Chime Financial (CHYM) EBITDA Margin (2024 - 2026)
Chime Financial's EBITDA Margin was 4.31% in Q2 2026, up 179.12 percentage points from -174.80% a year earlier but down 4.00 percentage points from the prior quarter.
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Analysis
Chime Financial (CHYM) EBITDA Margin (2024 - 2026) Analysis & Trends
On a trailing twelve-month basis, Chime Financial's EBITDA Margin was -0.83% through Jun 30, 2026, up 48.07 percentage points year-over-year; for FY2025, it was -46.19%, down 43.98 percentage points from FY2024.
- In earlier years, EBITDA Margin was -2.20% in FY2024 (+15.23 pp) and -17.43% in FY2023.
- Quarterly EBITDA Margin has moved between -174.80% (Q2 2025) and 8.31% (Q1 2026) over five years.
- Compared with a year earlier, EBITDA Margin was higher in two of the last five quarters, with an average year-over-year change of +0.39 percentage points.
- Per Business Quant data, CHYM's EBITDA Margin in the three quarters before Q2 2026 was 8.31% (Q1 2026), -7.71% (Q4 2025) and -10.52% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 53.33 Bn | 25.10 Bn | 3.24 Bn | 3.39% |
| 2 | PayPal Holdings | 51.08 Bn | 9.78 Bn | - | 19.26% |
| 3 | Coinbase Global | 36.00 Bn | -3.64 Bn | - | 8.45% |
| 4 | Fiserv | 33.73 Bn | 30.93 Bn | 2.76 Bn | -89.32% |
| 5 | Corpay | 30.05 Bn | 18.87 Bn | - | 53.52% |
| 6 | Global Payments | 25.91 Bn | 728.97 Mn | 2.01 Bn | 35.07% |
| 7 | Guidewire Software | 13.54 Bn | 10.10 Bn | 269.68 Mn | 19.18% |
| 8 | Chime Financial | 12.44 Bn | 8.13 Bn | 646.07 Mn | 5.81% |
| 9 | Jack Henry & Associates | 12.30 Bn | 12.20 Bn | 273.85 Mn | 29.71% |
| 10 | Bitmine Immersion Technologies | 10.34 Bn | 7.72 Bn | 40.81 Mn | -24.67% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.81% |
| Jun 30, 2026 | 4.32% |
| Mar 31, 2026 | 8.29% |
| Dec 31, 2025 | -7.89% |
| Sep 30, 2025 | -10.83% |
| Jun 30, 2025 | -174.94% |
| Mar 31, 2025 | 2.85% |
| Dec 31, 2024 | -4.64% |
| Sep 30, 2024 | -6.25% |
| Jun 30, 2024 | -0.87% |
API Access
Chime Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();