Chime Financial (CHYM) Gross Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly Gross Margin came in at 89.64% in Q1 2026, up 129.0% YoY from 39.14% in Q1 2025, and up 0.81% on a QoQ basis from 88.91% in Q4 2025.
Chime Financial (CHYM) Gross Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of Gross Margin data on file, last reported at 89.64% in Q1 2026.
- Quarterly Gross Margin rose 129.0% year-over-year to 89.64% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 88.35% (up 60.0% YoY) and the FY2025 annual result came in at 87.97%, up 37.0% from the prior year.
- Gross Margin rose to 89.64% in Q1 2026, from 88.91% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 89.64% in Q1 2026 to a low of 86.86% in Q2 2024.
- A 3-year average of 87.98% and a median of 87.76% in 2024 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2025 — Gross Margin fell 8 bps — and 2026, when it surged 129 bps.
- Tracing CHYM's Gross Margin over 3 years: stood at 88.21% in 2024, then advanced by 1 bps to 88.91% in 2025, then advanced by 1 bps to 89.64% in 2026.
- The last three Gross Margin figures came in at 89.64% (Q1 2026), 88.91% (Q4 2025), and 87.23% (Q3 2025), per Business Quant data.
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| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 73.08% |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 47.67% |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 76.92% |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 44.93% |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 70.68% |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | 66.61% |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 45.88% |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 89.20% |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 84.61% |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 88.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 88.82% |
| Mar 31, 2026 | 89.64% |
| Dec 31, 2025 | 88.91% |
| Sep 30, 2025 | 87.23% |
| Jun 30, 2025 | 87.29% |
| Mar 31, 2025 | 88.35% |
| Dec 31, 2024 | 88.21% |
| Sep 30, 2024 | 87.31% |
| Jun 30, 2024 | 86.86% |