Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Net Income (2024 - 2026)

Chime Financial's (CHYM) quarterly Net Income came in at $27.8 million in Q2 2026, up 103.02% on a YoY basis from $13.7 million in Q2 2025, and down 47.9% quarter-over-quarter from $53.5 million in Q1 2026.

Analysis

Chime Financial (CHYM) Net Income (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Net Income for 3 consecutive years, with $27.8 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Net Income rose 103.02% year-over-year to $27.8 million; the trailing twelve-month figure through Jun 2026 stood at -$18.2 million (up 98.09% YoY), and the FY2025 full-year result was -$1.0 billion, down 3884.91% from the prior year.
  • Net Income declined to $27.8 million in Q2 2026 per CHYM's latest filing, from $53.5 million in the prior quarter.
  • Across five years, Net Income topped out at $53.5 million in Q1 2026 and bottomed at -$923.4 million in Q2 2025.
  • Historically, Net Income has averaged -$107.8 million across 3 years, with a median of -$19.6 million in 2024.
  • The sharpest annual moves came in 2025 and 2026: Net Income tumbled 239937.92% in 2025, then jumped 313.14% in 2026.
  • Over 3 years, Net Income stood at -$19.6 million in 2024, then tumbled by 128.38% to -$44.8 million in 2025, then jumped by 162.2% to $27.8 million in 2026.
  • According to Business Quant data, Net Income over the past three periods registered $27.8 million, $53.5 million, and -$44.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 27.85 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 111.23 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 6.69 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 29.86 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 6.40 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -8.90 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 27.85 Mn
Mar 31, 2026 53.46 Mn
Dec 31, 2025 -44.78 Mn
Sep 30, 2025 -54.72 Mn
Jun 30, 2025 -923.38 Mn
Mar 31, 2025 12.94 Mn
Dec 31, 2024 -19.61 Mn
Sep 30, 2024 -22.03 Mn
Jun 30, 2024 385,000.00