Chime Financial (CHYM) Total Debt (2024 - 2026)
Chime Financial's (CHYM) quarterly Total Debt came in at $184.3 million in Q2 2026, up 23.79% on a YoY basis from $148.9 million in Q2 2025, and up 35.57% quarter-over-quarter from $136.0 million in Q1 2026.
Analysis
Chime Financial (CHYM) Total Debt (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Total Debt for 3 consecutive years, with $184.3 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Total Debt rose 23.79% year-over-year to $184.3 million; the trailing twelve-month figure through Jun 2026 stood at $184.3 million (up 23.79% YoY), and the FY2025 full-year result was $147.4 million, up 20.67% from the prior year.
- Total Debt advanced to $184.3 million in Q2 2026 per CHYM's latest filing, from $136.0 million in the prior quarter.
- Across five years, Total Debt topped out at $184.3 million in Q2 2026 and bottomed at $6.5 million in Q2 2024.
- Historically, Total Debt has averaged $111.5 million across 3 years, with a median of $135.1 million in 2025.
- The widest YoY moves for Total Debt: up 2203.14% in 2025, down 20.67% in 2025.
- Over 3 years, Total Debt stood at $122.1 million in 2024, then increased by 20.67% to $147.4 million in 2025, then grew by 25.07% to $184.3 million in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $184.3 million, $136.0 million, and $147.4 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 184.32 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 40.00 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 75.00 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | - |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 285.16 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 184.32 Mn |
| Mar 31, 2026 | 135.96 Mn |
| Dec 31, 2025 | 147.38 Mn |
| Sep 30, 2025 | 134.30 Mn |
| Jun 30, 2025 | 148.90 Mn |
| Mar 31, 2025 | 12.41 Mn |
| Dec 31, 2024 | 122.14 Mn |
| Jun 30, 2024 | 6.47 Mn |