Chime Financial (CHYM) FCF Margin (2024 - 2026)
Chime Financial's FCF Margin came in at 29.49% for Q2 2026, up 24.48 percentage points from 5.01% a year earlier and up 17.00 percentage points from the prior quarter.
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Analysis
Chime Financial (CHYM) FCF Margin (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Chime Financial reported FCF Margin of 12.71%, up 13.34 percentage points year-over-year; for FY2025, it came in at 1.50%, down 2.04 percentage points from FY2024.
- Going back by year, FCF Margin was 3.55% in FY2024 (+16.62 pp) and -13.07% in FY2023.
- The Q2 2026 figure represents the highest quarterly FCF Margin in data going back to Q3 2024.
- Year-over-year, FCF Margin increased in three of the last four quarters, with an average year-over-year change of +12.83 percentage points.
- Business Quant data shows CHYM's FCF Margin at 12.49% (Q1 2026), 3.08% (Q4 2025) and 2.84% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 14.46% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 16.67% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 33.36% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 10.20% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | -53.19% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -11.88% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 68.54% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 43.82% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 16.90% |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | 62.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.90% |
| Jun 30, 2026 | 29.49% |
| Mar 31, 2026 | 12.49% |
| Dec 31, 2025 | 3.08% |
| Sep 30, 2025 | 2.84% |
| Jun 30, 2025 | 5.01% |
| Mar 31, 2025 | -5.27% |
| Dec 31, 2024 | 3.50% |
| Sep 30, 2024 | -6.64% |
API Access
Chime Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();