Chime Financial (CHYM) Asset Utilization Ratio (2025 - 2026)

Chime Financial's (CHYM) quarterly Asset Utilization Ratio came in at 1.25 in Q2 2026, up 5.25% quarter-over-quarter from 1.18 in Q1 2026.

Analysis

Chime Financial (CHYM) Asset Utilization Ratio (2025 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Asset Utilization Ratio for 2 consecutive years, with 1.25 the latest figure, recorded in Q2 2026.

For the quarter ending Q2 2026, Asset Utilization Ratio changed N/A year-over-year to 1.25; the trailing twelve-month figure through Jun 2026 stood at 1.25 (changed N/A YoY), and the FY2025 full-year result was 1.28, changed N/A from the prior year.
Asset Utilization Ratio climbed to 1.25 in Q2 2026 per CHYM's latest filing, from 1.18 in the prior quarter.
Across five years, Asset Utilization Ratio topped out at 1.25 in Q2 2026 and bottomed at 1.07 in Q3 2025.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Asset Util. (Qtr)
1	Chime Financial	12.78 Bn	11.72 Bn	594.87 Mn	1.25
2	Jack Henry & Associates	11.61 Bn	11.60 Bn	273.85 Mn	0.82
3	Dave	4.36 Bn	4.10 Bn	159.27 Mn	1.17
4	Q2 Holdings	3.87 Bn	3.77 Bn	130.20 Mn	0.76
5	nCino	2.43 Bn	2.36 Bn	100.77 Mn	0.38
6	Alkami Technology	2.11 Bn	2.02 Bn	73.81 Mn	0.59

Historic Data

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