Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) EBITDA Margin (2024 - 2026)

Chime Financial's (CHYM) quarterly EBITDA Margin came in at 3.18% in Q2 2026, up 17799.0% on a YoY basis from N/an in Q2 2025, and down 55.35% quarter-over-quarter from 7.13% in Q1 2026.

Analysis

Chime Financial (CHYM) EBITDA Margin (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported EBITDA Margin for 3 consecutive years, with 3.18% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBITDA Margin rose 17799.0% year-over-year to 3.18%; the trailing twelve-month figure through Jun 2026 stood at 2.29% (up 4783.0% YoY), and the FY2025 full-year result was 47.13%, down 4394.0% from the prior year.
  • EBITDA Margin fell to 3.18% in Q2 2026 per CHYM's latest filing, from 7.13% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 7.13% in Q1 2026 and bottomed at 174.81% in Q2 2025.
  • Historically, EBITDA Margin has averaged 22.07% across 3 years, with a median of 5.63% in 2024.
  • The sharpest annual moves came in 2025 and 2026: EBITDA Margin slumped 17394 bps in 2025, then soared 17799 bps in 2026.
  • Over 3 years, EBITDA Margin stood at 7.69% in 2024, then sank by 45 bps to 11.16% in 2025, then soared by 129 bps to 3.18% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 3.18%, 7.13%, and 11.16% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 3.18%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 21.24%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 23.84%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 13.35%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 8.46%
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -5.93%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.18%
Mar 31, 2026 7.13%
Dec 31, 2025 -11.16%
Sep 30, 2025 -10.53%
Jun 30, 2025 -174.81%
Mar 31, 2025 1.76%
Dec 31, 2024 -7.69%
Sep 30, 2024 -5.63%
Jun 30, 2024 -0.87%