Chime Financial (CHYM) Gross Margin (2024 - 2026)

Chime Financial (CHYM) has reported Gross Margin for 3 consecutive years, with 88.82% the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Gross Margin rose 153.0% year-over-year to 88.82%; the trailing twelve-month figure through Jun 2026 stood at 88.71% (up 90.0% YoY), and the FY2025 full-year result was 87.97%, up 37.0% from the prior year.
• Gross Margin slipped to 88.82% in Q2 2026 per CHYM's latest filing, from 89.64% in the prior quarter.
• Across five years, Gross Margin topped out at 89.64% in Q1 2026 and bottomed at 86.86% in Q2 2024.
• Historically, Gross Margin has averaged 88.07% across 3 years, with a median of 88.21% in 2024.
• The sharpest annual moves came in 2025 and 2026: Gross Margin retreated 8 bps in 2025, then soared 153 bps in 2026.
• Over 3 years, Gross Margin stood at 88.21% in 2024, then grew by 1 bps to 88.91% in 2025, then decreased by 0 bps to 88.82% in 2026.
• According to Business Quant data, Gross Margin over the past three periods registered 88.82%, 89.64%, and 88.91% for Q2 2026, Q1 2026, and Q4 2025 respectively.