Chime Financial (CHYM) Gross Margin (2024 - 2026)
Chime Financial (CHYM) posted Gross Margin of 88.82% for Q2 2026, up 1.53 percentage points from 87.29% a year earlier but down 0.82 percentage points from the prior quarter.
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Analysis
Chime Financial (CHYM) Gross Margin (2024 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Gross Margin at Chime Financial was 88.71%, up 0.90 percentage points year-over-year; for FY2025, it was 87.97%, up 0.37 percentage points from FY2024.
- In prior years, Chime Financial's Gross Margin was 87.60% in FY2024 (+4.79 pp) and 82.81% in FY2023.
- Quarterly Gross Margin has run from a low of 86.86% in Q2 2024 to a high of 89.64% in Q1 2026 over five years.
- On a year-over-year basis, Gross Margin has increased in each of the last three quarters, with an average year-over-year change of +0.77 percentage points over the last five quarters.
- According to Business Quant data, Gross Margin for the three prior quarters was 89.64% (Q1 2026), 88.91% (Q4 2025) and 87.23% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 48.15% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 53.06% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 60.78% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 65.60% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 42.52% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 89.98% |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | 87.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 89.98% |
| Jun 30, 2026 | 88.82% |
| Mar 31, 2026 | 89.64% |
| Dec 31, 2025 | 88.91% |
| Sep 30, 2025 | 87.23% |
| Jun 30, 2025 | 87.29% |
| Mar 31, 2025 | 88.35% |
| Dec 31, 2024 | 88.21% |
| Sep 30, 2024 | 87.31% |
| Jun 30, 2024 | 86.86% |
API Access
Chime Financial Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();