Chime Financial (CHYM) EBITDA Margin (2024 - 2026)
Chime Financial posted quarterly EBITDA Margin of 7.13% for Q1 2026, up 537.0% year-on-year from 1.12% in Q1 2025, and up 163.88% on a QoQ basis from 11.16% in Q4 2025.
Chime Financial (CHYM) has 3 years of EBITDA Margin data on file, last reported at 7.13% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 537.0% year-over-year to 7.13%; the trailing twelve-month figure through Mar 2026 stood at 43.23% (down 4020.0% YoY), and the FY2025 full-year result was 47.13%, down 4394.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 7.13%, up from 11.16% in the prior quarter.
- Across five years, EBITDA Margin topped out at 7.13% in Q1 2026 and bottomed at 174.81% in Q2 2025.
- The 3-year median for EBITDA Margin is 6.66% (2024), against an average of 25.22%.
- The widest annual swing landed in 2025, when EBITDA Margin tumbled 17394 bps; it then soared 537 bps in 2026.
- A 3-year view of EBITDA Margin shows it stood at 7.69% in 2024, then slumped by 45 bps to 11.16% in 2025, then surged by 164 bps to 7.13% in 2026.
- The last three EBITDA Margin figures came in at 7.13% (Q1 2026), 11.16% (Q4 2025), and 10.53% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 28.69% |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 16.69% |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 14.56% |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | -18.49% |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | 12.12% |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 29.26% |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 37.79% |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | -22.99% |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 46.97% |
| 10 | Chime Financial | 6.79 Bn | 5.78 Bn | 580.31 Mn | 7.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.13% |
| Dec 31, 2025 | -11.16% |
| Sep 30, 2025 | -10.53% |
| Jun 30, 2025 | -174.81% |
| Mar 31, 2025 | 1.76% |
| Dec 31, 2024 | -7.69% |
| Sep 30, 2024 | -5.63% |
| Jun 30, 2024 | -0.87% |