/an in Q1 2025.
Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends
Chime Financial's FCF Margin history runs 3 years deep, the most recent figure standing at 186.74% for Q1 2026.
- Quarterly FCF Margin fell 18176.0% year-over-year to 186.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 48.82% (down 4675.0% YoY) and the FY2025 annual result came in at 2.41%, down 113.0% from the prior year.
- FCF Margin was 186.74% for Q1 2026 at Chime Financial, down from 6.81% in the prior quarter.
- Across five years, FCF Margin topped out at 157.54% in Q4 2024 and bottomed at 186.74% in Q1 2026.
- A 3-year average of 28.63% and a median of 2.91% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2025 — FCF Margin jumped 18306 bps — and 2026, when it plunged 18176 bps.
- Chime Financial's FCF Margin stood at 157.54% in 2024, then tumbled by 96 bps to 6.81% in 2025, then sank by 2843 bps to 186.74% in 2026.
- Business Quant data shows CHYM's FCF Margin at 186.74% in Q1 2026, 6.81% in Q4 2025, and 2.91% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 39.26% |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 15.02% |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 17.31% |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 58.89% |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 11.86% |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 36.83% |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | 16.73% |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 20.82% |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | -186.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -186.74% |
| Dec 31, 2025 | 6.81% |
| Sep 30, 2025 | 2.91% |
| Jun 30, 2025 | 4.20% |
| Mar 31, 2025 | -4.98% |
| Dec 31, 2024 | 157.54% |
| Sep 30, 2024 | -180.15% |