Chime Financial (CHYM) Cash & Equivalents (2024 - 2026)
Chime Financial's (CHYM) quarterly Cash & Equivalents came in at $536.0 million in Q2 2026, down 38.26% on a YoY basis from $868.3 million in Q2 2025, and down 11.79% quarter-over-quarter from $607.7 million in Q1 2026.
Analysis
Chime Financial (CHYM) Cash & Equivalents (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Cash & Equivalents for 3 consecutive years, with $536.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Cash & Equivalents fell 38.26% year-over-year to $536.0 million; the trailing twelve-month figure through Jun 2026 stood at $536.0 million (down 38.26% YoY), and the FY2025 full-year result was $466.3 million, up 38.07% from the prior year.
- Cash & Equivalents slipped to $536.0 million in Q2 2026 per CHYM's latest filing, from $607.7 million in the prior quarter.
- Across five years, Cash & Equivalents topped out at $868.3 million in Q2 2025 and bottomed at $270.8 million in Q3 2024.
- Historically, Cash & Equivalents has averaged $460.6 million across 3 years, with a median of $445.0 million in 2025.
- The sharpest annual moves came in 2025 and 2026: Cash & Equivalents surged 193.92% in 2025, then plunged 38.26% in 2026.
- Over 3 years, Cash & Equivalents stood at $337.7 million in 2024, then jumped by 38.07% to $466.3 million in 2025, then rose by 14.97% to $536.0 million in 2026.
- According to Business Quant data, Cash & Equivalents over the past three periods registered $536.0 million, $607.7 million, and $466.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 536.05 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 12.06 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 209.61 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 99.92 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 83.29 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 45.51 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 536.05 Mn |
| Mar 31, 2026 | 607.68 Mn |
| Dec 31, 2025 | 466.25 Mn |
| Sep 30, 2025 | 445.03 Mn |
| Jun 30, 2025 | 868.28 Mn |
| Mar 31, 2025 | 318.16 Mn |
| Dec 31, 2024 | 337.70 Mn |
| Sep 30, 2024 | 270.83 Mn |
| Jun 30, 2024 | 295.42 Mn |