Chime Financial (CHYM) Retained Earnings (2024 - 2026)

Chime Financial (CHYM) reported Retained Earnings of -$3.3 billion for Q1 2026, up 1.58% quarter-over-quarter from -$3.4 billion in Q4 2025.

Chime Financial (CHYM) Retained Earnings (2024 - 2026) Analysis & Trends

Chime Financial has reported Retained Earnings for 3 years, with the latest figure at -$3.3 billion in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings changed N/A year-over-year to -$3.3 billion; the trailing twelve-month figure through Mar 2026 stood at -$3.3 billion (changed N/A YoY), and the FY2025 full-year result was -$3.4 billion, down 42.72% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$3.3 billion, up from -$3.4 billion in the prior quarter.
  • The five-year high for Retained Earnings was -$79000.0 in Q3 2025, with the low at -$3.4 billion in Q4 2025.
  • Historically, Retained Earnings has averaged -$2.5 billion across 3 years, with a median of -$3.3 billion in 2025.
  • The largest YoY upside for Retained Earnings was 42.72% in 2025 against a maximum downside of 42.72% in 2025.
  • Chime Financial's Retained Earnings stood at -$2.4 billion in 2024, then plunged by 42.72% to -$3.4 billion in 2025, then grew by 1.58% to -$3.3 billion in 2026.
  • The last three Retained Earnings figures came in at -$3.3 billion (Q1 2026), -$3.4 billion (Q4 2025), and -$79000.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 57.69 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 350.50 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn -421.00 Mn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn 2.28 Bn
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 23.95 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn -40.09 Mn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn 5.71 Bn
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn -853.10 Mn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn -247.00 Mn
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn -3.32 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.32 Bn
Dec 31, 2025 -3.37 Bn
Sep 30, 2025 -79,000.00
Jun 30, 2025 -3.27 Bn
Dec 31, 2024 -2.36 Bn