Chime Financial (CHYM) Asset Utilization Ratio (2025 - 2026)
Chime Financial's Asset Utilization Ratio came in at 1.25 for Q2 2026, up 5.3% from the prior quarter.
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Analysis
Chime Financial (CHYM) Asset Utilization Ratio (2025 - 2026) Analysis & Trends
For FY2025, Chime Financial's Asset Utilization Ratio was 1.28.
- Business Quant data shows CHYM's Asset Utilization Ratio at 1.18 (Q1 2026), 1.11 (Q4 2025) and 1.07 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 0.64 |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 0.42 |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 0.21 |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | 0.27 |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 0.19 |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | 0.18 |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 0.58 |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 1.25 |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 0.82 |
| 10 | Bitmine Immersion Technologies | 10.03 Bn | 7.41 Bn | 40.81 Mn | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.25 |
| Jun 30, 2026 | 1.25 |
| Mar 31, 2026 | 1.18 |
| Dec 31, 2025 | 1.11 |
| Sep 30, 2025 | 1.07 |
API Access
Chime Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();