Chime Financial (CHYM) Gross Margin (2024 - 2026)
Chime Financial posted quarterly Gross Margin of 89.64% for Q1 2026, up 129.0% year-on-year from 39.14% in Q1 2025, and up 0.81% on a QoQ basis from 88.91% in Q4 2025.
Chime Financial (CHYM) has 3 years of Gross Margin data on file, last reported at 89.64% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 129.0% year-over-year to 89.64%; the trailing twelve-month figure through Mar 2026 stood at 88.35% (up 60.0% YoY), and the FY2025 full-year result was 87.97%, up 37.0% from the prior year.
- Gross Margin for Q1 2026 stood at 89.64%, up from 88.91% in the prior quarter.
- Across five years, Gross Margin topped out at 89.64% in Q1 2026 and bottomed at 86.86% in Q2 2024.
- The 3-year median for Gross Margin is 87.76% (2024), against an average of 87.98%.
- The widest annual swing landed in 2025, when Gross Margin fell 8 bps; it then surged 129 bps in 2026.
- A 3-year view of Gross Margin shows it stood at 88.21% in 2024, then climbed by 1 bps to 88.91% in 2025, then climbed by 1 bps to 89.64% in 2026.
- The last three Gross Margin figures came in at 89.64% (Q1 2026), 88.91% (Q4 2025), and 87.23% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 72.98% |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 77.61% |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 89.96% |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | 48.77% |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | 75.07% |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 85.65% |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 89.62% |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | 48.28% |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 79.05% |
| 10 | Chime Financial | 6.79 Bn | 5.78 Bn | 580.31 Mn | 89.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 89.64% |
| Dec 31, 2025 | 88.91% |
| Sep 30, 2025 | 87.23% |
| Jun 30, 2025 | 87.29% |
| Mar 31, 2025 | 88.35% |
| Dec 31, 2024 | 88.21% |
| Sep 30, 2024 | 87.31% |
| Jun 30, 2024 | 86.86% |