Chime Financial (CHYM) Retained Earnings (2024 - 2026)
Chime Financial (CHYM) reported Retained Earnings of -$3.3 billion for Q1 2026, up 1.58% quarter-over-quarter from -$3.4 billion in Q4 2025.
Chime Financial (CHYM) Retained Earnings (2024 - 2026) Analysis & Trends
Chime Financial has reported Retained Earnings for 3 years, with the latest figure at -$3.3 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings changed N/A year-over-year to -$3.3 billion; the trailing twelve-month figure through Mar 2026 stood at -$3.3 billion (changed N/A YoY), and the FY2025 full-year result was -$3.4 billion, down 42.72% from the prior year.
- Retained Earnings for Q1 2026 stood at -$3.3 billion, up from -$3.4 billion in the prior quarter.
- The five-year high for Retained Earnings was -$79000.0 in Q3 2025, with the low at -$3.4 billion in Q4 2025.
- Historically, Retained Earnings has averaged -$2.5 billion across 3 years, with a median of -$3.3 billion in 2025.
- The largest YoY upside for Retained Earnings was 42.72% in 2025 against a maximum downside of 42.72% in 2025.
- Chime Financial's Retained Earnings stood at -$2.4 billion in 2024, then plunged by 42.72% to -$3.4 billion in 2025, then grew by 1.58% to -$3.3 billion in 2026.
- The last three Retained Earnings figures came in at -$3.3 billion (Q1 2026), -$3.4 billion (Q4 2025), and -$79000.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 57.69 Bn |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 350.50 Mn |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | -421.00 Mn |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | 2.28 Bn |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 23.95 Bn |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | -40.09 Mn |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 5.71 Bn |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | -853.10 Mn |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | -247.00 Mn |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | -3.32 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.32 Bn |
| Dec 31, 2025 | -3.37 Bn |
| Sep 30, 2025 | -79,000.00 |
| Jun 30, 2025 | -3.27 Bn |
| Dec 31, 2024 | -2.36 Bn |