Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Retained Earnings (2024 - 2026)

Chime Financial's (CHYM) quarterly Retained Earnings came in at $4.7 billion in Q2 2026, little changed on a YoY basis from $4.7 billion in Q2 2025, and down 1.36% quarter-over-quarter from $4.8 billion in Q1 2026.

Analysis

Chime Financial (CHYM) Retained Earnings (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Retained Earnings for 3 consecutive years, with $4.7 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Retained Earnings changed 0.1% year-over-year to $4.7 billion; the trailing twelve-month figure through Jun 2026 stood at $4.7 billion (changed 0.1% YoY), and the FY2025 full-year result was $4.8 billion, up 302.0% from the prior year.
  • Retained Earnings slipped to $4.7 billion in Q2 2026 per CHYM's latest filing, from $4.8 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $4.8 billion in Q4 2025 and bottomed at -$2.4 billion in Q4 2024.
  • Historically, Retained Earnings has averaged $3.6 billion across 3 years, with a median of $4.7 billion in 2025.
  • The sharpest annual moves came in 2025 and 2026: Retained Earnings surged 302.0% in 2025, then decreased 0.1% in 2026.
  • Over 3 years, Retained Earnings stood at -$2.4 billion in 2024, then soared by 302.0% to $4.8 billion in 2025, then declined by 1.62% to $4.7 billion in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered $4.7 billion, $4.8 billion, and $4.8 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 4.70 Bn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 3.71 Bn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 350.68 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 1.20 Bn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 1.58 Bn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 905.29 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.70 Bn
Mar 31, 2026 4.76 Bn
Dec 31, 2025 4.78 Bn
Sep 30, 2025 4.77 Bn
Jun 30, 2025 4.70 Bn
Dec 31, 2024 -2.36 Bn